Ukuphuculwa kweNkcazo yakho ephantsi kunye nale Miqathango eSebenzayo
Njengomrhwebi, enye yezinto eziphambili ezigcina ibhizinisi liqhuba yimali ekhethiweyo ngamanye amaxesha ebizwa ngokuba yimali enkulu yokusebenza. Xa ishishini linokuphuma kwemali, oko kuthetha ukuba liya kuhlala isesikweni sokuhlawula abathengi, ukuhlangabezana nokuhlawula umvuzo kunye nokuhlawula ezinye iindleko eziza kuqhuba ishishini .
Nangona kunjalo, abaninzi abanini-shishini banokuthi bangene ngaphandle kwemali kwi-shishini. Oku kudla rhoqo kuthathwa njengophawu lwemingeni yemali kwishishini.
Isizathu esibalulekileyo sokuba amabhizinisi angene kule ndawo ngenxa yokungabikho kwezindlela ezingcono zokugcina ukuhamba kwemali . Ukugcina ukuhamba kwemali yilapho ishishini lisebenza khona ukugcina isikhundla sayo semali kwaye likhuphule yonke idola ekhoyo ngaphandle kokusebenzisa kakubi nayiphi na ikhulu.
Ukugcina ukuhamba kwemali kwishishini akuyona into elula njengoko ucinga? Ukuba ucinga njalo, xelela ukuba kutheni abahwebi abaninzi behluleka? Oku kuthetha ukuba ukulondolozwa kwemali yinto into yokuba abanikazi bamashishini mabafunde. Ingaba ishishini liyakwandisa ukuhamba kwemali kunye nokwandisa inzuzo ngexesha elifanayo? Ewe, nakhu amanqanaba amundoqo okwenza njalo.
1. Yenza iintlawulo ezenzileyo
Amashishini amaninzi asebenzisana nabathengisi ababonelela ishishini ngeempahla kunye neenkonzo. Njengomrhwebi, kubalulekile ukuqinisekisa ukuba ukuhamba kwemali kwishishini kugcinwe kwinqanaba elithile lokuqhuba ibhizinisi. Ukuba unabathengisi ukuba usungule ubudlelwane obuhle kunye nabo, zama ukuxoxisana nexesha elide lokuhlawula nabo ukuze imali ingabuyiselwa kwishishini.
Ukwenza njalo nje ngekrele eliphanga kabini kwinto eyenza inzuzo ngeli xesha ligcina isohlwayo lorhwebo lakho. Ubani ongeke ufune ukwenza oko kumnotho onzima namhlanje? Njengomrhwebi, thabatha eli phulo uze ulisebenzise.
2. IiNkonzo zokuqeshisa
Ukuba unesidingo saso nasiphi na isistim, unokukhetha ukuqeshisa kwinkampani endaweni yokuthenga enye entsha ngakumbi ukuba uyayidinga okwethutyana.
Le yimiqathango ekujoliswe kuyo ukugcina imali ngenxa yokuba ukuqeshiswa kwemali kuyabiza kakhulu xa kuthelekiswa nokuhamba kwezixhobo ezintsha. Ngamanye amaxesha ishishini lifuna umnini ukuba ahambe ngendlela efanelekileyo kunye neyindleko xa kuziwa ekufumaneni izixhobo.
Ngako-ke, kucetyiswa ukuba uqeshise ubuninzi bezixhobo ukuba ibhizinisi lakho liyakudinga ngokuchasene nokuchitha imali eninzi ngokuthenga izixhobo ezintsha. Esi sicwangciso esihle kakhulu sokugcina imali yakho yenkampani. Ukuba iimveliso zithengiswa, kuthetha ukuba inzuzo eninzi iya kwenziwa kuba iindleko zokuqeshisa ixabiso lexabiso liphezulu.
3. Ukuthengiswa kweeMpahla kunye neeNkonzo
Esikhundleni sokuhlawulela yonke into enikezelwa kwishishini usebenzisa imali, kuya kuba yingqiqo yokuba ngamnye usomashishini azame ukutshintshiselana nemveliso yeemveliso. Khangela abathengisi abaswele imveliso ethile kwaye banikeze iimveliso kubo ngokuchitshiyelwa kweemveliso ezingenakho ukuqhuba ishishini lakho ngokufanelekileyo.
Le yindlela efanelekileyo yoshishino nawuphi na uhlobo loshishino lokugcina imali kunye nokugcina imali . Ngokutshintshiselana nemveliso yezinye iimveliso (ukurhweba kwezorhwebo), kuthetha ukuba uya kukwazi ukugcina imali kwi shishini.
4. Thenga izinto ezisetyenziswayo
Ngaphambi kokuba uthenge esinye isixhobo esitsha , kukulungile ukwenza uphando malunga nokuba unokufumana umatshini ofanayo osetyenziswayo kodwa usemgangathweni.
Kukho iinkampani ezininzi ezinempahla ekulungele ukulahlwa. Gcina ukhangelelwano olude malunga neentengiso ezithengisa umatshini osetyenzisiweyo ukusuka kwintengiso zendawo. Ukuthenga umatshini osetyenziswayo kuhlasele kakhulu xa kuthelekiswa nokuthenga ezintsha, eyindlela engcono yokugcina imali.
Injongo yoshishino nawuphi na ukwandisa inzuzo kunye nenye yezindlela zokuphucula umgca ngokunciphisa iindleko zayo. Ukuba unqumle kwiindleko, ukuphuma kwemali kuya kuncitshiswa kwaye ukuba ukunyuka kwemali kugcinwe okanye kwandiswe, ngoko ishishini liyakwandisa ngakumbi inzuzo yalo.
5. Njalo Gcina iiComputer Equipment
Esikhundleni sokuthenga izixhobo ezitsha rhoqo ngoku, kulungile ukutyalomali kwizinto ezikhoyo ezikhoyo. Kufuneka ube neprogram yokugcinwa rhoqo kuyo yonke imishini eyenziwa yoshishino okwangoku.
Oku kuya kuhamba ixesha elide kakhulu ekunciphiseni iindleko ezingenasidingo eziza kuba zenzeke ngoshishino ngokuthenga izixhobo ezitsha rhoqo.
Fumana umatshini wezixhobo zobuchwephesha okanye uchwephesha abaneemfundo eziyimfuneko kunye namava ukuba usebenze kwizixhobo zakho. Oku kuya kuqinisekisa ukuba zonke iimashishini zakho zisesimo esihle sokusebenza rhoqo. Oku kubaluleke kakhulu kuba kuya kukuthintela ukuba uchithe ukuchithwa kwemishini kaninzi. Imali eya kuthi isetyenziswe ukuthenga iimashishini ezintsha, ngoko ke iya kugcinwa kwaye ikhulise inzuzo yoshishino kwixesha elide.
6. Sika phantsi kwabasebenzi
Esinye seziganeko eziphambili ezinokugqithisa ukuhamba kwemali yakho kukuba ngabaqeshwa abaninzi kakhulu kwishishini lakho. Esikhundleni sokuqesha abantu abatsha xa kunokwenzeka ukuba ishishini landa, kuyacetyiswa ukuba kusetyenziswe ithuba abanokuthi abasebenzi basebenzayo banako ukufikelela kwabo. Ngaphambi kokuba uqeshe umqeshwa omtsha kwi shishini, kuya kuba kuhle ukuvavanya kokubili ubuchule kunye nokuqhelana kokuthatha isenzo esinjalo.
Ukuba iinzuzo zokuqeshwa komqeshwa omtsha zigqithise umthwalo wemivuzo, ngoko unokuqhubeka kwaye uqeshwe omnye kodwa ukuba ukuchasene kuyinyani, ke ubalekele ngoku ukuphepha iingxaki zemali nokunciphisa ukuhamba kwemali kwi shishini.
7. Gcina inyanzeliso yeShishini
Njengomnini-shishini, kukulungile ukumelana nesilingo sokuthenga izixhobo ezintsha okanye ukuqesha abasebenzi abongezelelweyo ukuze kugcinwe ukuhamba kwemali kwishishini. Ngaphambi kokuba ungeze nayiphi na iindleko ezongezelelweyo, kukulungile ukulinganisela kokubili ubuchule kunye neengxaki. Ukuba i-pros iqhuba umqhumo, yaya kuyo kodwa ukuba awukho, yima eso sigqibo kwaye usebenze nento onayo. Oku kuya kunceda ugcine ukuhamba kwemali kwishishini.
Sonke siyazi ukuba ukugcina ukunyuka kwemali kuyo nayiphi na ishishini kunzima. Nangona kunjalo, ngamanyathelo angentla, uya kukwazi ukuphucula umgangatho wakho wenkampani kunye nempumelelo yayo yonke ishishini.