Ukuqeshiswa kweZakhiwo
Ukuqeshisa kukunika ilungelo, ngokutshintshela imali, ukusebenzisa izakhiwo ezithile kwiinjongo ezichazwe kwisiqeshiso.
Iqeshiso lendawo lifanelekile njengekhontrakthi yokhuseleko . Nangona kunjalo, inkcazo yeli gama ingabandakanyi ngokukhethekileyo eso sabelo salo naluphi na uqeshiso apho uyavuma ukuhlawulela umninikhaya ngomonakalo womlilo kwisakhiwo.
Ngokomzekelo, cinga ukuba uqeshisa isakhiwo esivela kuTom. Ukuqeshisa kufuna ukuba (umqeshi) ukuhlawulela uTom kwanoma yimuphi umonakalo owenzeka kwisakhiwo ngexesha leqeshiso. Ngobusuku obunye ubusuku, amaqhawe aqala umlilo owonakalisa isakhiwo. Umlilo awuzange ube ngumphumo wokunganakwa kwakho. Nangona kunjalo, unyanzelekile phantsi koqeshiso ukubuyisela umnini -mali ngomonakalo. Ukuba uTom uyifaka icala malunga nawe ofuna inkokhelo yomonakalo, umgaqo-nkqubo wakho wokuzibophelela awuyi kugubungela ilahleko. Isivumelwano sokuhlawulela umnini-mhlaba ngenxa yomonakalo ngomlilo akuyiyo inkontileka yokhuseleko .
Kwimzekelo yangaphambili, cinga ukuba umlilo waqhambuka emva kokuba umqeshwa wakho olahlwa yibhegi yebheyi kwinqwelo yokukhwabanisa.
Kulo mzekelo, umlilo usuka ekunganakwa kwakho kwenkampani (inkampani yakho inesibopho sokunganakwa okwenziwa ngabasebenzi). Umonakalo womlilo kwindawo oqashiweyo onokugwetyelwa ngokomthetho phantsi komthetho oqhelekileyo (kungekhona ngenxa yesivumelwano) ihlanganiswe phantsi kweNkundla yokuLawulwa koLuntu kunye nokuLawulwa kweMpahla. Le nkcazo ihluke kwiimbopheleleko zemvumelwano.
Isivumelwano seSidetrack
I- sidetrack icandelo elincinane lomzila loliwe odibanisa nomzila omkhulu. Inika ibhizinisi ithuba lokufumana umzila womzila. Isivumelwano esinqumlayo sivumelwano apho umzila wesitimela uvumela ukuba iqumrhu loshishino lisebenzise i-sidetrack. Ukutshintshiselana, ishishini lithembisa ukuhlawulela umzila wezololiwe naziphi na izigwebo ezivela kwishishini 'ukusetyenziswa kakubi kwendlela yokukhangela. Oko kukuthi, ukuba kukho umntu omazi engxenyeni yecala ngenxa yoshishino 'ukunganaki kwaye ubeka umzila loliwe, ishishini liya kuhlawula iindleko zomgwebo.
I-Easement okanye iSivumelwano seMvume
I- easement ivumela umntu ukuba asebenzise ipropati engomnye umntu. Ngokomzekelo, uBill akanakho ukufikelela ngqo kwipropati yakhe yepropati ukusuka kwindlela eyona ndlela. UJeff ungumnini propati yezorhwebo ecaleni kweBill. Izibonakaliso zombini isivumelwano se-easement apho uJeff avumela iBill ukuba isebenzise indlela kaJeff njengendlela yokufikelela kwipropati yeBill. UMthetho oYilwayo awukwazi ukusebenzisa i-driveway nayiphi na injongo.
Ilayisensi inika umntu imvume yokusebenzisa ipropati ngenjongo ethile. Ngokomzekelo, isixeko sinikeza umntu ilayisenisi yokusebenzisa ivenkile yokubumba kwindawo ethile xa iimeko ezithile zidibene.
Imimiselo efunekayo ngu-Odinensi ukunika uMasipala indleko
Xa ishishini liqhuba umsebenzi owonakalisa ngaphakathi kweso sixeko, kwaye umonakalo uwonakalisa umntu, ilungu elenzakalini lingamangalela ibini kunye nomzi.
Ukuzikhusela, izixeko zihlala zidlula izigwebo ezifuna ukuba amashishini awanikezele ngokumelene namacala omntu wesithathu avela kumashishini ngokunganaki.
Umzekelo, ukuhlamba iifestile kungabungozi, ngakumbi kwizakhiwo ezide. Ngaloo ndlela, isixeko sinokumisela umyalelo obeka uxanduva lokuzibuyisela kuzo zonke iiwashi zewindow. Ukuba iwashi yefestile yengozi yenzakalisa umntu okanye yonakalisa ipropati yomntu xa iqhuba umsebenzi wayo kwaye isixeko sithathwa njengesiphumo, i-window yewashi kufuneka ihlawule iindleko ezihambelana nesi saziso. Ngenxa yesimiso, iwashi yefestile kufuneka ihlawulele isixeko nangona engenazo isivumelwano kunye nesixeko.
Isivumelwano sokuSondeza kweEvator
Abanini bezakhiwo bahlala beqesha iikontraki zokuncedisa i-elevator ukugcina abaphakamileyo kwizakhiwo zabo.
Kwisivumelwano sokugcinwa kwe-elevator esivamile, ukontraka uyavuma ukuhlawulela umnini wokwakha xa kwenzeka ityala lilimaza umntu okanye lidale umonakalo wepropati, kwaye ilungu elenzakalisiweyo lithatha umnikazi.
Ukuxilongwa kwebhengeki yeTort Account
Le yintambo-yonke into equka zonke iikhontrakthi apho (wena ogama li-insured ) uthatha uxanduva lomntu othile. Okokuthi, kubandakanya nayiphi na isivumelwano esivumelanisayo ukuyibuyisela enye inxaxheba kwiindleko zebango okanye i-suit malunga naloo mntu ngumntu oye wafumana ukulimala komzimba okanye umonakalo wepropati ngenxa yokunganakwa kwakho.
Ngokomzekelo, cinga ukuba iLarry's Landscaping ihlawula umchamo womtshini ovela kwi-Edwards Equipment. U-Edwards ufuna ukuba uLarry asayine isivumelwano esinesivumelwano sokuhlawulela. Ngokwesivumelwano, uLarry uthembisa ukuhlawulela u-Edwards ukuba i-Larry's Landscaping ingozi ibangela ukulimala komzimba okanye umonakalo wepropati kumntu wesithathu ngelixa usebenzisa i-lawnmower, kwaye ilungu elimele lifuna ukubuyiswa kwi-Equipment Edwards. Ikhonterikethi iyahlangabezana neemfuno zokubhengezwa phantsi kwe-inshurensi yemfanelo yesikhorensi.
Ukugqithiselwa okunikezelwa kwiqela lokugqibela leemvumelwano eziqhotyoshelweyo ngokuqhelekileyo kuthiwa yi- blanket yemboleko yokuthengisa . Kubizwa ngokuba yi- blanket coverage kuba iquka zonke iikhontrakthi ezidibana nencazelo echazwe ngasentla. Ezi zivumelwano zihlanganiswa ngokuzenzekelayo kwaye azidingeki ukuba zifakwe kwi -policy .
I-catch-all category yeenkontileka iquka nantoni na isivumelwano sokuhlawulela omnye umntu ngaphandle kwezi zinto zilandelayo:
- Isivumelwano sokuhlawulela umzila ngomonakalo womzimba okanye umonakalo wepropati ovela kwimisebenzi yokwakha okanye yokubhubhisa, ngaphaya kweenyawo ezingama-50 nayiphi na impahla yomzila. Ngokomzekelo, cinga ukuba unkonkontrakta. Ingqinileyo yakho iqeshwe ngumzi ukulungisa indlela ewela umzila wendlela. Ngaphambi kokuba uqhubeke nomsebenzi, umzila kufuneka ukuba usayine isivumelwano sokuhlawulwa kwiinkqubo zokugweba. Ngokusayina isivumelwano, uthembisa ukuhlawulela umzila weendleko zezo naziphi na izigwebo ngabantu abasithathu abakhulelweyo ngenxa yomsebenzi wakho. Isivumelwane sokuhlawulela asikho isivumelwano esiqinisekisiwe phantsi komgaqo-nkqubo wakho wemfanelo.
- Isivumelwano sokuhlawulela umakhi wezakhiwo, unjineli okanye umcebisi-ntlungu ngenxa yokulimala okuvela kwizenzo zakhe zobugcisa. Uxanduva lwezakhono alufunyanwanga phantsi komgaqo-nkqubo wakho wecala.
- Izivumelwano zokuhlawulela omnye umntu ngenxa yokulimala ephuma kwizakhono zakho zobugcisa njengomqulunqi, injini okanye umcebisi. Izenzo zobugcisa azihlanganiswa nomgaqo-nkqubo wakho wokuzibophelela, nokuba ngaba uzibophezele wena okanye omnye umntu.