Bala i-cash flow flow in Period

Ixesha lokuhlawula lixesha elikhawulezayo kwaye lilula lohlahlo lwabiwo- mali abaphathi bezemali kunye nabanini-bhishini basebenzise ukuchonga ngokukhawuleza ukuzaliswa kwabo kwangoko kwiprojekthi eninzi kuya kufunyanwa kwi-flow cash flow project. Iiprojekthi eziphambili zizo ezidlulileyo ngaphezu konyaka omnye. Ukubalwa kwexesha lokubuyisela ixesha lokuhlawula lihluke kuphela ekubeni usebenzisa ukunyuka kwemali.

Iingxaki zePeriod Payback Period

Ukubalwa kwexesha lokubuyisela ixesha lokubuyisela kusetyenziswa ngokubanzi ngabaphathi abafuna ukwazi ukuba baya kuphinda batyathele imali yabo yokuqala , kodwa kunemiphumo emithathu enkulu:

• Okokuqala, ixabiso lexesha le mali alinakucingwa xa ubala ixesha lokubuyisela. Ngamanye amagama, kungakhathaliseki ukuba unyaka owuni ufumana ukuhamba kwemali, unikezwa ubunzima obufanayo njengoko unyaka wokuqala. Le mpazamo idlula ixesha lokubuyisela utyalo-mali lokuqala.
• Isalathiso sesibini ukungabikho kokuqwalaselwa kwemali engaphezulu kwexesha lokuhlawula. Ukuba iprojekthi eyinkunzi ihlala ixesha elide kunexesha lokuhlawula, nayiphi na imali ehambayo iphrojekthi eyenza emva kokuba uhlahlo lwabiwo-mali lokuqala lufunyenwe aluqwalaselwe nonke kwixesha lokubala.
• Okwesithathu, kwaye mhlawumbi kubaluleke kakhulu, ukungaphumeleli kukuba ukubala ixesha lokubuyisela elihlawulelwayo alinakukunika umphathi wezemali okanye umnini-shishini ulwazi olufunekayo ukuze enze isigqibo esincinci sokutshala imali. Ukongezelela kwiingxaki ezimbini zokuqala, umnini-shishini kufuneka aqikelele kwinqanaba lomdla okanye indleko yemali . Ngenxa yoko, akuyona indlela efanelekileyo yokuyisebenzisa xa ukhetha iphrojekthi yophuhliso. Oko kwathiwa, le ngongoma yesithathu yexesha elihlawulelwayo lokuhlawula isenokukhutshwa xa ixabiso elilinganisiweyo lemali- mali lisetyenzisiwe njengezinga lokunciphisa ukuhamba kwemali.

Iingenelo zexesha elihlawulayo lokuhlawula

Nangona kungenelisekile ngokupheleleyo, ukubalwa kwexesha lokubuyisela elihlawulelwayo lilingcono kunokuba kubalwa kusetyenziswa ixesha lokuhlawulwa elingabonakaliyo njengesigxina sesigqibo sebhajethi. Oko kwathiwa, ukubala okungcono kakhulu ukusetyenziswa kwiimeko ezininzi kunokubaluleka kwamanani okwangoku .

Ukubalwa kwexesha elihlawulwayo lokuhlawula

Ukubala kwexesha lokubuyisela ukuhlawulelwa lihluke kakhulu kunokuba kubalwe ixesha lokuhlawula ngokuqhelekileyo kuba ukuhamba kwemali esetyenzisiweyo ekubaleni kuyancitshiswa ngexabiso elilinganiselwayo lemali yexabiso elisetyenzisiweyo njengenqanaba lomyinge kunye nomnyaka ekufunyenwe ngayo imali. Nantsi umzekelo wokuhamba kwemali esaphuculwayo:

Khawucinge ukuba ukuhamba kwemali yokuqala yonyaka ukusuka kwiprojekthi ngu-$ 400 kunye nexabiso elilinganiselwayo eliqhelekileyo lemali liyi-8%. Nantsi ifom:

I-cash flow flow year 1 = $ 400 / (1 + i) ^ 1, apho i = 8% kunye nonyaka = 1

Ukubala kwexesha lokubuyisela ukuhlawulelwa ngokusebenzisa lo mzekelo lulandelayo. Khawucinge ukuba inkampani ifuna ukutyalomali kwiprojekthi ebiza ama-dollar ayi-10 000 kwaye ilindele ukuvelisa ukuhamba kwemali eyi-$ 5,000 ngonyaka 1, i-$ 4,000 ngonyaka 2, kunye ne-3,000 zamawaka ngonyaka 3. Ixabiso elilinganisiweyo lexabiso lemali liyi-10%. Nazi iindlela ozisebenzisayo ukubala ixesha lokubuyiswa lokuhlawula:

1. Ukunciphisa imali ephumayo ukuya kwangoku okanye kwixabiso lazo langoku :

Nazi izibalo:

• Unyaka 0: - $ 10,000 / (1 + .10) ^ 0 = $ 10,000
• Unyaka 1: $ 5000 / (1 + .10) ^ 1 = $ 4,545.45
• Unyaka wesi-2: $ 4000 / (1 + .10) ^ 2 = $ 3,305.79
• Unyaka wesi-3: i-$ 3000 / (1 + .10) ^ 3 = $ 2,253.94

2. Bala i-flow cash flows ehluthwayo:

• Unyaka 0: - $ 10,000
• Unyaka 1: - $ 5,454.55
• Unyaka wesi-2: - 4 $ 2,148.76
• Unyaka wesi-3: i-105.18 yezigidi

Ixesha lokubuyisela elihlawulelwayo (DPP) lenzekile xa ukuhamba kwemali ehlawulelwayo yokunciphisa imali ehlawulekileyo kuguqula ukuhamba kwemali enokuthi, kule meko, iphakathi kweyesibini nonyaka wesithathu.

Ifomula yokufumana ixesha elichanekileyo lokuhlawula ilandelayo lilandelayo:

I-DPP = Unyaka Ngaphambi kokuba i-DPP ivela + Ukuhamba kweMali yokuHlaba kweMali ngonyaka ngaphambi kokuPhinda kwakhona

Ukusebenzisa umzekelo wethu ngasentla, ixesha elichanekileyo lokuhlawula (DPP) lilingana no-2 + $ 2,148.76 / i-$ 2,253.94 okanye i-2.95 iminyaka. Kulo mzekelo, utyalo-mali lubuyisela ukugqithwa kwalo ngaphantsi kweminyaka emithathu.

Ukusebenzisa i-Calculator yezeMali ukuQinisekisa ixesha lokuhlawula

Unokumisela ixesha lokuhlawula kunye nobuncinci bokubala ngokusebenzisa enye yezicatshulwa zemali ezinconywayo ezininzi ezifumaneka kwiindawo ezininzi zokugcina iiofisi.

Ngenye indlela, uye kwenye yeziza ezininzi zemali zokubala zezimali.