Izinja ezikhuselekileyo kwiPropati yakho yokuHlaba
Umqeshi Ngokuqhelekileyo Uxanduva lwe-Dog Bite
Kwiimeko ezininzi, ukuba inja ibangela ingozi, umnini wenja nguye onoxanduva.
Oku kuyinyaniso ngokuqinisekileyo ukuba eli lixesha lokuqala, ulwazi lwakho, ukuba isilwanyana siye sabonisa ukuziphatha okubi.
Thelekisa le meko kumthwalo wakho ngomntwana womqashi. Ukuba umntwana wabo ekulweni nomnye umntwana kwisakhiwo, ngabazali bomntwana kufuneka bajongane nayiphi na imiba esemthethweni, kungekhona wena.
- Ukucebisa abaqashi ukuba bathenge Inqwerensi ye-Renter's Insurance:
Ekubeni imbopheleleko yejaji ihlala ihlala kumqeshi, kufuneka ucebise bonke abaqeshi bakho, ngokukodwa abo kunye nezilwanyana, ukuthenga i-inshurensi yomnini-renter. Kubalulekile ukuba bahlolisise umgaqo-nkqubo ukuqinisekisa ukuba awufaki ukukhutshwa kwengozi okanye umonakalo obangelwa yinja okanye ukuba ayifaki imveliso ethile yeenjazi eziyingozi ukusuka kwirejista. Bamele baqiniseke ukuba bafumane umgaqo-nkqubo owanikezela ngokwaneleyo umrhumo woxanduva lomntu, ngokuqhelekileyo ubuncinane be-$ 100,000.
3 Ixesha elinokuthi umnikazi wendawo angaba nako ukuhlawulwa
Kwiimeko ezininzi, umnini-mhlaba akayi kuba noxanduva ukuba inja yomqeshi ihlasele umntu.
Nangona kunjalo, kukho iimeko ezithile xa umninikhaya angaba nexanduva ukuba inja yomqeshi ibangela ingozi. Nceda ugcine engqondweni ukuba ilizwe ngalinye linemithetho eyahlukileyo, ngoko kubalulekile ukuhlola indawo ukuze ufumane imigaqo echanekileyo engayifaka isicelo kuwe.
Ngokutsho kweNolo.com, umninikhaya angaba nexanduva xa:
- "Wayesazi inja yayinobungozi kwaye yayinokuba inja isuswe; okanye
- "i-harbored" okanye "igcinwe" inja yomqashi-oko kukuthi, ukunyamekela okanye ukulawula inja. "
1. Uyazi Inja Yayiyingozi:
Ngamafutshane, ukuba umninikhaya wayenolwazi lokuba inja yayibangela ingozi kwabanye, umninimzi angaba necala.
Umzekelo: Inja yayilume okanye ihlasela umntu kwaye umninindlu wayazi ngokuhlaselwa. Ukuba umninimzi ukhetha ukuvumela isilwanyana ukuba sihlale kwipropati, eyazi ukuba ingasongela ukhuseleko lwabaqeshi bonke nabani na oya kudibanisa nesilwanyana, abanye bathi bangabangela ityala lokulwa nawuphi na ukuhlaselwa wehla kumnini womnini.
Olu xanduva luvame ukudibaniswa nokukwazi ukuba umninikhaya ukuba asuse isilwanyana.
2. Amandla okuSusa iSilwanyana:
- Ayikwazi ukususa iSilwanyana:
Amaninzi amaninzi awayi kubamba ukuba umnini-mhlaba unyanzelekile, nangona ukuba umninikhaya wayesazi ukuba isilwanyana sasinobungozi, ukuba umninikhaya akazange akwazi ukususa ngokusemthethweni isilwanyana. Ukuba uzame ukususa isilwanyana, kodwa inkundla ayizange ikunike igunya lokusemthethweni lokwenza njalo ngokusekelwe kwimithetho yombuso okanye ngokusekelwe kwisivumelwano sakho sokuqeshisa , ngoko mhlawumbi awuyi kuba netyala malunga naluphi na ukuhlaselwa kwangomso. Kule meko, ke kunjalo, kufuneka uqaphele bonke abaqeshi bamanje nabazayo ukuba kukho isilwanyana esinobungozi kwindawo kunye nokubeka 'izilwanyana zezilwanyana.'
- Unako ukususa iSilwanyana kodwa asizange:
Kwimeko apho umninindlu wayenolwazi lokuba isilwanyana sasinobungozi kwaye sinakho ukukwazi ukususa isilwanyana, kodwa akakhethanga, umnini-mhlaba unokubanjelwa ukuba inja inokulimaza umntu.
Umzekelo: Umqeshi wasayina isivumelwano sesilwanyana esasibonisa ukuba inja ibonisa ukuziphatha kakubi, umqeshi kufuneka asuse isilwanyana okanye kufuneka ahambe kunye nesilwanyana. Inja ithoma umntu. Oku kuya kuqwalaselwa ngokuziphatha kakubi. Ngokwemvumelwano yesilwanyana, inja kunye / okanye umqeshi akufanele aphile kuloo propati.
Ukuba umninimzi akazange alandele kule mvukhrenti, kwaye inja ibetha omnye umntu, umninikhaya angahlawulwa. Kule meko, umninikhaya wayazi ngokuzithandela kwaye ngokuzithandela avumele isilwanyana esingozi esasongela abanye ukuba baqhubeke behlala kwipropati yabo.
Ingcamango kukuba, ngelixa umninikhaya engenayo inja, ukunganakwa kwabo kubangele naluphi na ukuhlaselwa kwangomso.
3. Ukubambisa izilwanyana:
Ukuba umninimzi unakekela inja njengokungathi unayo inja, oko kukutya intombazana, uyithatha ukuhamba, ilinde inja ngelixa umniniyo usemsebenzini, ngoko uya kuba nelifa elifanayo njengomnikazi wangempela wenja ukuba inja ilimaza umntu. Baba ngumnikazi we-facto.
Iindlela ezi-3 zemihlaba ziyakhusela
1. Landela uMthetho kunye neemeko zokuqeshisa kwakho:
Indlela yokuqala yokuzikhusela kukuba ulandele umthetho. Ukuba unesilwanyana esinobungozi kwipropati yakho esongela ukhuseleko lwabanye, kufuneka wenze konke okusemandleni akho ukuba isuswe isilwanyana okanye wenze abanye baqaphele ingozi.
2. Abaqashi beeNkcazo kunye neziLwanyana eziPhambili Ngaphambili:
Ukuhlolisisa ngokufanelekileyo bonke abaqeshi kunye naziphi na izilwanyana abazifumanayo ngaphambi kokuba bangene kuyo banokunceda ukunciphisa imiba kwixesha elizayo. Kufuneka udibane nesilwanyana ngaphambi kokuba ucele irekhodi yazo zonke izitofu.
3. Gcina i-inshurensi efanelekileyo:
Ukuqinisekisa ukuba unomshuwalense ochanekileyo uya kunceda ukukhusela ukuba imiba ivela. Uya kufuna ukuqinisekisa ukuba umgaqo-nkqubo wakho unikezela ngokukhawuleza uxanduva lokulimala okubangelwa yizinja.
Uzakufuna kwakhona ukujonga ipolisi yakho ngokunyamekileyo ukuba ubone ukuba kukho nayiphi na imveliso yenzalo eyingozi ekhutshwe kwi-coverage. I-akhawunti yingozi yenja yeenja eninzi ininzi yazo zonke iinja zezinja kwaye ngoko ke iinkampani zomshuwalense zihlala zingabandakanyi iintlobo ezinjalo ezivela kwi-inshorensi. Ukuba uvumela umqashi wakho ukuba abe nolunye lwezinto ezikhutshwa ngaphandle kwenkcazo yakho ngomgaqo-nkqubo, ngoko unokuba uxanduva lwezemali ukuba inja ibangela ukulimala ngenxa yokuba uyazivumela ukuba lolu luhlobo oluyingozi kwipropati yakho.
Uyakufuna kwakhona ukufumanisa ukuba unomsebenzi obani ojongene nawo. Uya kufuna ukuthetha kunye negosa lakho le-inshorensi ukufumanisa inani elifanelekileyo lokunika ingxelo. Ngenxa yembono ethile, i-Dogbitelaw.com incomela ukuba amakhaya aneenja eziqhelekileyo anenani elingama-300,000 kwi-coverage, oko ke unike inketho yokuthenga umgaqo-sambulela owongezelelweyo uxabisa i-dollar enye kwisigidi semali eyongeziweyo yonyaka.
* Lo uluvo kwaye alukho iingcebiso zomthetho. Nceda uqhagamshelane nomcebisi wezomthetho ukugqiba nayiphi na uxanduva onokuthi usekelwe kwimeko ethile.