9 Ukunika Amathuba Amashishini Amancinci Amancinci

Amashishini amancinci abalulekile ekuphuculeni kwezoqoqosho ngezizathu ezingenakubalwa, kodwa ngokuphindaphindiweyo uhambo oluya kubunini bezoshishino lufuna ukuxhomekeka kwintengo xa uqala, xa ukhula okanye xa usuke ujikeleza uqoqosho. Ngelishwa, oomashishini abaninzi kwiindawo ezincinci bangenenkathazo yokufumana inkunzi-mali yokuncintisana kwiimarike apho uncedo lwezezimali aluhlali luhlala lungafanelekanga.

Le yilapho izibonelelo zamashishini amancinci amancinci athatha indima ebalulekileyo.

Xa iingxowa-mali zithunywa zingenayo iindleko zemali kunye neebhanki zingabalulekanga, izibonelelo ezibonelelwa ngamaziko karhulumente, angeniso-nzuzo kunye nabangenzi nzuzo kubanini bamashishini abancinci banikeza inkxaso-mali yokuxhasa nokunyusa iinkampani kunye nebhonasi eyongeziweyo yokungahlawulwa. Ngamashishini amancinci akhula ngezinga elikhawulezileyo, izibonelelo ezincinci zoshishino eziphuhliselwe abantu abangabonakaliyo ngokobuhlanga kunye noluntu e-US baye baba yinto eyintloko yokwakha uqoqosho oluqinileyo lwesizwe olusinceda sonke.

Ngubani ofanelekileyo njengeShishini elincinci elincinci?

Ukusuka kwizinto zobuchwepheshe kwimimandla yasemaphandleni ukuya kumaqhawe asekuhlaleni asekuhlaleni abakhubazekileyo, abatyhweli beendawo ezingabonakaliyo bafumaneki. Nangona kunjalo, amashishini amancinci achazwe ngokuqhelekileyo njengenkampani eqeshe abantu abangama-50 okanye ngaphantsi, ubuninzi-bulungu liqela elincinci, ngokubhekiselele kobuhlanga, ubuhlanga, isini, ukukhubazeka ngokomzimba okanye olunye uhlobo lwezoqoqosho loluntu.

Okwangoku, makhe sigxininise kwiintlobo ezincinci zentlalo kwiindawo zaseMzantsi Afrika, kodwa khumbula iiprogram ezikhankanywe apha ngezantsi aziyiyo yonke ingqwalasela njengoko ezinye zijoliswe kwiinkampani ezikhonza imfuno ethile okanye imboni, kunye namathuba amatsha enkonzo aqaliswa ngonyaka.

Izibonelelo zeeNkxaso-mali eziNcinci eziNcinci

Amathuba omxhaso kaRhulumente afana nalawo atholakala kwiGrans.gov ngumthombo ogqithisiweyo wokufuna uphuhliso lwemali encinci yoshishino lwabanye abasomashishini abavela kuzo zonke iimeko kunye nemvelaphi, kodwa umgaqo omhle wesithupha unokuqala kwindawo yangaphambili ngaphambi kokubambisa uphando lwakho kwizinga likazwelonke.

Ukuba isixeko sakho sineziko elincinci lobonelelo okanye ishishini lokuphuhlisa ishishini, khangela izibonelelo zenkampani kwinqanaba lendawo, njengoko zinezicelo ezincinci kuneprogram yenkxaso efumanekayo kubasomashishini abavela kulo lonke ilizwe. Iiprogram zenkxaso yesibonelelo se-city kunye nesibonelelo sikarhulumente bakhetha abafakizicelo abanakho ukuqesha kwiindawo ezikufutshane.

Imibutho efana ne-Miami kaMama ne-Pop kunye neSibonelelo soShishino lwaBamnyama kunye ne-Cleveland yeGreen Technology Business Grant yimizekelo emikhulu yeenkqubo ezikhankanyiweyo zedolophu ezinikezela ngezimali zorhwebo, kunye nokufikelela kwiingcebiso zoshishino kunye nezinye izisombululo. Kodwa ukuba isixeko obiza ngokuba yikhaya asinaso isicwangciso esincinci esincinci kumathuba amancinci esibonelelo soshishino, jonga ukukhethwa kwinqanaba elingezantsi. Iiprogram zenkxaso ezichazwe apha azikhawulelwanga ukuba zihlale kwindawo ethile okanye kummandla wase-US-kwaye zonke azikho iimali-zodwa-kodwa zonke izibonelelo ezichazwe apha ngezantsi zibancinci kubanini bamashishini abancinci abafuna ukuqala, ukugcina okanye phucula abo ma shishini.

1. I-Agda yeZiko loPhuhliso lwezeNtengiso (MBDA): Naphezu kweqela elikhulu labafakizicelo abafanelekileyo kwizivumelwano zentsebenziswano ye-MBDA (i-grants project project), i-awards yomvuzo wemali engama-300,000 umvuzo kuwo wonke unyaka kumashishini amancinci athile angaphinda ahlaziywe emva kokugqitywa kwempumelelo yeprojekthi yokuqala.

1. Isibonelelo soMbutho wezoNyango waseMelika (NABDI) Isibonelelo: Nangona kunzima ukufumanisa ukuba uninzi lwemali yesibonelelo esinikezelwa kwinkqubo ye-NABDI, exhaswa yiSebe laseMelika leMicimbi ye-Indiya, injongo yayo ephambili ngokucacileyo kukuxhobisa ukukhula koqoqosho lweMveli yaseMelika kunye Abanini bamashishini be-Alaskan abanokuzinikezela ukuphakamisa uluntu lwabo kwaye bakhulise ukhuseleko lwabo lwezezimali.
2. IiNkqubo zoLuntu ekuphuculeni iNkqubo yeeNkxaso zezeMpilo kwiSebe lezeMpilo : kwiSebe lezeMpilo kunye neNkonzo zoLuntu, ekujongeni ukujongana nokungalingani kwempilo yoluntu oluthile, iigorari ezingama-275,000 ukuya kwii-500 000 zama-shishini kumashishini kunye nemibutho esebenzayo ukuphucula imiba yempilo kubantu abadlulileyo.
3. UMcInerny Foundation: Ukuba ufuna igranti ukuqinisa ibhizinisi lakho okanye umbutho kwilizwe laseHawaii, ngoko uMcInerny Foundation ufanelekile ingqalelo yakho. ISiseko sinikeza iintlobo ezininzi zezibonelelo ezifumanekayo kwiiprojekthi ezijoliswe ekuphuculeni ubomi bezithili zaseHawaii kunye neentsapho zabo ezihlala kwilizwe lama-50.

1. Umncintiswano weBusiness Small Grant Grant: Abangaphezu kwezi-4 500 abafakizicelo bangena kulo mqhudelwano ukuba bazuze kuma-25,000 amawaka ngamashishini abo ngonyaka odlulileyo. Olu lukhuphiswano olunzima lwabafumana i-10 abanenhlanhla, kodwa abaninzi baye baqhubeka nokubona ubomi babo-kungekhona nje iinkampani zabo-zitshintshe ukuba zibe ngcono.
2. Abasetyhini base-Asiya banikela isangqa: Nangona kungagcinwanga kumashishini kuphela, izibonelelo zakwa-Asian Women Giving Circle zizinikezele kwimibutho yokuxhasa kunye nosomashishini abaneenjongo zokukhuthaza utshintsho oluntu oluqhubekayo kunye neengxaki zengxaki ezichaphazela abafazi neentsapho zaseAsia.
3. Umbutho kaZwelonke weZibonelelo eziZimaliweyo (ISIFUNDO) Izibonelelo zenkxaso- mali: ISICELO asikwazi ukuba nethuba lokuxhaswa ngokuthe ngqo kumashishini amancinci, kodwa iNkqubo ye-Growth Grant inika ama-$ 4,000 kumashishini athile nayiphi na imvelaphi yenkcubeko efuna ukukhulisa ishishini labo ukuhlangabezana imfuneko ethile. Omnye omkhulu kunye neli thuba lonikezelo kukuba umqhubi omtsha ukhethwa nyanga nganye.
4. Isilungiso sokuLungisa uLwimi lwaseNkcubeko: I-Institute of Development First Institutes iza kunika izibonelelo ezi-12 ezifikelela kwii-90,000 zamawaka kulo nyaka ukufundisa imibutho okanye ishishini elisekelwe kwimfundo elisebenzayo ukuphucula ukulondolozwa nokunyuka kweelwimi zaseMerika.
5. Izibonelelo zentengiso ye-Small Small: Abaphumelele kunyaka ophelileyo, uLavanya noMelissa Jawaharlal, banikwe i $ 50,000 ukuze bandise isicwangciso sabo sokufundisa kwi-franchise eya kubakhuthaza abanye abafazi ukuba baqhube imisebenzi kwi-STEM. Oko kuyisiqalo esichukumisayo kwinkqubo encinane yegranti yeshishini esanda kuqalisa kunyaka ophelileyo.

I-Tide Equing Ride

Amashishini angama-Minority akha amaphesenti angama-29 amabhizinisi aseMerika, kwaye amanani anenjongo yokwandisa ngokukhawuleza ngo-2044. Kodwa ke, amashishini amancinci aphikiselwe imali kwizinga elingaphezu kwama-3x aphezulu kunabo abangabambalwa. Yingakho iirhafu zihlala ziyindlela efanelekileyo kakhulu yokuhlawulela umngeni oqhelekileyo wokufumana utyalo-mali obuninzi obunobuncinane obujongene nawo. Iiprogram zenkxaso karhulumente ziyanceda, kodwa ngumsebenzi wemibutho yabucala engenakuncedo nongenzi nzuzo ebonakalayo inxaxheba ekuvaleni i-gap.

Ngokwandisa amathuba okurhweba ngokuxhasa ngemali kumashishini amancinci, i-US inako ukufumana imisebenzi engaphezulu kwezigidi ezili-9 ezenziweyo kunye nokwanda kwe-$ 300 yezigidi zeengeniso zonyaka ezifakwe kwimarike yomsebenzi. Kwaye kwimeko yezoqoqosho, zonke iinqanawa zaziza kuphuma.