Njengamashishini amaninzi, inkampani yakho ingenza umsebenzi kwezinye iifemu. Ngaphandle koko, inkampani yakho inokuqesha ezinye iinkampani ukwenza umsebenzi egameni layo.
Kukho na imeko, mhlawumbi usayine isivumelwano esinesivumelwano sokuhlawulela .
Isivumelwano sokuhlawulela isithembiso sinye iqela lokuthatha isigwebo egameni lomnye umntu. Kwimvumelwano yesivumelwano esivumelekileyo, i-Party X iyavuma ukuba ukuba i-Party Y ilandelwe yi-Party Z ngenxa ye-Party X yokunyaniseka , i-Party X iya kuhlawulela (ukubuyisela) i-Party Y kwiindleko ezibangelwa ngumgwebo we-Party Z. Isivumelwano sokuhlawulelwa sibizwa ngokuba sisivumelwano esilimazi . Nasi umzekelo oqhelekileyo.
Umzekelo
Abakhi abasebenzayo, isonkontileka jikelele, uqeshiwe ngumnini wepropati obizwa ngokuba yi-Prime Properties ukuhlaziya isakhiwo seofisi. Abakhi abasebenzayo baqesha u-Edwards Electrical ukuba aqothule i-wiring endala ekwakheni kwaye uyifake esikhundleni sayo nge-wiring entsha. Uyazi kakuhle ukuba ukuba uEdmwards Electrical wenza iphosakelo xa eqhuba umsebenzi wombane, umntu unokulimala okanye ipropati yomntu ingonakaliswe. Iqela elimele lifuna ukufumana umvuzo wokulimala okanye ukulimala ngokuxhatshaza abakhi abasebenzayo kunye no-Edwards Electrical.
Ukuzikhusela ngokwazo izilo, i-Busy idinga i-Edwards Electrical ukuba isayine isivumelwano esiqulethe isivumelwano se-indemnity.
Isivumelwano sokuxhaswa sithetha ukuba xa umntu exhasa ukulimala komzimba okanye umonakalo wepropati ngenxa yokunganakwa kwe-Edwards ekwenzeni umsebenzi wocingo, kwaye elo qela lithatha abakhi boBuchule, u-Edwards uya kuhlawula ilahleko.
Inkontileka idinga u-Edwards ukuba athathe uxanduva malunga nawuphi na umonakalo ovavanywa ngokumelene nabakhi abasebenzayo ngenxa yesigwebo. Ukongeza, u-Edwards uya kuba noxanduva lokukhusela (okanye ukuhlawula iindleko zokukhusela).
Ukutshintshwa koMngcipheko
Njengoko lo mzekelo ubonisa, isivumelwano singasetyenziswa njengendlela yokudlulisela umngcipheko. Abakhi abasebenzisekileyo baye basebenzisa isivumelwano sokuhlawulela ukuhambisa umngcipheko wokugwetywa kwamagunya okuza ku-Edwards Electrical. Ngenxa yokuba umakontrakta kagesi uya kwenza umsebenzi wocingo, kusesikweni esingcono kunabakhi abakhiweyo ukukhusela ilahleko ezinxulumene nalowo msebenzi. Ngesi sizathu, u-Edwards uthatha ingozi ehambelana nelahleko ezihambelanayo ne-wiring.
Isivumelwano sokuxhaswa kwemali esivela kwiCandelo A ukuya kwiCandelo B kwimiphumo yemali yelahleko. Awuyikuphelisa umthwalo weCandelo A lomntu olimele. Kwimzekelo yabakhi bomhlaba, u-Edwards Electrical uye wavuma ukuhlawula nayiphi na imali kunye neendleko zokukhusela ezibangelwa zigwebo ezibhekiselele kwi-Busy ezivela emsebenzini ka-Edwards. Isivumelwano asiyi kuthintela ukugwetywa kwamacala ngamacandelo esithathu ahlangene nabakhi abasebenzayo, kwaye akuyi kuphazamisa uxanduva lokuxhamla kwiqela lesithathu elimele. Ukutshintshelwa kuphela, ukusuka kwiZakhiwo eziMandla ukuya kwii-Edwards zikaMbane, uxanduva lwemiphumo yemali yecala (umonakalo kunye neendleko zokukhusela).
UmGaqo
Abaninzi bamashishini beshishini banxulumene nezivumelwano eziqulethe izivumelwano zentlawulo. Imizekelo yokuqeshiswa kwepropati, ukuqeshisa izixhobo, izibonelelo, kunye nezivumelwano zokwakha. Ezi zivumelwano ziqhelekileyo. Ngaloo ndlela, uxanduva olucingwa phantsi kwezivumelwano zizenzeke ngokuzenzekelayo ngumgaqo-nkqubo oqhelekileyo wemfanelo. Njengoko kuchazwe ngezantsi, uxanduva lwekhontrakthi lufakwe ngaphandle kwelokukhutshwa ngaphandle kweNgcaciso A, ukuLawulwa kweBhodi kunye nokuLawulwa kwePropati yePropati.
Ukunyanzeliswa kweziTyala
Ukuba ubhekiselele kwi-Bodily Injury and Properties Damage Liability Umgaqo-nkqubo kwi-policy responsibility, ungacinga ukuba ayizange ifake uxanduva lwekhontrakthi. Oku kungenxa yokuba uMyinge A uqulethe ukukhutshwa kwemfanelo. Ukukhutshwa kubandakanya ukulimala komzimba okanye umonakalo wepropati apho umfaki-mboleko unyanzelekile ukuba ahlawule umonakalo ngenxa yesigqibo sokuthi uxanduva kwiikhontrakthi okanye kwisivumelwano.
Nangona kunjalo, ukukhutshwa kuqulethwe ezimbini.
Uxanduva lokubambisa i-insured liza kubakho ngaphandle kwesivumelwano
Umgaqo-nkqubo ubandakanya ukulimala komzimba okanye umonakalo wepropathi oza kuba noxanduva ukuba unikwe isivumelwano. Ngokomzekelo, cinga ukuba uqashisa i-toklift kwisixhobo sokuqeshisa izixhobo. Usebenzisa i-forklift ukuhambisa ezinye iikhekhiti ngaphandle kwendawo yokugcina impahla xa ushayisa ngengozi ilori lommelwane wakho olandelayo. Mhlawumbi usayine isivumelwano sokuqashisa esenza ukuba kubekho umthwalo kuwe umonakalo owenzayo kwi-forklift nakwezinye ipropati. Kungakhathaliseki ukuba imimiselo yesivumelwano sokuqasha, unesibophezelo ngokomthetho kummelwane wakho phantsi komthetho ofanayo nomonakalo oye wabangela iloli lakhe.
Iimbopheleleko zithathwa phantsi kwekhontrakthi eqinisekisiwe
Umgaqo-nkqubo uphinde uxubungele uxanduva olubanjwe ngumntu onesiqinisekiso phantsi kwesivumelwano-mali esiqinisekisiwe , ukuba ukulimala okanye umonakalo kwenzeka emva kokuba isivumelwano senziwe. Inkontileka ye-insured lixesha elichazwe kumgaqo-nkqubo.
Iikontraki zee-insured zigqitywe nje ngeyodwa ngaphandle kokungabikho. Ngaloo ndlela, uyacetywa ngokuzenzekelayo nayiphi na isivumelwano esiya kuyo ngexesha lepolisi elidibana nenkcazo yesivumelwano esiqinisekisiwe .
Qaphela ukuba uxanduva lwekhontrakthi lusebenza kuphela kwenzakalo yomzimba okanye umonakalo wepropati. Ukuba uthatha uxanduva phantsi kwekhontrakthi egameni lomnye umntu kwiimangalo ezichazela ukulimala komntu kunye nentengiso , amabango akayi kuhlanganiswa phantsi komgaqo-nkqubo wakho wemfanelo. Isibophelelo sekhontrakthi singabandakanywa ngokukodwa phantsi kwenkcazo yomntu siqu kunye nentengiso (Ubungakanani B).