Ibhizinisi ngalinye lifuna i-capital startup, ukuphanda, ukuphuhliswa kwemveliso kunye nemveliso, iimvume kunye neelayisenisi kunye nezinye iindleko eziphezulu, ngaphezu kwezinto ezifunekayo ukuhlawula abasebenzi bakho, ukuba unayo. Emva kokuba ubeke iimfuno zakho ngokusekelwe kubukhulu benkampani yakho kunye naluphi na isigaba sokuphuhliswa kwayo, unako ukhetho oluninzi lokufumana imali ekukhethiweyo. Ezi zikhetho zidweliswe ngezantsi.
01 - Izibonelelo
Izifundo ezikhoyo kwizigaba zophando, zinokufumana izibonelelo zorhulumente ngezixhobo kunye nabasebenzi (abafundi abaphumelele kunye nabaqeqeshi). Kukho izibonelelo ezifumanekayo ekusebenzisaneni nezifundo kunye nezoshishino ukulungiselela ukuveliswa kwentengiso (umz. EKhanada, i-IRAP ixhasa inani elikhulu leeprojekthi ze-biotech). E-USA, inkxaso-mali evela kwiiNational Institutes of Health (NIH) iza nemigaqo ethile yokwabelana kwedatha okumelwe ilandelwe. Iiyunivesithi eziye zaqonda ukuba zinokwenzeka ukuba zizinhlelo zazo zophando zineemibutho ekuncediseni ukuthengiswa kweengcali zabo zenzululwazi (umz. IMtech Bio, intlangano edibeneyo eyenziwe nguEmory kunye neeYunivesithi zaseGeorgia, ekuthethwe ngazo kwimeko yam e-GeoVax).
02 - AbaTyalo-mali ngabangasese
Uninzi lokuqalisa luxhaswa ngemali evela kubasomali abazimeleyo abanomdla kwi-biotech kwaye bakholelwa kwimveliso. Oku kunokuvela kubahlobo kunye nosapho, okanye abaqhelana nemali. Aba bantu bangase kube lula ukuyiqinisekisa ukuba imveliso yakho iyimali-mali ebonakalayo, kwaye ngokuqhelekileyo ifuna ukulawula okungaphantsi kwenkampani yakho. Nangona kunjalo, ukuba inkampani iphosa, unako ukulahlekelwa ngokubanzi ngobudlelwane bakho nabo.
03 - IiNtengiso zeAngel
Ngokuqhelekileyo abahlobo kunye nosapho ababoneleli ngemali eninzi, kodwa unako ukubeka amanqaku amakhulu kunye ne "Angel Investors". Laba bantu ngabomali okanye inkunzi-mali abatyala imali ngasese kumashishini amatsha, kwaye unako ukufumana phi na phezulu, okanye ngaphezu kwama-500K. I-Angel's typical Investor ifuna inxaxheba enkulu yenkampani kunezihlobo / iintsapho, ngoko ke ukulawula ngaphezulu. Nangona kunjalo, unokwenene unokuzuza kumava kunye namacebiso. Iingelosi ziyazi ukuba ziphikisana nazo kwaye unobungozi obungaphantsi kobudlelwane bobuqu ngokuthatha le ndlela.
04 - Uphuhliso lwezakhono
Njengeengelosi, ii-Venture Capitalists nazo ziya kufuna inani elifanelekileyo lokulawulwa kwemisebenzi yakho kunye nokwenza izigqibo, kodwa i- Venture Capital ngumthombo obalulekileyo kunye nomthombo oqhelekileyo wemali kwi-biotech industry. I-VC iya kugqitywa kunye nezoshishino, ukuncedisa ngabaphathi, ukukhuthaza nokunikezela oonxibelelwano, ukukhusela utyalo-mali, onokuhlala ufikelela kwizigidigidi zeedola. I-VC inokukunceda uqaphele izinto ezintle kwaye ubeke ikhosi ekuzuzeni.
05 - Imali-mboleko yeBhanki
Khangela kwiingxowa-mali zamashishini amatsha kwaye qi niseka ukuba nesicwangciso soshishino. Ngokuqhelekileyo kulula ukufumana imboleko encinci yebhizinisi ukuba sele uhlawula abathengi. Ukuba oku akunjalo, unokuzama ukubolekisa ngemali xa ulingene ukuze uqalise. Ingcipheko yile nto, ukuba ishishini lihluleka, kufuneka uhlawule umboleko. Nangona inani lemali oyifumanayo lingaphantsi kootyalo-mali njengoko kubhalwe apha ngasentla, ngokuqala nge-"ngetyala" (imali-mboleko, imigca yekhredithi kunye namakhadi-mboleko) ubonisa abatyala-mali ukuba unokholo kwinkampani kwaye uzimisele ukuthatha ingozi yokwenza ukuba isebenze.
06 - Ukuya koLuntu
Ukuhamba koluntu ngokwenene kuyinketho kwiinkampani ezininzi, kodwa yindlela yokufumana inkxaso eyongezelelweyo yokuzalisa iprojekthi yokuyithengisa. Ukuthengisa izabelo akusoloko kusisicwangciso soshishino esihle kakhulu, nangona kunjalo, ngoko iinkonzo ezahlukeneyo kunye nokuxhamla koluntu kufuneka ziqwalaselwe ngaphambi kokuqalisa i-IPO.