Iipolisi eziSebenzayo Ziyimfihlelo yokufumana ukuhlawulwa
Nazi iindlela ezisixhenxe zokuqinisekisa ukuba uhlawulelwa iimpahla kunye neenkonzo ozithengisayo.
1. Musa ukudlulisela ngetyala ngokuzenzekelayo kubaxhasi / abathengi abatsha.
Amashishini amancinci, njengamashishini amakhulu, kufuneka abe nemigaqo-nkqubo yemboleko enokunika izikhokelo zokumisela ukuba ngabaphi abathengi okanye abathengi baya kunwezelwa ngetyala kunye nawaphi amagama.
UkuThengwa Kwetyala Kuyakuhlawula ngokucacileyo indlela yokwenza ukuhlolwa kwekhredithi kumakhasimende eCanada. Ingaba ngumgaqo-nkqubo weshishini lakho, umzekelo, ukuba ungalokothi uvume ukuhlolwa kobuqu njengentlawulo, kodwa kuphela imali, i-debit kunye namakhadi ekwereta.
Ukuba ucinga ukunyusa ikhredithi ngaphaya kwelo xesha kumakhasimende okanye ngabathengi ngabanye, kufuneka ube nenkqubo eyenziwe apho umthengi okanye umthengi kufuneka azalise isicelo sokuthenga ngetyala kunye / okanye enze ithenkethi yokukhangela.
Imirhumo yemali yeengxelo zemali-mboleko ukusuka kwi-$ 20 ukuya ngaphaya kwama-dollar ayi-1000, kuxhomekeke kwindlela echazwe ngayo ingxelo yengxelo yemboleko, kodwa ngokuqinisekileyo imali isetyenziswe kakuhle xa kukuthintela ukuba ungayikhokhelwa loo msebenzi omkhulu okanye ukuthengiswa okukhulu.
2. Yenza intlawulo ngokukhawuleza kwangaphambili.
Ngaba ukhathazeke ukuba awuyi kuhlawulwa kuloo ntengiso okanye inkonzo? Ukuba kunengqiqo ngokwemali yeempahla okanye iinkonzo, cela idiphozithi okanye i-retainer phambili. Oku kuyinkqubo eqhelekileyo yezoshishino zezinto ezithe xaxa kunye neenkonzo; akukho mthengi onengqiqo kufuneka akhubekiswe ngesicelo esinjalo.
Ngokomzekelo, ukuba unika iinkonzo, unakho ukuhlawula ipesenti yebhilikhi eprojekthi okanye imali ehleliweyo njengendawo yokugcina ngaphambi kokuba uqale ukusebenza kwiprojekthi kunye ntsalela ekupheleni komsebenzi. Okanye udibanise i-biyali kwisithathu, ucele okwesithathu ngaphambi kokuba uqale umsebenzi, inxalenye yesithathu kwiprojekthi kunye nesithathu ekugqityweni.
Ubuhle bokuhlawulwa kwentlawulo kukuba kuqinisekiswe ukuba uhlawulwa into ethile nangona umthengi okanye umthengi ufezekanga kulo lonke uhlahlo-mali.
3. Invoyisi ngokukhawuleza.
Oku kubonakala ngathi ayikho i-brainer kodwa mna ndijongene namashishini angabandezeli ukuba ndihlawule iinyanga emva kokuphela kwemveliso okanye iinkonzo ezinikezelweyo. Ngaphandle kokucaphukisa ngenxa yokuba ndifuna ukwazi kakuhle ukuba ziphi iindleko, andinakuzibuza ukuba ngaba zonke iinkqubo zabo zeshishini zinjenge-slipshod. Kwaye ngomzekelo wabo, kutheni ndifanele ndibe nantoni na ukuba ndihlawule?
Umthengi / i-invoyisi yomthengi kufuneka ilungiswe kwaye ihanjiswe ngokukhawuleza ekuhambisweni kweempahla okanye iinkonzo kumthengi okanye ngokukhawuleza. Ukungenzi oko kungenza ibhizinisi lakho libukeke lingathinteli ukuhlawulwa kwaye linciphise ukuhamba kwemali yakho kungekho sizathu. Ukulinda ukulungiselela ii-invoyisi ekupheleni kwenyanga, umzekelo, unokuba ungeze ngaphezu kweentsuku ezingamashumi amathathu ngaphezulu kwenguqu yakho yokuguqula imali!
I-software yesincinci ye- accounting software kunye ne-POS (i-Point of Sale) iinkqubo zenze i-invoic fast.
4. Bhekisela emigqabini yokuhlawula ngokucacileyo nangokucacileyo.
Ukuba ufuna ukuhlawulwa ngokukhawuleza, musa ukushiya kumthengi okanye umthengi ukuba anqume xa i-invoyisi yakho ihlawulwa. Esikhundleni sokubanika i-invoyisi ezithetha izinto ezingacacanga ezifana ne "Ukuhlawulwa xa ufumene", qinisekisa ukuba ii-invoyisi zakho zichazwe ngokwemiqathango ethile, efana ne "Payable within 30 days" okanye "Date Date: ____________". Jonga Sebenzisa ii-Invoyisi ezikhuthaza Inxaxheba malunga noku oku.
5. Ukuhlawula abathengi ngokuhlawula ngokukhawuleza.
Ukusebenzisa i-kroti kubathengi okanye kubaxumi, njengokunikezela abathengi isaphulelo sokuhlawula ii-invoyisi zabo kwangaphambili, kunokukunceda uhlawule ngokukhawuleza. Ngokomzekelo, ukuba umgaqo-nkqubo wakho oqhelekileyo kukuba uhlawule ngeentsuku ezingama-30, unikele isaphulelo esincinci njengama-peresenti amabini kubathengi abahlawula iintsuku ezili-14.
I-carrot ayisoloko isebenza, nangona kunjalo; ngamanye amaxesha uya kubambelela intonga kwaye ubize ekuncedeni ukuba ufumane imali efunekayo. Eli phepha lichaza oko kufuneka ukwazi ngeendlela ezifana nokusebenzisa i-arhente yokuqokelela.
Ngaphambili, ndakucebisa iindlela ezinhlanu ezisebenzayo ukuba uqinisekise ukuba ishishini lakho elincinci lihlawulwa kwiimpahla kunye neenkonzo ozithengisayo, ngokubakho ngokwenza izilwanyana zakho zilindeleke ukuba zihlawulwe kubathengi kwaye zizuze ngokuhlawula ngokukhawuleza.
Ngelishwa, nangona usebenzisa zonke ezi ndlela zenzelwe ukuhlawulwa ngokukhawuleza, uya kuba neengxelo ezithe xaxa. Xa i-karoti ingasebenzi, lixesha le-intonga - enye eyaziwa ngokuba yiqokelelo.
Funda ukufunda indlela yokwenza iifayile zakho zokuqokelela kunye nokusetyenziswa kwee- arhente zokuqokelela ngokusebenza ngokusemandleni.
6. Ukuseka inkqubo yokulandelelana kwabaxhasi abalahlekelwa iintlawulo.
Ngokukhawuleza ulandela ukuhlawulwa kwentlawulo, kulunge ithuba lokuhlawulwa. Ngoko umise inkqubo yokutsalwa kweentlawulo ezigqityiweyo emva kokuba ufuna kunye nemigaqo eqhelekileyo yokuqhagamshelana nomthengi okanye umxhasi xa ukuhlawulwa kwakhe kuphelile.
Ngokuqhelekileyo, inkqubo enjalo iqalisa ngetekisi ebonisa nje ukuba ibhajethi idlulile kwaye icela ukuba ikhasimende liqwalaselwe ngokukhawuleza kulo mbandela ize iqhube iluhlu lweencwadi zokuqokelela ezibonisa ukukhathazeka okwandayo. Ukuba akukho mpendulo kula mabhali, ushiywe ngokukhetha phakathi kokubhalwa kwebhili-mali njengetyala elibi okanye ukuguqula i-akhawunti kwi- arhente yokuqokelela .
Namhlanje, kukho iindlela ezininzi ongazisebenzisa ukudibanisa nomthengi. Nangona kunjalo, ezinye ziphumelele kunabanye. Ukuba ixesha livumela, ndincoma ukuqala ngefowuni "ekuthinteni isiseko" kunye nomthengi okanye umthengi. Ufuna ukufumana unobungane kwaye unesizotha, ungasongela nayiphi na indlela. Ngamanye amaxesha umntu usandula ukulibala okanye ulahlekelwa ukubona ibhajethi kwaye ukufowunelwa ngokukhawuleza konke okuthathayo-kuthetha ukuba uhlawulwa kwaye akudingeki ukuba uhambe nayo nayiphi na enye yeenkqubo zokuqokelela.
Ukuthumela iifowuni zokuqokelela nge-imeyli kulungile kuba idala ngokuzenzekelayo ikopi yereta yokuqokelela iifayile zakho - kwaye izenzele ngokuthe ngqo umyalezo wakho. Nangona kunjalo, ngenxa yokuhlunga i-imeyile kunye ne-imeyile ngokugqithisa, kungenokuba yindlela ephumelelayo yokufumana iileta zokuqokelela kubathengi nakubathengi. Uya kufuna ukuzithumela ngezinye iindlela, kwakhona, njengeposi, ifeksi okanye kwincwadi yeposi, kuxhomekeke kubukhulu kunye nokubaluleka kwetyala.
7. Khangela i-akhawunti engadluliyo kwi-ejensi yokuqokelela.
I-arhente yokuqokelela iqokelela amatyala kwimirhumo okanye iphesenti yenani elibhatalwayo. Le ntlawulo isekelwe kwiminyaka emithathu amatyala ayenzayo (ukulungelelanisa ngcono) kunye nokuba yimalini na umboleki-mali. Izinga eliqhelekileyo kwishishini kwi-akhawunti yezoshishino-ye-shishini i-30 ekhulwini. Izinga lokuqokelela i-akhawunti yomthengi liphezulu.
Nangona kunjalo, ii-arhente zokuqokelela zinamava kunye nolwazi malunga nokuqokelela kwetyala, thina, njengabanikazi boshishino ngabanye, abanakho kunye nokuqeshisela omnye umntu unokufaneleka ukuba ngaba inani elithile elifunyenweyo lifunyenwe.
Ukuba uqesha i-ejensi yeqokelela, phawula ukuba nangona i-arhente yokuqokelela iCanada ilawulwa liphondo apho isebenzayo, oko akuthethi ukuba kufuneka uqeshe i-ejensi yokuqokelela i-local; nje ukuba kufuneka uqiniseke ukuba i-ejensi yokuqokelela oyisebenzisayo ilayisenisi ngokupheleleyo kwaye ixhomekeke kwiphondo lakho.
Iipolisi eziSebenzayo Ziyindlela ehle kakhulu yokuhlawula
Njengokuba sele uqikelele, iindlela ezifanelekileyo zokuqinisekisa ukuba uhlawulelwa iimveliso ozithengisayo kunye neenkonzo ozinikezayo zibeka imigaqo-nkqubo efanelekileyo kunye neenkqubo ezikhoyo ukwenzela ukunciphisa kwinani lee-akhawunti ezigqithisiweyo ezifunyenweyo ishishini lakho elincinci kufuneka lijongane .
Izinto ezinjengeemigaqo-nkqubo zetyala, ukwenza ukuhlolwa kwekhredithi kumakhasimende kunye nabaxumi, ukuba nenqubomgomo yokuhlawula okuyingxenye kunye nokucaca nangaphambili malunga nokulindela ukuhlawulwa kwakho kumntu kwaye kwiivoyisi zakho ziya kuhamba ixesha elide ekuqinisekiseni ukuba uyahlawulwa kwaye ishishini lakho elincinci alinamathele ngetyala elibi.