Nantsi iBhajethi yeShishini yeSampula ukuze ulandelele
Uhlahlo lwabiwo-mali luyilo elichaza iinkqubo zemali kunye nokusebenza komsebenzi. Ngoko ke kunokucatshulwa njengesicwangciso sesenzo; Ukucwangcisa uhlahlo-lwabiwo-mali kunceda ibhankini ukuba yabelwe izixhobo, ukuvavanya ukusebenza, nokwenza izicwangciso .
Uhlahlo lwabiwo-mali luyinxalenye ebalulekileyo yesicwangciso soshishino xa uqala ishishini elitsha . Xa useshishino lusekwe, uhlahlo lwabiwo-mali luba ngumsebenzi oqhelekileyo oqhelekileyo kwixesha lekota kunye / okanye ngonyaka, apho uhlahlo lwabiwo-mali oludlulileyo okanye lonyaka luhlaziywa kwaye ukuqikelelwa kohlahlo lwabiwo-mali kwenziwa kwimizuzu emithathu okanye i-quarters okanye iminyaka ezayo.
Inkqubo ebalulekileyo yokucwangcisa uhlahlo lwabiwo-mali ibandakanya ukubeka uluhlu lwezindleko ezizinzileyo kunye neziguquguqukayo rhoqo ngenyanga kwaye zigqibo ngokunikezelwa kwemali ukubonisa iinjongo zoshishino. (Ngezinye iinkcukacha kwiindleko ezizimeleyo neziguquguqukileyo, funda uhlalutyo lwe-Breakeven .)
Amashishini ahlala asebenzisa iintlobo ezikhethekileyo zohlahlo lwabiwo-mali ukuhlola indawo ezithile zokusebenza. Uhlahlo lwabiwo-mali lwemali , umzekelo, iiprojekthi ze-ishishini lakho lokungena kwemali kwaye liphuma ngexesha elithile. Ukusetyenziswa kwayo ngokuphambili kukuchaza ubungakanani boshishino lakho lokuthatha imali engaphezulu kunokuba ihlawule.
Kutheni Ubume Bakho Kufuneka IBhajethi?
Ngaphandle kohlahlo-lwabiwo-mali ungeke ukwazi ukuba ibhizinisi lakho liqhuba njani. Uhlahlo lwabiwo-mali lunikeza umfanekiso ochanekileyo weendleko kunye neengeniso kwaye kufuneka ziqhube izigqibo ezibalulekileyo zoshishino ezifana nokuba:
- ukwandisa ukuthengisa
- ukunciphisa iindleko
- ukuqesha abasebenzi
- izixhobo zokuthenga
- ukuphucula ukusebenza ngenye indlela
Uhlahlo lwabiwo-mali olupheleleyo luya kuba ngumqathango ocacileyo wokufumana iimali-mboleko zoshishino kumaziko emali okanye ukufuna inkxaso-mali kubanini-mali .
Uhlahlo lwabiwo mali
Uninzi lwamashishini lugqibe iindleko ezizimeleyo kwingeniso yokuthengisa, njenge:
- Ukwakha okanye i-ofisi iyancipha okanye iindleko zempahla
- Iintlawulo zemali-mboleko (ukuba usebenzisa i- debt finance )
- IInshshu
- Ukuqeshisa izithuthi (okanye iintlawulo zemboleko xa kuthengwa isithuthi)
- Izixhobo (umatshini, izixhobo, iikhomputha, njl.)
- I-Payroll (ukuba abasebenzi bafumana umvuzo)
- Izixhobo ezifana nomnxeba wefowuni kunye neentanethi
Iindleko eziguqukayo zanda okanye zinciphisa ngokwezinga lemisebenzi yezoshishino. Imizekelo ibandakanya:
- Umvuzo wabakontrakta okanye iikomishini (kubathengisi)
- Iindleko zoxanduva olwandisa ngomsebenzi - umzekelo, umbane, igesi okanye ukusebenzisa amanzi
- Iimpahla ezingekasilwa
- Iindleko zokuthumela nokuhambisa
- Ukuthengiswa (kunokwenziwa okanye kuguquke)
- Ukugcinwa nokulungiswa kwezixhobo
Kwaye ukuba uceba ukuqala ishishini , ucwangciso lohlahlo lwabiwo-mali ludlala indima ebalulekileyo ekuqaliseni iindleko zakho zokuqalisa nokusebenza. IsiCwangciso seMali seSicwangciso soShishino sinika ulwazi malunga nokubala iindleko zakho zokuqalisa kunye neendleko zokusebenza.
Isibonelo seBhajethi yeShishini
Umzekelo olandelayo ubonisa itekplethi yohlahlo lwabiwo-mali. Umzekelo weendleko ezidweliswe ziqhelekileyo kumashishini amaninzi amancinci. Ungasebenzisa kwaye uguqule itemplate njengoko kufuneka ukuba ihambelane neyeshishini lakho (khetha, nqunqa & unamathele kwiprojekthi okanye i-spreadsheet njengoko kufuneka):
| Ingeniso | Eyona nto | Bhajethi | Uhluko |
| Ingeniso yokuSebenza | |||
| Ukuthengiswa kwekota kwekota | $ 34,300.00 | $ 35,000.00 | - $ 700.00 |
| Intengiso yekota yesibini | $ 35,250.00 | $ 35,000.00 | $ 250.00 |
| Intengiso yekota yesithathu | $ 31,300.00 | $ 30,000.00 | $ 1,300.00 |
| I-Quarter Sales 4 | $ 27,100.00 | $ 25,000.00 | - $ 900.00 |
| Ingeniso Yesebenzayo Yonke | $ 127,950.00 | $ 125,000.00 | $ 2,950.00 |
| Ingeniso yokuSebenza | |||
| Inzala | $ 650.00 | $ 600.00 | $ 50.00 |
| Okunye | $ 1020.00 | $ 500.00 | $ 520.00 |
| Imali engenayo yokuSebenza | $ 1,670.00 | $ 1,100.00 | $ 570.00 |
| Ingeniso Yonke | $ 129,620.00 | $ 126,100.00 | $ 3,520.00 |
| Iindleko | Eyona nto | Bhajethi | Uhluko |
| Iindleko zokuSebenza | |||
| Irente | $ 12,000.00 | $ 12,000.00 | - |
| IInshshu | $ 2,500.00 | $ 2,500.00 | - |
| Umbane | $ 1,150.00 | $ 1,100.00 | $ 50.00 |
| Gesi | $ 1,250.00 | $ 1,100.00 | $ 150.00 |
| Internet | $ 600.00 | $ 600.00 | - |
| Ifowuni | $ 2,200.00 | $ 1,900.00 | $ 300.00 |
| Uhambo | $ 2,300.00 | $ 2,100.00 | $ 200.00 |
| Imivuzo, iMvuzo, kunye neNzuzo | $ 66,000.00 | $ 60,000.00 | $ 6,000.00 |
| Ukupapashwa | $ 1,200.00 | $ 1,000.00 | $ 200.00 |
| Iimvume zoTywala | $ 500.00 | $ 500.00 | - |
| Unikezo lwe-ofisi | $ 430.00 | $ 500.00 | - $ 70.00 |
| Ukuthumela nokuThumela | $ 850.00 | $ 1,000.00 | - $ 150.00 |
| Ukugcinwa kunye nokuLungiswa | $ 1,100.00 | $ 1,500.00 | - $ 400.00 |
| Okunye | $ 800.00 | $ 1000.00 | - $ 200.00 |
| Iindleko Zonke Zemisebenzi | $ 92,880.00 | $ 86,800.00 | $ 6,080.00 |
| Iindleko ezingasebenziyo | |||
| Smartphones | $ 1,800.00 | $ 2,000.00 | - $ 200.00 |
| Amacwecwe | $ 1,500.00 | $ 2,000.00 | - $ 500.00 |
| Iindleko ezingabikhoyo zokusebenza | $ 3,300.00 | $ 4,000.00 | - $ 700.00 |
| Iindleko ezipheleleyo | $ 96,180.00 | $ 90,800.00 | $ 5,380.00 |
| Imali engena emveni kotsalwa | $ 33,440.00 | $ 35,300.00 | - $ 1,900.00 |
Ukwenza uhlahlo lwabiwo-mali
Kubalulekile ukuba ube neengqinisiso malunga neengxelo zakho zohlahlo lwabiwo-mali, ngokukodwa ukuba uqala ishishini elitsha kwaye unganamanani ohlahlo lwabiwo-mali odlulileyo kunyaka lwakho. Njengoko uhlahlo lwabiwo-mali luqhubela phambili uqikelelo lufanele luhlaziywe nyangazonke kunye namanani alungileyo, okukunceda ukuba uhlolisise ukuchaneka kwezibikezelo zakho. Qaphela ukuba kukho ukungafani ngokugqithisileyo phakathi kwemali engenayo kunye neeprojekthi ezixeliweyo ngenxa yeemeko zoshishino ezingalindelekanga kunye / okanye ukutshintsha imijikelezo yoshishino kunye nezoqoqosho, njengale:
- ukufumana okanye ukulahlekelwa ngumthengi omkhulu
- kufuneka athenge okanye atshintshe izixhobo zokusebenza
- ukwanda kwerenti
- ukuqasha abasebenzi
- ukwanda kwokhuphiswano
Bona kwakho:
Iindlela ezili-10 zokuDala iindleko zoshishino