Faka isicelo seNgxowa-mali kwaye wabelane ngeZibonelelo zakho zezeMali zeNcinci
Unengcamango elungileyo kunye nomdla omkhulu kwishishini elitsha , kodwa ufuna imali, mhlawumbi ngendlela yemboleko yoshishino. Ufumana njani mboleko yebhizinisi kwishishini lokuqalisa ? Imali mboleko yebhanki kwishishini elitsha okanye ukuthenga ibhizinisi elikhoyo luhlobo olunzima kakhulu ukufumana. Ibhanki ayinayo imbali yezoshishino ukuba ibhekisise ukuhlawula ubuchule bakho bokubuyiselwa kwemboleko. Ayikho imbali yakho malunga nawe ukucacisa amandla akho okanye ukuzimisela ukubuyisela. Landela la manyathelo ukuphucula amathuba akho okuvunyelwa ukuba uqale umboleko wokuqalisa .
01 - Lungiselela uhlalutyo olujulile lweMarike
02 - I-Akhawunti apho iNgxowa-mboleko yeShishini ihamba khona
Abaninzi abanini-shishini boshishino banqabile kakhulu ukuqikelela inani lemali abayidingayo. Xa uphuhlisa isicwangciso sakho sezo shishino , yenza uqikelelo lwakho luchaneke ngokusemgangathweni kwaye uqikelele ukuba ufuna kangakanani ukuthenga nganye. Ukuba ufaka isicelo sembolekiso kwaye ungagqibekanga ukuba uza kuyisebenzisa njani imali, uya kulahlwa. Ngakolunye uhlangothi, ukuba u-akhawunti yakho yonke ipenki kwisicwangciso sakho sezo shishino, ukhululeke kakhulu ukuba ube nesicelo esiyimpumelelo. Kufuneka ubeke phambili phambili imfuno yakho yemali. Umzekelo, ukuba ufuna isicelo semali mboleko ye-$ 50,000 kunye ne-25,000 yee-zixhobo, bonisa ukuba kwisicwangciso soshishino sakho. Thetha uhlobo kunye nenjongo yezixhobo oza kuthenga. Hamba phambili uze ubhale i-$ 25,000 ekhoyo.
03 - Yabelana neBusiness Experience yakho ngeBhanki
Ukuba wena okanye nayiphi na iqela lakho lokulawula unamava kwishishini, yabelana ngamava akho ebhankini kwisicwangciso soshishino sakho. Unamava amaninzi kuwe okanye ezinye iinqununu, zibhetele, ngakumbi kumashishini afanayo. Ukuba unamava kwishishini, ibhanki iya kuba nethemba lokuba uyazi ukuba ungena njani kwaye njani ukujongana nemingeni yemali yoshishino, kubandakanywa ukubuyiselwa kwemboleko. Ukuba unomntu osebenza naye oya kuthatha inxaxheba kwishishini elinamava kwishishini, oku kuya kunceda ebhankini. Ukuba awunalo amava kwishishini, kodwa unayo ulawulo okanye ulwabiwo lobunini, qiniseka kwaye ufake iinkcukacha kwisicwangciso sakho seshishini.
04 - Qinisekisa ubutyebi bakho
Ukuba ufaka isicelo somboleko wezoshishino kwishishini lokuqalisa, indlela kuphela eya kuvunywa yibhanki ukuba uthembisa ubutyebi bakho njengobuncwane. Ukuba ungumnini wezindlu, ungasebenzisa ikhaya lakho njengebhondi kwaye mhlawumbi uthabathe umboleko wemali . Ungasebenzisa ezinye ii-asethi zezinto eziphathekayo njengebhondi. Ababolekisi baya kulindela ukuba wenze ukuzinikela kwezezimali kwi shishini. Baya kulindela ukukubona ufake inkokhelo kwishishini lakho elitsha. Ukuba ubonisa ukuzithemba kwishishini lakho elitsha ngokutyalomali kuyo, uya kuba nelithuba elingcono lokufumana imvume yemboleko.
Kukho amaxesha apho iqela elitsha liqala ukukhwela imali kuphela. Ukuba ufumanisa kule ngxaki, khangela ezinye iiSithandathu zoLondolozo lwezeShishini kwiShishini lakho elincinci .