Ngaba ufuna abaThengisi abaNet 30? Isikhokelo esiphezulu sokugcina iCash Flow

I-Intanethi engama-30 ingazuza njani ishishini lakho

Kubanikazi boshishino, ukusebenzisa abathengisi abatyebileyo abayi-30 abancedisi kuphela ukugcina ukuhamba kwemali kodwa kwakha umlando wekredithi yenkampani. Ngaba uyazi ukuba ubuhlobo bomthengisi obusisiseko obungasetyenziselwa ukusetyenziswa njengethenkethi yorhwebo kwizicelo zesikweletu esizayo? Ngoko kubalulekile ukugxila kwiintlawulo ngexesha eliyimfuneko ekwakheni ukulinganiswa kweentengo zemboleko zoshishino.

I-Net 30 yithuba elinika umthengi amandla okuthenga iimveliso kunye / okanye iinkonzo kumthengisi ngokuhlawulwa ngokupheleleyo kwe-invoyisi efunyenweyo ukuba ihlawulwe zingadlulanga iintsuku ezingama-30.

Into efanayo yenzeka nge-net 60 ne-net-90-day terms, kodwa ezi zisetyenziswa rhoqo.

Kukho nabathengisi abazimisele ukwandisa i-credit kwi-start-up okanye ishishini elikhoyo ngaphandle kwenkokheli yamatyala. Ezi ntlobo zabathengisi (abathengisi bokuqala) zifanelekileyo ngexesha lokuqala kwenkqubo yokwakha iitaliti. Nangona kunjalo, ngaphambi kokuba ufake isicelo sekhredithi ngabathengisi bokuqala, kubalulekile ukwazi ukuba zeziphi iimfuno zemali-mboleko ziyakuphepha ukuphepha.

Ngoku gcinani engqondweni xa uvula i-akhawunti ye-30 ye-akhawunti, kufuneka uyenze ukuthenga rhoqo. Ingxelo yakho imele ibonise imbali yokuhlawula kuba oku kubonisa ngokucacileyo ukuba inkampani yakho ikwazi ukujongana neemfanelo zayo zezimali rhoqo. Ukuthenga omnye kuyakusekwa kwimbali yentlawulo kwaye ayiyi kubonisa ukuba inkampani yakho inokusingatha ii-invoyisi eziqhubekayo.

Kubalulekile ukuba uqaphele ukuba umthengisi uya kubika ingxelo yakho kuphela xa inkampani yakho iqala ukuhlawula ii-invoyisi zayo ngenxa.

I-akhawunti yakho iya kubonisa kwifayile yakho yekredithi yenkampani ngokusekelwe kwizinto ezininzi kubandakanywa i-invoyisi, umhla wokubika, kunye nomhla wenyanga.

Ingaba zonke iingxelo zeentengiso ze-net kunye nabathengisi abazenziyo, ngxelo ngosuku olufanayo, iveki, okanye inyanga kule nto. Umthengi ngamnye unosuku lwakhe oluthile lokuba batye kwaye athumele idatha yokuhlawula kwi- arhente yokubika ngetyala .

Kwakhona, xa idilesi yentlawulo ingeniswa kwi-arhente ye-credit, kukho ukulibaziseka okufutshane ngaphambi kokuba kuvele ingxelo kwi-credit card yenkampani yakho. Ngoko ungalindelanga ukubona intlawulo yakho yokuqala ibonisa kwi-yakho yebhanki yebhanki ingxelo enye okanye ezimbini emva kokuba uhlawule i-invoyisi.

Xa kuziwa ekukhuliseni ukusetyenziswa kweetronti zakho zentengiso ye-credit, kukho izikhokelo ezibalulekileyo zokuthatha ingqalelo.

Ezi zikhokelo ziquka:

1. Ukusetyenziswa kweetyala -Kuba iziphumo eziphezulu, uzakufuna ukuthenga rhoqo usebenzisa i-credit line yakho nganye nyanga. Ikuvumela ukuba umise irekhodi lomzila wembali yentlawulo kunye nokusetyenziswa kwekhredithi. Eyona mva imbali yentlawulo, enkulu inempembelelo enayo kwiikhredithi zekhredithi lakho .
2. Ukusetyenziswa kwetyala - Inani lemali-mboleko oyisebenzisayo lidlala njengendima ebalulekileyo njengokusetyenziswa kwekhredithi. Ukwenza ukuthenga amancinci kumgca omkhulu wemali-mboleko awubonakali umniki-mboleko ukuba inkampani yakho inakho ukuphatha imithwalo enkulu yematyala. Nangona kunjalo, oku akuthethi ukuba ufanele ukukhupha umda wakho wemali. Kunoko, gcina i-credit yakho isebenzise ngaphandle kwama-50%.
3. Imbali yokuhlawula - Njengoko uthengisa rhoqo ii-invoyisi ozifumanayo ziya kuba nemihla efanelekileyo ukusuka kwi-net 30 kuya kwiintsuku ezingama-60 kuxhomekeke kumthengisi. Ukuhlawula ngaphambi komhla ochanekileyo kunokuba nempembelelo enkulu kwiingqinisiso zakho zemali. Umzekelo, xa uthenga ukuthenga ukuhlawula i-invoyisi ngokugcwele ubuncinane iintsuku ezili-15 ukuya kwi-20 phambi komhla wokugqibela. Ukuhlawula iintsuku ezili-10 ukuya kwangaphambili kwimiqathango kuya kubonwa kakhulu phakathi kwabathengi.

Iimvume zakho zekredithi ezizayo ziya kusekelwe kwizinto ezininzi ezibandakanya kodwa ezingaphelelanga kwiimpawu zentengo yekhredithi, ishishini lokuhlawulwa kwemali, ukusetyenziswa kwemboleko kunye nemali yokukhawulwa kwemali. Abathengisi beNet 30 abayindlela enhle yokuqalisa ukwakha ixabiso lekhredithi kwinkampani yakho kodwa qinisekisa ukuba ukhetha ababoneleli abanokubonelela ngemveliso kunye / okanye iinkonzo zoshishino lakho.