Uhlahlo lwabiwo-mali luyingxenye ebalulekileyo yolawulo olufanelekileyo lwezezimali
Abanini-ntengiso bahlala bejoliswe kwimveliso okanye kwinkonzo abanikezela ngeemarike ukuba ukulawula iimali kuza kwesibini ekude kubo.
Uhlahlo lwabiwo-mali kunye nolawulo lwezemali akuzona izinto ezonwabisayo kunokuba usomabhizinisi angenza. Ngokuqhelekileyo banqanyulwa njengabanini bamashishini abatsha baxakeke kwaye abafuni ukuchitha ixesha elininzi kwimicimbi yezemali. Yilapho benza iphutha labo. Amashishini amancinci avimbayo iinkcukacha zemali azinakukwazi ukuphumelela kunokuba abo baqwalasela.
Uhlahlo lwabiwo-mali
Igama elithi "uhlahlo lwabiwo-mali" lithetha ukuba ngumsebenzi oqhubekayo. Umnini ujonge kuyo yonke imihla, uyayiqwalasela, ayilandele, kwaye yenza utshintsho. Kuyicebo lomdlalo kwishishini.
Uhlahlo lwabiwo-mali lwezemali luyadingeka ukususela ngeli xesha umnini-mhlaba ubamba ingcamango de loo ngcamango ifakwe ukusebenza. Umrhwebi akakwazi ukuba ukuba ingcamango yinto ebonakalayo kwishishini ngaphandle kohlahlo lwabiwo-mali. Umnini-shishini lomncinci , uhlahlo lwabiwo-mali luyabancedisa ukuba bahlole impilo yemali yenkampani. Umnini-shishini akanako ukwazi apho aya khona okanye yintoni na amathuba okanye imingxuma ezayo ngaphandle kokuba babe nebhajethi.
Yintoni ejongene nohlahlo lwabiwo mali lwezezimali?
Uhlahlo lwabiwo-mali olusebenzayo lubandakanya imali okanye intlawulo yentengiso inkampani elindele ukuba ingenise kwaye imali ikulindele ukuhlawula iindleko . Umnini-shishini kufuneka azalise uhlahlo lwabiwo-mali unyaka kwaye ujonge ukuhluka phakathi kwamanani ahlahlo-mali kunye namanani abo.
Ngokufanelekileyo, umnini-shishini uza kuhlawula ibhajethi kwiminyaka emibini.
Ekupheleni konyaka omnye, uhlahlo lwabiwo-mali luyakucatshangelwa unyaka wesibini. Ukuba ishishini lifuna ukufaka isicelo semali mboleko yebhanki okanye ifuna ukuthatha abatyalo-mali, kuya kuba nexwebhu elungileyo ukubonisa. Kuya kubakho ukujonga ngokukhawuleza indlela inkampani eyenzayo ngayo.
Ufika Njani Namanani?
Ukuba ungumnikazi webhishini osungileyo, ungasebenzisa idatha yakho yembali. Ukuba ungumnikazi webhishini elitsha okanye usomashishini onomqondo nje, uya kufuna ukwenza uphando. Umzekelo, kuya kufuneka uphando ngemithombo yakho yengeniso. Ngubani oza kuthenga imveliso okanye inkonzo yakho? Ingakanani ibhizinisi okulindele ukuba icebo lakho lokukhangisa liza kutsala? Ubeke ixabiso lemveliso yakho? Unokufuna ukubheka amanye amabhizinisi athengisa imveliso efanayo okanye inkonzo ngaphambi kokuba usethe intengo yakho okanye uphendule le mibuzo.
La manani abe ngamanani akho ngeniso kwibhajethi yakho. Ukuzigcina ulondolozo, ukunciphisa ngeyesine. Ukuba uqoqosho lwezoqoqosho, unokufuna ukunciphisa ngaphezulu. Ukuba uqoqosho olusakhulayo, usenokungafuni ukunciphisa konke.
Iindleko zokulinganisela mhlawumbi zilula. Unentlobo ezimbini zeendleko.
Iindleko ezizinzileyo ngabo bafana nerenti. Ayitshintshi kwinyanga ukuya kwinyanga. Bhala zonke iindleko zakho ezizinzileyo. Iindleko eziguqukayo zitshintsha ukusuka kwenyanga ukuya kwenyanga. Baya kuba yintlawulo yeebhanki, ibhajethi yakho yokuthengisa kunye nezinye izinto. Bhala zonke iindleko zakho eziguquguqukayo. Nantsi iphetshana lokusebenzela isabelomali esisebenzayo ongayisebenzisa njengendlela ifomathi yokugcina uhleli. Phrinta kwaye uyisebenzise. Unokongeza izinto kuyo ukuba ufuna ukuphawula izinto ngaphandle kokungacacanga kwishishini lakho. Emva kokuba uqikelele ukuqikelela iindleko zakho, ukwandise ngeyesine. Ngokunciphisa ingeniso yakho ngomntu wesine kwaye ukwandisa iindleko zakho ngenye yesine, ulungelelanisa kwaye unokuba nemali eseleyo kwi-fund.
Yintoni Enokuthi Yenzeke Ukuba Awunayo Ibhajethi Yoshishino?
Ungakwazi ukuphuma kwishishini ngokulula.
Kufuneka uqiniseke ukuba unokwenza ukuhamba okwaneleyo kwemali kunye nenzuzo evela kumsebenzi wakho ukuze uhlawule iindleko ezihambelana nayo. Indlela yodwa yokwenza oko kukuseka isabelomali. Uhlahlo lwabiwo-mali lukunika ulawulo .