Nangona ababolekisi bemveli beqala ukukhulula amabhande abo; izinga eliphezulu lokuhlolisisa lisafunyanwa xa kuhlaziywa ishishini ngemboleko. Ukuba ixesha liyi-luxury wena unganakho enye inkqubo yokuxhaswa kwemali eyenza ukuba ufumane imvume yokuthengisa ngemali ngokukhawuleza kwiintsuku ezimbini zoshishino kunye nenkxaso ngokukhawuleza ngeentsuku ezi-7 zoshishino.
Kubizwa ngokuba yiNgxowa-mboleko eNgeniso .
Ingxowa-mali eyongeziweyo eyabelwe ngokubizwa ngokuba yi-cash flow flow based loan isisombululo sokuxhaswa ngemali kubanini-shishini abanesidingo sokuxhasa ngokukhawuleza. Esikhundleni somgangatho oqhelekileyo kunye nobunzima bokufaneleka nokufumana imboleko yemveli yoshishino; Imboleko yemali esekelwe kwingeniso idinga isicelo esilula kunye neenyanga ezi-3 zakutshanje zebhanki kunye nabathengisi.
Hlalani nikhumbule oku akuyiyo inkokhelo yangaphambili yemali , enye enye inkqubo yokuxhaswa kwenkxaso-mali esekelwe kuphela kwintengiso yekharityhulam yenyanga yenyanga. Le mboleko itholakala kwiibhanki zebhanki zenkampani yakho.
Inxalenye eyona nto ingumboleko osheshayo wezoshishino kuba kulula kwaye usekelwe kwimali efunyenwe yoshishino lakho. Akukho mfuneko yokubonelela, ukubuyiswa kweerhafu, iifomali, izicwangciso zoshishino okanye nayiphina eminye imiqulu yamaphepha-mboleko abaqhelekileyo anikezela ngawo.
Ukongeza kwenkxaso-mali yokukhawuleza kunye nokulula kwayo, umboleko-based-based based optimal for the non-bankable business owner.
Iingxaki zemali zemboleko zesikhwama somntu siqu zithintela ipesenti enkulu yabanini-bhishini abancinci namhlanje ababaphephe ukuba bafanele ukufumana imboleko yemveliso.
Ekubeni iimali-mboleko zemali ezixhomekeke kwingxowa-mali zijoliswe ngokusisiseko kwimali engenayo, ukugxininiswa kancinci kufakwe kwi-creditworthiness yomnini-shishini. Inani elincinci le-550 leFICO ® lento yonke efunekayo kwaye ubuncinane ama-deposit amahlanu ngenyanga kwi-akhawunti yokukhangela inkampani epheleleyo yemali engenayo yonyaka engama-120k.
Ngoko uhlawula njani imali mboleko yemali yenkxaso-mali?
Iintlawulo zihluke kakhulu ngemali-mboleko esekelwe kwingeniso xa kuthelekiswa nemboleko yemveli yoshishino. Kunokuba wenze inkokhelo enkulu ngenyanga ngenyanga nganye, iintlawulo ziyenziwa ngokunyuka kwamancinci kwindleko yenkampani yakho ngeNdlu yokuCoca ngokuZenzekelayo (ACH).
Ngokomzekelo, ake sithi ufumene mboleko yemali-based based $ 10,000k eneenyanga ezi-6 zokuhlawula imali. Ngomyinge we-1.24 uza kuba ne-ACH yemihla ngemihla ye-$ 96.12 ihoxiswe kwi-akhawunti yakho yokukhangela ngaphandle kweedrafti ngeveki zeeveki kwixesha leenyanga ezili-6 ezili-12,400 zamaRandi. Ezi zincinci zemihla ngemihla yenza kube lula kumnini-shishini lomncinci ukuba asebenze ngokuchasene nokuhlawula intlawulo enkulu ngenyanga.
Ngaliphi shishini loshishino olusisiseko sokuxhasa imali?
Amanye amashishini athandwa kakhulu kulolu hlobo lwenkqubo yokuxhasa ngemali yenkxaso-mali yinkxaso yeevenkile, iivenkile, ii-salon, iifenitshala zeefenitshala, iihotele, izitolo ezinkulu, izitishi zee-petroli, izitolo zezemidlalo, izitolo zokutya, izitolo zokugqoka, iinkonzo zokucoca, ivenkile zeevenkile , izitolo zezinto zokugqoka, i-nail salons, ivenkile zokuthengisa, neebhiya, ivenkile kunye neevenkile.
Kubalulekile ukuba uqaphele ukuba kukho imingcipheko yale nkqubo ngokunjalo. Amanye amashishini akwazi ukufumana olu hlobo lweprogram yokuxhasa imali. Ezi zibandakanya kodwa azikhawulelwanga kubabolekisi bemali-mboleko, khangela ii-arhente zokuthenga, ii-arhente zokuqokelela, i-arhente zokuhamba, ama-dealership, izibonelelo zenyama, ama-brokers, ii-auctioners, ii-brokers, kunye nevenkile.
Njengoko unokubona ukuxhaswa kwemali-mali-mali kusekela abanikazi bamashishini abancinci ithuba lokufumana imali mboleko yezoshishino ngokukhawuleza ngaphandle kokuzithobela zonke iingcamango eziqinileyo, iphepha elikhuselayo, ixesha elide, kunye nexesha elide lokubambisa iimali-mboleko zorhwebo.