Iimfanelo zoLuntu jikelele
Ininzi yemigaqo-nkqubo yemfanelo iyafana kakhulu (ukuba ayifani efanayo) kwifom ye- ISO yemfanelo yoxanduva jikelele (CGL).
I-CGL ibhekiselele kwintsimi yokubhengezwa kwezivumelwano zokuqinisekisa phantsi kweeCatchages A kunye noB. Ngaphansi koMgca-mali A, ithetha ukuba ukulimala komzimba okanye umonakalo wepropathi ifakwe kuphela xa kubangelwa ukuba kwenzeke kwintsimi yommandla. Ngokufanayo, isiCwangciso sesiB b sichaza ukuba ukulimala komntu kunye nokukhangisa kuboniswe kuphela xa kubangelwa ulwaphulo-mthetho olwenziwe kwintsimi yommandla. Ngaloo ndlela, akukho nkonzo enikezelwa phantsi komgaqo-nkqubo weebango ezibangelwa nayiphi na into eyenzekayo okanye isigqeba esingenakwenzeka kwintsimi yomsebenzi.
Iintsingiselo zoMmandla weSizwe
Inkcazo yemimandla yenkcazo kwiCGL inamalungu amathathu:
I-United States yaseMerika (kuquka iindawo zayo kunye nezinto eziphathekayo), ePuerto Rico naseChanada I-CGL ijoliswe ngokukodwa ekukhuseleni amabango avela kwiziganeko ezenzeka eMelika. Ngaphandle kwemibandela embalwa (echazwe ngezantsi), ayikufihla amabango avela kwiingozi ezenzeka kumazwe angaphandle.
Amanzi angamazwe ngamazwe okanye i-airspace ukuba ukulimala okanye umonakalo kwenzeka xa umntu okanye impahla ehamba phakathi kwe-USA, ePuerto Rico naseCanada Eli gatya liyabonakala ngokugqithisileyo ngumzekelo. Cinga ukuba umqeshwa wakho ohambweni loshishino. Xa uhamba ngeenqwelo ezivela eNew York waya ePuerto Rico, umqeshwa unobungozi ngepropati yomnye umgibeli.
Ngelo xesha umonakalo owenzekayo, indiza iyahamba kwi-airspace yangaphandle. Ukuba umnini wepropati eyonakalisiweyo uyamxhaphaza umqeshwa okanye wakho uqinele umonakalo wepropati, ibango lingafunyanwa ngumgaqo-mfanelo wakho.
Naphi na kwihlabathi, ngaphandle kwe-USA, Canada kunye nePuerto Rico Le ngxelo yomhlaba wonke iyancinci kwiintlobo ezintathu zamabango. Isebenza kuphela kwingozi okanye umonakalo ovela kwi:
- Imveliso oyenzile okanye eyithengiswayo e-USA, ePuerto Rico okanye e-Canada Ngokomzekelo, inkampani yakho yenza izicathulo e-US kwaye izithumela eYurophu. Umthengi waseJamani uzithengisa umkhiqizo wakho aze afake i- blame yomthwalo kwisigxina sakho. Uthi isithende sifike kwenye yezihlangu, esibangela ukuba awele kwaye aqhubeke nokulimala kwentloko.
- Uhambo olufutshane lwezorhwebo olwenziwe nguwe okanye omnye umshishino okhuselekile Ngomzekelo, u tyelela umthengi kwiofisi yakhe e-Italy. Uphosa i-cigarette butt kwinqwelo yokukhwabanisa kwaye ngephutha uqale umlilo eofisi. Umxhasi unyanzelisa iqumrhu lakho ngomonakalo wepropati.
- Inkohlakalo yenzalo kunye neentengiso ezenziwa nge-intanethi okanye ezinye iindlela zokunxibelelana ngekhompyutheni Ngokomzekelo, uthumela isikhangiso semveliso yakho kwiwebhusayithi yenkampani yakho. Umncintiswano waseSpain uyakuxela ukuba udelele . Ummangali uthi i-ad yakho ihlakulele inkampani yakhe, kwaye ifuna i $ 50,000 kwimonakalo.
Qaphela ukuba inkcazo yemimandla yenkcazo kwi-ISO CGL imida yokukhawulela kwizinto ezifakwe kwi-USA, ePuerto Rico okanye eCanada. Oku kuthetha ukuba iifayili ezifakwe kumazwe angaphandle (ngaphandle kweCanada) azifakwe . Kwiziganeko ezikhankanywe ngasentla, izithuthi ezihamba nomgibeli wendiza, umthengi wesihlangu saseJamani, umthengi waseNtaliyane, kunye nomqhubi waseSpain uya kubakho kuphela xa beziswa eMelika, ePuerto Rico naseCanada.
Ushishino Lwezithuthi
Umgaqo-nkqubo we-ISO wokuthengisa umgaqo-nkqubo uchaze indawo yendawo yokubhengezwa kwimimiselo yomgaqo - nkqubo . Ithi izingozi kunye nokulahlekelwa zijongwa kuphela xa zivela e-United States of America (kuquka iindawo zayo kunye nezinto), ePuerto Rico naseCanada.
Umgaqo-nkqubo unikezela ngokukhawuleza ukukhutshwa kwezithuthi eziqeshwe ngaphandle kwe-US ngaphandle komqhubi.
Ukuze ikhutshwe, i-autos kufuneka ibe yizithuthi ezihamba ngasese (kungekhona iilori) eziqashiweyo, eziqashiweyo, eziqeshwe okanye ezibolekelwe iintsuku ezingama-30 ezilandelelanayo. Ukuba kukho nawaphi na amabango okanye iifom ezimele zifakwe, kufuneka ziziswe eMelika, kwimimandla yayo okanye impahla, ePuerto Rico okanye eCanada.
ZoLuntu lweZakhiwo
Ngaphantsi komgaqo-nkqubo we- ISO we- propati yokuthengisa, ukulahleka okanye umonakalo uhlanganiswe kuphela xa kwenzeka kummandla wolwazi . Eli gama lichazwa njenge-United States yaseMerika (kuquka iindawo zalo kunye nezinto), ePuerto Rico naseCanada.
Abasebenzi beMbuyekezo
Umgaqo-nkqubo we- NCCI wokubuyisela abasebenzi awusebenzisi Icandelo lokuqala lomgaqo-nkqubo (Abasebenzi beNkxaso-mali) iquka imithetho yelizwe ekubhekiselele kuyo indawo yokusebenzela. Le mithetho ibeka apho i-coverage isetyenziswa khona. Inkonzo yemphuwalense ye-inshorensi yenzelwe ngokukodwa ukukhusela ukulimala okwenzeka kumazwe apho abasebenzi basebenza khona. Nangona kunjalo, amaninzi amaninzi anikezela ngokukhawuleza kwabasebenzi abalimele ngelixa bangaphandle kwiphondo labo okanye ngexesha lokuhamba ngexeshana .
Inxalenye yesibili yomgaqo-nkqubo, Inkonzo Yomshuwalense Yemfanelo Yobungozi , ayifaki ukulimala komzimba okwenzeka ngaphandle kwe-United States yaseMelika, imimandla yayo okanye impahla kunye neCanada. Ukukhutshwa ngaphandle akusebenzi kummi okanye umntu ohlala okwangoku ngaphandle kwela mazwe, athi, ngohambo olufutshane lwezorhwebo. Akukho zibophelo ezihlanganiswe phantsi kweCandelo lesiBili ngaphandle kokuba ziziswe eMelika, kwimimandla yayo okanye impahla, okanye eCanada.
Iinkqubo ngaphandle kweNcazelo
Ezinye iinkqubo zithe cwaka malunga nokuba kufikeleleka kuphi. Ukungabikho kwendawo yenkcazo echaziweyo kuqhelekileyo kwiimvulekisi zorhwebo . Umgaqo-nkqubo ongaqapheli indawo yendawo yokubhengezwa ngokuqhelekileyo ithathwa ukuba iyasebenza emhlabeni jikelele.