Usebenza kwisicwangciso soshishino esikhulu sokuqalisa iqela lakho, ukuthatha ibhanki okanye omnye umboleki. Inxalenye ebalulekileyo yesi cwangciso yiengxelo zemali. Ezi nkcazo ziya kubhekiswa ngenyameko ngumboleki, ngoko ke ezinye iingcebiso zokwenza la maxwebhu TSHALISA isicwangciso sakho seshishini!
Khumbula ukugcina uqikelelo lwakho - zombini ingeniso kunye neendleko - okwenene. Musa ukwenza ezi mpazamo zorhwebo eziqhelekileyo !
Ziziphi iNgxelo ezifunekayo
Unokufuna iintlobo ezahlukeneyo zeengxelo, kuxhomekeke kwimimiselo yomboleki wakho kunye nobuchule bakho bobuchwepheshe.
Iingxelo eziza kufuneka zi:
- Isabelomali sokuqalisa
- Ukuqalisa kuhlawula ishidi lomsebenzi
- Iprogram (projekthi) inzuzo kunye nelahleko kwinkcazo
- Ishidi lokulinganisela (projekthi), kunye
- Imithombo kunye nokusetyenziswa kweengxelo zemali.
Ukubeka eziNkcazo kuMyalelo
Okokuqala, sebenzisa uhlahlo lwabiwo-mali lwakho lokuqalisa kunye neendleko zokuqalisa kwakho iindleko zokusebenzela. Kunzima ngenxa yokuba kufuneka uqikelele kakhulu. Iqhinga kukunyamekela ingeniso kunye neendleko ezigqithiseleyo.
Emva koko usebenze kwinkcazo nenzuzo yokulahlekelwa yonyaka wokuqala. Umboleki uyafuna ukubona oku. Kwaye, nangona kungenangqiqo, ababoleki banqwenela ukubona iphepha lokulinganisela lokuqalisa.
Ezinye izitatimende - ukuhlaziywa-kunye nokuhlaziywa kwemali kunye nenkokhelo yokuhamba kwemali - kulungile ukuba, kodwa ukuba uphume ixesha, unokubonelela ngokuzayo. Ukuba uthengisa umgca wemveliso, unokufuna ukuquka ukuhlaziywa-nohlalutyo, kodwa akubalulekanga kwishishini leenkonzo (kunzima ukuqikelela).
01 - Indlela yokudala uhlahlo lwabiwo-mali loQeqesho lweBhizinisi
Isabelomali sokuqalisa sifana nesitatimende sokuhamba kwemali eseprojekti, kodwa ngokucwangcisa okungakumbi. Unokufuna ukwenza uhlahlo lwabiwo-mali nangona ungafuni iimali zokuqalisa.
Umboleki wakho ufuna ukwazi ibhajethi yakho - oko kukuthi, yintoni okulindele ukuba ungenise kunye nendlela enokulindela ukuyisebenzisa ngayo inyanga nganye. Ababoleki bafuna ukwazi ukuba unokulandela uhlahlo lwabiwo-mali kwaye awuyi kuchitha ngaphezulu.
Bayafuna nokubona ukuba uya kufuneka uhlawule iindleko zakho ngelixa ibhizinisi lakho liqala (i-capital work), kwaye kuya kuthatha ixesha elingakanani ukuba ube ne-cash flow flow (kuletha imali engaphezulu kunokuba uyichithe). Ngamanye amaxesha lo bhajethi ubizwa ngokuba yi-"flow flow" statement. Iphepha lokusebenzela lebhajethi kufuneka liqhutywe ngeminyaka emithathu, ngoko umboleki-mboleko unokubona ukuba ulindele ukuvelisa imali ukuze wenze iintlawulo zemboleko zenyanga.
02 - Iindleko zokuqalisa Iphepha lokusebenzela
Leli phepha liphendula umbuzo othi "Yintoni oyifunayo imali?" Ngamanye amagama, ibonisa yonke into oyifunayo ukuze uvule iingcango zakho zoshishino. Ndiya kubiza le ngxelo ye "Day One", kuba uya kuyidinga yonke le nto ngosuku lokuqala loshishino. Qinisekisa ukuba uquke yonke into; Kungcono ukuba uqikelele ngokuthe gqithisa oko uya kulufuna ukuze ungaphumi ngokufutshane nemali yakho mboleko.
03 - Uphulo-Ukuhlalutya
Uhlalutyo-nkqu nohlalutyo lubonisa umboleki wakho owaziyo ingongoma apho uya kuqala ukwenza inzuzo. Nangona ikhefu-nokuba luhlalutyo lubaluleke ngokubanzi kumashishini enza okanye athengisa iimveliso, ingaba luncedo kumashishini afana neenkonzo. Qinisekisa ukuba uquka ikhefu-negrafu, kwaye unokukwazi ukuchaza
04 - Ukuqala kweSahluko seBhalance
Nangona le nkcazo idla ngokuyinkimbinkimbi, ekuqaleni akukho nto inokubandakanya. Unokufuna ukufumana uncedo kwiCPA kulo. Isalathisi ibonisa ukubaluleka kweempahla oyithengile ukuqalisa, ubunjani bakho kubalimi nakwabanye ababolekisi, kunye naziphi na iimali-mali zokuqala ozenzayo ukuze uqalise. Umhla wale spreadsheet ngumhla ovula ngayo ishishini.
05 - Ingxelo yeNzuzo kunye neNtshontsho / Ingxelo yeNgeniso
Emva kokugqiba uhlahlo lwabiwo-mali kwaye uqokelele enye ingcaciso, kufuneka ukwazi ukugqiba i-P & L okanye iNkcazo yeNgeniso eyenza ingeniso yakho ngenyanga yokuqala. Le nkcazo ibonisa inzuzo yakho kunyaka kwaye unjani irhafu oqikelela ukuba kufuneka uyihlawule.
06 - Imithombo kunye nokuSebenza kweNgxowa-mali
Amashishini amakhulu asetyenziswa Imithombo kunye nokusetyenziswa kweengxelo zeNgxowa-mali kwiingxelo zabo zonyaka, kodwa unokwenza isitatimende esilula ngokucacileyo ukuba ubonise i-lender yakho Abathengisi ngokuchanekileyo ukuba ufuna kangakanani ukuqala kunye nokusebenza kwemali (ukuhamba kweemfuno ze-cash) iya kuzisa kwishishini, kwaye kufuneka ubolekise kangakanani. Ngamanye amagama, ubuninzi obuyidingayo kwaye uyintoni le nto oyifunayo.