IsiXhosa esisodwa
Iintlawulo zempindiselo zabasebenzi ziyi- remedy kuphela, okanye yodwa imithombo yembuyekezo, kuba abasebenzi abaninzi balimala emsebenzini.
Kwinkoliso ezininzi, wena (umqeshi) kufuneka uthenge umgaqo-nkqubo wokuhlawula abasebenzi onika unyango kunye nezinye iinzuzo kwabasebenzi abalimele. Ukutshintshiselwa kwale mivuzo, abasebenzi abalimalayo banikezela ilungelo lokumangalela ngemonakalo. Okokuthi, abasebenzi abamkele iimbuyekezo zempatho zabasebenzi kwi-job-injured work are prohibited to suing you for those injuries.
Izibopheko ezivela kwiimimangaliso zoBasebenzi
Nangona imigaqo ethi imithetho ibhalela abasebenzi ukuba bahlukumeze umqeshi ngenxa yokulimala okunxulumene nomsebenzi, imithetho inezinye izinto. Amagqwetha asemthethweni angafakwa ngabaqeshwa abalimele okanye amalungu abo entsapho phantsi kwezi zilandelayo:
- Umqeshwa olimele uye walahla inzuzo yeWC . Amanye amazwe avumela abasebenzi ukuba banqatshelwe i-WC kwaye banokumangalela kunoko. Ukuqokelela umonakalo, umqeshwa kufuneka abonise ukuba ungeyinyanisekileyo kwaye ukuba ukunganakwa kwakho kwabangela ukulimala kwakhe.
- Umqeshwa akafihlakele umthetho wakho weWC. Imithetho yembuyekezo yokusebenza ayibandakanyi abasebenzi abasebenza kwiintlobo ezithile zengqesho. Ngokomzekelo, imithetho emininzi ingabandakanyi abasebenzi bezolimo kunye nabasebenzi basekhaya. Ukuba uqeshe umqeshwa ongekho phantsi komthetho, kwaye akalimele emsebenzini, umqeshwa angakuphika umonakalo.
- Umqeshwa uncedisa ukulimala okanye ukugula okungagqithwanga ngumthetho weWC. Ukulimala okungekho emsebenzini kunye nezifo azifakwe yimithetho yembuyekezo yomsebenzi. Ngaphezu koko, ezinye izifo ezitholakale emsebenzini zingabandakanywa ngumthetho wesifo somsebenzi. Ngokomzekelo, cinga ukuba umqeshwa uzama ukuqokelela i-WC inzuzo yesifo se-rheumatoid arthritis esithi uyayifumana kwi-chemicals kwindawo yakho yokusebenzela. Unqatshelwe inzuzo ye-WC ngesiseko sokuthi isifo samathambo asikho isifo somsebenzi. Umqeshwa ke ufake umgwebo malunga nawe ofuna ukulimala kwesifo sakhe.
- Umntu omazileyo uyayithatha umntu wesithathu, oza kukumangalela. Ngokomzekelo, ukuba unayo inkampani yombutho oqeshwe yikontrakta jikelele ukubuyisela iipayipi kwisakhiwo. UJim, omnye wabasebenzi bakho, ulimaza umva wakhe kwindawo yomsebenzi. UJim ufake isicelo sembuyekezo yebasebenzi kwaye uqokelela inzuzo kwi-insurer yakho ye-WC. UJim uvalela ikontrakta jikelele, ekuthiwa akakwazanga ukugcina indawo yokusebenzela ephephile. I-GC ibeka ibango kunye noJim. Emva koko uzama ukubuyisela inani eliye lahlawula ku-Jim ngokukuxela umonakalo. Olu hlobo lwesibango lubizwa ngokuba ngumntu wesithathu .
- Iqabane lomntu olimele liyakukukhathaza ngenxa yokulahlekelwa kwequmrhu. Masithi uYim, kumzekelo wangaphambili, unomonakalo womonakalo ngenxa yengozi yakhe yangemva. Umonakalo wesondlo ubangela ukungabi namandla. Umfazi kaJim, uJane, ucela ukuba ulahlekelwe yintsebenziswano (ubudlelwane bomtshato).
- Ilungu lentsapho lomntu olimele liyakutyala ngenxa yokulimala okufanelekileyo. Kwimimiselo yangaphambili, cinga ukuba uYane akakuboni kuphela ngenxa yokulahlekelwa kwequmrhu, kodwa kunye nokulimala okulandelelanayo. Uthi ukuxinezeleka ngenxa yokulimala kweJim emuva kwenzelwe ukuba ahlakulele intloko ye-migraine. Ufuna ukuba uhlawule unyango lwakhe.
- Umntu olimele akwenza wena ngaphandle komqeshi. Cinga ukuba inkampani yakho yenza amashishini omisa ngesandla, afumaneka kwiindawo zokuphumla zikarhulumente. UJill, omnye wabaqeshwa bakho, usekuhlaleni kwindawo osebenza kuyo xa eshisa isandla sakhe kumatshini omile owenziwe yinkampani yakho. IJill ifayile i-WC ibango kwaye iqokelela inzuzo evela kwi-insurer yakho. Ukwaxela nawe kwisakhono njengomvelisi, ukufakela i-suitability account product against firm firm. Kungenxa yokuba i-suit iphakame kwenzakalo kumqeshwa, ayifakwe phantsi komgaqo-nkqubo wakho wemfanelo .
Iinshurensi yemfanelo yabasebenzi ihlanganisa iintlobo zeempahla ezichazwe ngasentla. Ukuze ufikeleleke ukufaka isicelo, kufuneka ube ngokomthetho ngokumalinya komqeshwa okanye isifo somsebenzi. Kwakhona, ukulimala kufuneka kuvele kumsebenzi wengqesho kwaye kwenzeke ngexesha lomgaqo-nkqubo womvuzo wemisebenzi. Ukuba umqeshwa uye wabangela ukulimala emsebenzini, ukulimala kufuneka kubangelwe okanye kuhlaziywe yimimiselo yengqesho yakho. Ukongezelela koko, ukugqitywa kokugqibela komqeshwa kwiimeko ezibangelwa zizifo (ezifana ne-asbestos fibers okanye uthuli lomsila) kufuneka zenzeke ngexesha lomgaqo-nkqubo.
Ezingabikho
Nazi ezinye iziphumo eziphambili ezisebenza kubambiso besikhundla sabasebenzi.
- Iimbopheleleko ucinga phantsi kwesivumelwano . Ngaphantsi kwesivumelwano sokuqeshisa , uthatha uxanduva malunga naliphi na umonakalo umninikhaya wakho unyanzelekile ukuhlawula kubasebenzi bakho ngenxa yokulimala abaqhubekayo emsebenzini. Umqeshwa wakho unobungozi emsebenzini kwaye ucela umninikhaya wakho ngokunganaki. Unyanzelekile phantsi kwekhontrakthi ukuhlawula nayiphi na umonakalo onikwe umqeshwa. Ngenxa yokukhutshwa kwamatyala enkonzweni, i-inshorensi yemfanelo yakho yomqeshi ayiyi kugubungela loo monakalo. Nangona kunjalo, ibango linokuthi lugqitywe ngumsebenzi wesikhokelo sokubambisana esiqukelelwe kumgaqo-nkqubo wakho wokuzibophelela.
- Ukulimala kumsebenzi oqeshwe nguwe okanye igosa elilawulayo ngokuphulwa komthetho Ngokomzekelo, uqeshe umqeshwa oneminyaka eli-14 ubudala, nangona uyazi ukuba umthetho ufune ukuba abasebenzi babe ubuncinane ubuncinane. kwaye iyakwenza umonakalo, ibango aliyi kugutyungelwa.
- Umonakalo wokukhawuleza ngenxa yokulimala kumqeshwa oqeshwe ngokuphula umthetho Umgaqo-nkqubo wakho awuyi kuhlawula nayiphi na umonakalo owenziwe ngokuchasene nawe ngenxa yokuba uqeshe umqeshwa ngokungekho mthethweni.
- Ukulimala ngokweenkcukacha Akukho nkonzo yokulimala oye wabangela umqeshwa ngenjongo. Ngokomzekelo, uyalimaza umqeshwa ngebhoti yebhola ukuze amjezise ngokukhawuleza ukusebenza. Ukuba umqeshwa uzakukulimala, le saziso ayiyi kugutyungelwa.
- Ukulimala kwengqondo yakho Umgaqo-nkqubo wakho awuyi kubandakanya ukulimala okungasemzimbeni njengokwenyelisa, ukucalulwa , ukuthotywa kunye nokupheliswa okungalunganga .
- Ukulimala kunoma yimuphi umqeshwa ngaphandle kwe-US okanye eCanada Akukho nto yabasebenzi abalimala ngaphandle kwe-US okanye eCanada, ngaphandle kommi waseMerika okanye waseCanada okwethutyana ngaphandle kwezi ndawo (ngelixa uhambo loshishino, umzekelo).
- Ukulimala kumntu ophantsi komthetho we-federal Abasebenzi abaphantsi komthetho wase-US njengomthetho we-Longshore kunye ne-Harbour Workers Compensation Act, uMthetho woLwazi loKhuselo, kunye noMthetho we-Federal Employers Act Act.
- Amasters okanye amalungu e-crew Akukho nkonzo yokuxhamla inokulimala kunoma yimuphi umphathi okanye umntu osebenza kuyo nayiphi na isitya. Aba bantu baxutywa ngenxa yokulimala emsebenzini phantsi kwemithetho eyahlukeneyo yamanxweme.
Imida
Ngokungafani ne-inshurensi yokuhlawula i-inshurensi, ukukhutshwa kwabasebenzi abaxanduva kuxhomekeke kwimida. Imida ichazwe kwiNgcaciso Page (izibhengezo). Kukho imida emithathu eyahlukileyo:
- Ukulimala ngeBhodi ngokuMngcipheko Lo ngowona mkhushurensi uza kuhlawulela onke amanxeba aqhutywe ngabo bonke abasebenzi abalimele ngengozi enye.
- Ukuxhatshazwa ngamagciwane ngesifo - Umlinganiselo wePolisi Le yile nkxaso-mboleko iya kuhlawula isifo somsebenzi esixhaswe ngabo bonke abasebenzi ngexesha lepolisi.
- Ukuxhatshazwa ngamagciwane ngesifo - Umqeshwa ngamnye Lo nguye uninzi kakhulu umshwalense uya kuhlawula isifo somsebenzi esixhaswa ngumsebenzi omnye.
Iindleko zoKhuselo
Iindleko zakho zomshuwalense oza kukukhusela malunga ne-suit suitability responsibility yomqeshi zigqityiwe ngaphezu kwimiqathango. Oko kukuthi, iigqwetha zemali, iindleko zoxanduva kunye nezinye iindleko ezibhekiselele ekukhuseleni kwakho akuyi kunciphisa imida yakho.