4 Iindleko zokuBamba iZakhiwo zokuHlalwa kweMpahla

Yiyiphi umnini-mhlaba omele ahlawule

Ukuba nesithuba kwipropati yakho yokuqeshisa yinto into ekufuneka ijongane nayo. Unokuba nekhefu xa uqala ukubeka ipropati yakho, xa kuqeshiswa umqeshi, xa umqeshi ephula isivumelwano sakhe, okanye xa ufanele ufake ifayile yokukhupha umqeshi. Ukuqonda iindleko uya kuba noxanduva lokuba ngaba umqeshi engekho kuloo ndawo uya kukunceda ulungiselelwe ngemali.

Nantsi iindleko zomnini ezine zineendleko zokubamba ipropati yokuhlala engabikho.

4 Iindleko zokubamba ipropati ekhutshweyo yokuhlala

Xa kukho isithuba kwipropati yakho yokuqashisa, kuya kubakho iindleko ezithile ukuba uya kuba noxanduva lokuhlawula nangona kungekho mqeshi ohlala kweli candelo. Ngenxa yokuba awuyi kuphinda ufumane inkokhelo yenyanga yokuqeshisa ukuhlawulwa kwezi ndleko, uya kufuna ukufumana umqeshi ngokukhawuleza. Nazi ezinye iindleko ezine zokubamba.

• Imali-mboleko - Ukuba ungenayo impahla yakho yokuqashisa ngqo, uya kuba noxanduva lokwenza intlawulo yenyanga yokuhlawula imali. Uya kuba noxanduva lokwenza le ntlawulo ingaba umqeshi uhlala kwindawo yokuqeshisa. Ingqeshiso leyo umqeshi ehlawulayo inokukunceda ukunqumla le ntlawulo.
  Izinto ezifana nenani leenqeshiso zokuqeshisa onalo kunye nexabiso lemali yentlawulo yokubambisa i-mortgage will determine how much this vacancy will affect you. Ngokomzekelo, ukuba unomntu ohlala kwikhaya eliqashisayo kunye nomqeshi omnye, ukuba nekhefu kuya kuba yimeko enzima gqitha. Nangona kunjalo, ukuba unempahla yesithandathu yentsapho ephethe umboleko kwaye unesithuba esinye kwisakhiwo, isithuba asinokuba sisicinezelo kuba unamanye amaqumrhu amahlanu ukunceda ukuhlawula imali.

• Imirhumo - Ukongeza kwintlawulo yokubolekwa kwemali yenyanga, uya kuba noxanduva lokuhlawula irhafu yepropati kwipropati yakho yokuqeshisa kunye okanye ngaphandle komqeshi ehlala kwiyunithi. Ukulahlekelwa kwengeniso yerenti kunokukwenza kube nzima ukuhlangabezana nale mbopheleleko.
• Izixhobo - Ukuba izinto ezisetyenziswayo kwipropati ziphantsi kwegama lakho, uya kuba noxanduva lokuhlawula oku. Umthetho osayilwayo uya kuba sezantsi kakhulu kuba kungekho mntu uhlala kwiyunithi. Amanzi ashushu kunye nombane asinakusetyenziswa ngexesha lesithuba.
  Ukuba ulindele ithuba lokuhlala ixesha elide, unokufuna ukucinga ukuba ezi zinto zesevisi zivalelwe ukuze uzigcinele imali. Nangona kunjalo, kufuneka uqaphele ukuba kukho iingozi ezithile ezibandakanyekayo. Ukuba iqondo lokushisa lihla kwaye akukho bushushu okanye amanzi ashisayo kwipropati, unokubeka ingozi kwimibhobho.

• Ininshurensi - Uya kuba noxanduva lokuhlawula nayiphi na inshurensi onayo kwipropati yakho yokuqashisa. Oku kungaquka ubungozi bomshuwalense, inshuwalense yomshuwalense kunye ne-inshorensi yemfanelo.

2 Iindleko zeNdleko ezingakumbi zokuCinga

Unokuba neendleko ezongezelelweyo zokujongana nayo phambi kokuba isithuba sithuba siqale. Ezi ndleko ziyakwenzeka ukuba i-vacancy kwiyunithi yakho ibangelwe ukukhupha umqeshi okanye ukuba umqeshi wenye inkokhelo kuwe imali, njengokuba ubangela ukulimala kwunithi.

• Iindleko Zokuziphendulela - Ukuba isithuba esikwipropati yakho senziwa ngenxa yokuba kufuneka ukhuphe umqeshi, kufuneka ube neyona nkcitho. Kuya kuba neendleko zeenkundla ezihambelana nokuxothwa, kunye neendleko zokuba i-sheriff ingenise umnini-mqeshi ngaphandle kwunithi. Le ndleko iya kukhula ngokukhawuleza ukuba ukhetha ukuqesha igqwetha ukuba lijongane neenkqubo zokukhutshwa. Ngokuxhomekeka kwiimeko, unokwenzela ukuba uhlawule irenti ehlawulwayo ngaphandle kwemali-ntlawulo okanye imali ehlawulwa ngumonakalo kwiyunithi okanye ezinye iziphulo zokuqeshisa.
• I-Deposit yoKhuseleko - Ukuba uqokelele idiphozi yokhuseleko kumqeshi wakho, unokukwazi ukuhlawula iindleko ezithile nale ntlawulo. Ngokuqhelekileyo kufuneka ubuyisele idiphozi yokhuseleko lomqeshi ekupheleni kwesivumelwano sokuqeshisa. Nangona kunjalo, ukuba umnini-mqeshi uqhekeza ukuqeshisa kwabo, wayeka ukuhlawula irente, okanye ukuphulaphula isivumelwano sazo sokuqeshisa , unokukwazi ukugcina yonke into okanye inxalenye yokhuseleko lomqeshi ukuba ihlawule ezo ndleko. Isixa esiphezulu esinokukuqokelela kumqeshi siya kuhluka ngokusekelwe kwimithetho yelizwe, kodwa ngokuqhelekileyo akuyi kuba ngaphezulu kweenyanga okanye ezimbini zerente.
  Ngamanye amaxesha isixa sokukhutshwa kwekhuseleko angeke sikwanele ukugubungela imali umqeshi afunwa. Kule meko, unokuzama ukumangalela umqeshi kwinkundla encinci yamatyala, kodwa nangona unikezelwa isigwebo kumqeshi, kunokuba nzima kakhulu ukuqokelela le mali.