Iingcebiso zoLawulo lweMali yokuLawula iCash ukuze ugcine ukuhamba kwakho kwemali
1) Gcina iso lomoya lakho livule.
Enye yezinto eziphambili kwimeko yesimo somoya esiphi na isiqhwithi sisazi ukuba kuya kuza kunye naluphi ulwalathiso oluhambayo.
Gcina iliso kwizikhokelo ezikhokelayo kwishishini lakho kwaye uqaphele ngokutshintsha imeko zezoqoqosho.
Lungiselela iziphumo zokuhamba kwemali kunyaka ozayo. Oku kuya kukunceda ubone ukuba yeyiphi iinguqulelo kufuneka zenziwe kwaye nini. Ukuba oko kwenzeka njalo kwaye ukuhamba kwakho kwemali eqikelelweyo kwehlelwe x%, ungenza ntoni?
2) Ukuphonononga imigaqo-nkqubo yakho yekhredithi kunye neembali zemboleko zabathengi kunye / okanye abathengi.
Ukulawula i-credit card yakho yintengiso yintengo ebalulekileyo yolawulo lokuhamba kwemali. Ukukhulela abathengi abangenanzuzo, abo bendleko yokugcina ngaphezu kokuba bongeza kwizantsi. Gcoba abo banembali yokuhlawulwa kwexesha.
Kubaluleke kakhulu ukwenza ukuhlolwa kwekhredithi kubathengi abatsha abasebenzisa ityala.
Khumbula ukuba akudingeki ukwandise ikhredithi kumntu. Ukuba umthengi unembali yentlawulo ephantsi, ukutshintsha imigaqo yeebhanki okanye ukuphelisa ngokupheleleyo i-credit kungadingeka. Ukuba kuyimfuneko ukulahla isikweletu kumthengi, qiniseka ukuba oku kwenziwa ngokucokisekileyo ngendlela enokwenzeka.
Emva kwakho konke ufuna ukuba nabo njengomthengi kwikamva! Thumela inqaku elifanelekileyo, elizisolayo lokubaxelela ukuba awukwazi ukwandisa ikhredithi ngeli xesha kwaye uchaze isizathu (s). Yenza kucacise ukuba bayamkeleka ukuba bathengise ngemali. (Unako ukunikela ngezaphulelo zekheshi ukuze ulungise umcimbi.)
3) Thatha inyathelo ukukhawulezisa intlawulo.
Okokuqala, i-invoyisi ngokukhawuleza.
Ukuyeka i-invoicing kunika umthengi ingcinga yokuba awukhathaleli ukuba kuthatha ixesha elide ukufumana imali yakho.
Okwesibini, thabatha amanyathelo okukhuthaza ukuhlawula okukhawulezayo , njengokuchaza ngokucacileyo intlawulo ngenxa yemini kwaye uthumele izaziso ezingapheliyo. Sebenzisa iinkonzo zokuqokelela xa kuyimfuneko. Ukufumana imali xa unako ukuhlala ulungele ukuhamba kwemali yakho ngaphandle kwetyala elibi .
4) Qaphela ukuba iintlawulo kubaboneleli zinganwezelwa.
Ngakolunye uhlangothi lwengqekembe, jonga kwiimvumelwano zetyala ukuba ababoneleli beshishini bakho abancinci bavumele. Abanikezeli abaninzi banikezela iintsuku ezingamashumi amathathu ukuba bahlawule kodwa unako ukubenzela ukuba batyelele elo xesha kwiintsuku ezingamashumi amathandathu okanye iintsuku ezingamashumi asithoba, ukuvumela ukuba ugcine imali kwimpayili yakho yokuhamba kwemali.
5) Izivumelwano zokuvuselela kwakhona.
Abanikazi bezindlu, ababolekisi kunye nabakontraki abafaki ukuguqulwa kweemeko zezoqoqosho ukwenzela ukuzama ukuphinda baxoxaniswe ngokufanelekileyo kufuneka bathathwe. Ngokomzekelo, ukuba ukuqeshiswa kwendawo yezitena zakho kunye ne-mortar ishishini, uyakwazi ukuxoxisana nomlinganiselo wenyameko nomnini-mnini-mhlaba-ngakumbi xa enye impahla yokuthengisa imile ingenanto. Ukuqeshiswa kwexabiso eliphantsi kuya kukuvumela ukuba ukhulule imali engaphezulu kwenyanga nganye kwaye ufumane ngaphezulu kokuhamba kwemali.
6) Sebenzisa i-Cash Flow Management Tools.
Kukho uninzi lwezixhobo zesoftware ezikhoyo ukulawula, ukulandelela nokubikezela ukuhamba kwemali.
Ukuba kwenzeka ukuba usebenzisa isofthiwe esincinci ye- accounting software ukulawula i-akhawunti yakho, sele usenayo izixhobo zokuhamba kwemali ozifunayo. Izicelo zokubhala i -Cloud-Based based applications ezifana ne-QuickBooks ziye zakha iziganeko zokubikezela ukuhamba kwemali. Nabanye abanjengoSage One banikeza i-add-ons yolawulo lokuhamba kwemali. Bheka 6 Iingzuzo zokusebenzisa i-Software yeComputer Accounting Software nangaphambi kokuba uthenge i-Software Accounting kwi-Business yakho encinci ukuze uthole ulwazi oluthe vetshe kwi-software ye-accounting.
Kukho ezininzi iimveliso zeprosoft ezinikezelwe ekulawuleni imali, ukubikezela , kunye nokuhlahlo-mali , ezifana ne-Pulse kunye ne-Float engakwazi ukusebenzisana ngokuthe ngqo kwiimveliso ze-software ze-software.
Khumbula, inxalenye yokuphuma kwemali ayiyiyo ingxaki; imali iya kuhlala iphuma kwi shishini lakho lula. Ukugcina imali ezayo kwixesha eliqhelekileyo, elisekelweyo liyinxalenye ekhohlisayo yolawulo lokuhamba kwemali .
Ukulandela amacebiso apha ngasentla kuya kwenza kube lula ukugcina ukuhamba kwakho kwemali.