Ukutshitshiswa kweCyber
Ixesha lokuphanga lithetha imfuno yemali okanye enye impahla ngokusetyenziswa okanye usongelo lwamandla. Ngokugqithiswa kwe-cyber, umenzi wobubi unobungozi bokubamba, ukulimaza okanye ukukhulula idatha yekhompyutheni ebanjwe lixhoba.
Nayi imimiselo yokunyathela kwe-cyber:
- Inkampani yakho isebenzisa iwebhusayithi ukuthengisa iimveliso nokutsala abathengi. Iwebhusayithi yakho ibanjwe ukuhlaselwa kwenkonzo yokukhanyela. Abenzi bobugqwetha bathumela inani elikhulu lezithuthi kwindawo yakho kwangoko. Oku kubangela ukuba indawo yakho ivalwe. Abaphangi bafuna i-$ 5,000 ukuyeka ukuhlaselwa.
- Ungumlingani kubambiswano obonelela ngeenkonzo ze-psychotherapy. I-cyber isela ekhompyutheni yekhompyutheni yenkampani yakho kwaye iba idatha yesigulane. Emva koko usongela ukukhulula idatha kwi-intanethi ngaphandle kokuba uyihlawule i-$ 1,000.
IRansomware
Uhlobo olutsha olutshanje lwe-cyber yi- ransomware . Eli gama lithetha i-malware ekhusela ixhoba ekusebenziseni idivayisi yekhompyutha okanye idatha egcinwe kuyo. Ukufumana kwakhona ukufikelela kwisixhobo okanye idatha, ixhoba kufuneka lihlawule umenzi wobubi isamba semali (intlawulelo).
I-Ransomware inokuchaphazela naluphina uhlobo lwekhomputha, kuquka iisktops, ii-laptops, iipilisi kunye neefowuni ze-smart.
Umsebenzisi wekhompyutheni angakwazi ukukhuphela i-malware ngokungazi ngokuchofoza kwisibhengezo sesiphakamiso, ukuvula isinamathiselo se-imeyile, okanye ukutyelela iwebhsayithi edibeneyo.
Ukufika kweemali zedijithali ezifana ne-bitcoin kuye kwaququzelela umsebenzi we-cyber extortionists. Izigwenxa ezinjengeli currenti kuba zilula ukusebenzisa, kwaye zivumela abaphangi ukuba bahlale bengaziwa.
Ingafihliwe yiNkampani yoMshuwalense
Masithi umqeshwa wakho uvula ifayile efakwe kwi-imeyili. Ifayile ifaka igciwane lesandulela kwikhompyutha yakho. Ngoku zonke iifayile zakho zifakwe ngefayile. Umnxeba unamafowuni kwaye ucela i-$ 2,000 ukuze uphinde ufumaneke kwiifayile zakho. Ngaba ihlawulelo le-$ 2,000 liya kubanjelwa ngumgaqo- nkqubo wepropati yakho ? Impendulo ayikho. Umgaqo-nkqubo wepropati oqhelekileyo unikeza inani elincinci lokunika umonakalo kwi-elektroniki yedatha ebangelwa yi-virus. Nangona kunjalo, lo mbandela awubandakanyi intlawulelo ehlawulwe kumxhasi.
Umngcipheko weCyber Extortion
Inkcazo yokunyangwa kwe- Cyber ifumaneka phantsi kweenkqubo ezininzi ze- cyber . Ihamba ngamagama ahlukeneyo. Iimpawu ziNkohlakalo kunye ne-E-Threat Out. Ukunyangwa kwe-Cyber ngokuqhelekileyo kuyinkcazo yokuzikhethela. Ukuze kudibaniswe kumgaqo- nkqubo wakho, kufuneka ucele ngokukodwa kwaye uhlawule i-premium efunekayo.
Yintoni efihliweyo
Ukukhutshwa kwe-Cyber ukukhusela ibhizinesi lakho ngokubhekiselele kwiilahleko ezibangelwa yi-ransomware kunye nezinye iintlobo zokutshutshiswa kwe-cyber. Uninzi lweenkqubo ze-cyber zokuzibophelela zibandakanya iintlobo ezintathu zeendleko:
- Ukuhlawulelwa Imali Le mali oyihlawulayo kwi-crime ye-cyber ekuphenduleni isongelo. Eminye imigaqo-nkqubo iphinda ifake ipropati (ngaphandle kwemali) oyekela kuyo umphangi ngenxa yengozi.
- Iindleko ezixhatshaziweyo Ezi zinto ziindleko ozibandakanya ngenxa yokutshutshiswa. Umzekelo iindleko zokuhamba ngaphandle kwelizwe ukwenza intlawulo yentlawulelo. Enye iindleko zokuqeshisa umcebisi ukuba uthethathe kunye nomtshutshisi egameni lakho.
- Ukulungisa iindleko Ukuhlawulelwa kwintlawulelo akuqinisekisi ukuba iikhompyutheni kunye nedatha yakho iya kukhangeka emva kokukhululwa. Ukuba i-cyber isela ifihlile idatha yakho, ngaphezu koko, iyakwazi ukuyiyeka "ukuyivula" emva kokuba intlawulelo ihlawulwe. Uninzi lweefayili ze-cyber zihlawula ilahleko ozigcina ngenxa yomonakalo, ukuphazanyiswa, ukweba okanye ukusebenzisa kakubi idatha yakho yekhompyutheni. Iipolisi zihlanganisa iindleko zokubuyisela, ukubuyisela okanye ukuvuselela iinkqubo, isofthiwe okanye idatha.
Uninzi lwemigaqo-nkqubo ye-cyber mboleko inikezela ukuhlawulwa kwentlawulo yentlawulelo kunye neendleko ezihambelanayo.
I-insurer yakho ayiyi kuhlawula iindleko phambi. Ngaphezu koko, kufuneka ufumane imvume kwiinkampani zakho ze- inshurensi ngaphambi kokuhlawula intlawulelo. Ukuba wenza inkokhelo kumphangi kwaye utshele umgcini-mali wakho emva koko, inkokhelo ayiyi kuhlanganiswa. Umgaqo ofanayo usebenza kwiindleko ezinxulumene nokuphanga. Ukuba ufuna ukuqesha umcebisi ukuba uncede ujongane nomtshutshisi, kuya kufuneka uxelele umshwalense wakho kwangaphambili. Ngaphandle koko, intlawulo yomcebisi ingabi yindleko ehlawulelwayo.
Management Risk
Xa uthengisa i-cyber kunye namanye ama-cyber coverage, wakho umshwalense unokunikezela ngeenkonzo zokulawulwa kweengozi kwi-intanethi njenge-eRiskHub. Le yokugqibela i-website enika ulwazi kunye nezobuchwepheshe kwiimigaqo-nkqubo zabasebenzi be-cyber. Amashishini angasebenzisa ulwazi ukukhusela ngokwaphulwa kwedatha kunye nezinye iintlobo zolwaphulo-mthetho.
Iintlobo zongongelo
I-inshorensi yokutshitshiswa kwe-Cyber iquka iintlawulo zentlawulelo ozenzayo kunye neendleko ezinxulumene nokuphanga ozenzayo ekuphenduleni isongelo . Eli gama lidla ngokuba lixesha elichazwe. Injongo yalo ikhetha iintlobo zezenzo ezifihliweyo. Inkcazo iyahluka, kodwa iquka iinkqubo zokusongela ukwenza ezinye okanye zonke ezi zilandelayo:
- Yenza umonakalo okanye umonakalise isoftware yakho, iinkqubo okanye idatha
- Ukucwangcisa inkqubo yakho yekhompuyutheni okanye enye ikhowudi enobungozi
- Ukukhulula idatha yakho okanye ukuyithengisa komnye umntu
- Yenza iwebhusayithi yakho okanye inkqubo yekhompyutheni ingafinyeleleki ngokuqalisa ukuhlaselwa kwe-cyber, njengokuhlaselwa kwenkonzo yokuphika
- Dlulisa imali ngekhompyutheni yakho
Eminye imigaqo-nkqubo yokutshitshisa i-cyber igubungela izenzo zokunyangwa ezenziwa ngabasebenzi bakho . Enye imigaqo-nkqubo ayibandakanyi izenzo ezinjalo. Inkoliso yamaninzi imida yokukhawulela kwizinto ezisongelo ezenzeka ngexesha lomgaqo-nkqubo. Eminye imigaqo-nkqubo ichaza ukuba ukunyangwa kufuneka kwenziwe kwaye kufunyanwe ngexesha lomgaqo-nkqubo.
Thintelo
Nazi ezinye iindlela ozithathayo ukuphepha ukuba ube yixhoba lokuphanga kwe-cyber. Qinisekisa ukuba udlulise ezi ngcebiso kumsebenzi wakho:
- Khusela inkqubo yakho yekhompyutha kunye ne-firewall ne-software ye-antivirus. Gcina ifayile yakho ihlaziywe.
- Qaphela xa uvula i-imeyili. Uninzi lwaphulo-mthetho lwe-cyber lukhanga amaxhoba ngama-imeyli anesifo ebonakala ngathi afanelekileyo. Ezi meyile zingenakho ikhonkco ezinobungozi okanye izinamathiselo.
- Musa ukucofa kwiintengiso ze-pop-up xa usebenzisa i-intanethi. Izigwenxa ze-Cyber zisebenzisa iintengiso zentengiso ukukhanga amaxhoba. Unokuphepha ukukhupha iintengiso ngokusebenzisa i-pop-up blocker.
- Khuphisa idatha yakho rhoqo. Gcina iikopi zeenkcukacha ezibalulekileyo kwindawo engendawo.
Kufuneka uqwalasele ukudala isicwangciso sempendulo yokuphulaphula idatha . Nangona isicwangciso sempendulo asiyi kuthintela ukuphulwa komthetho, kuya kugcina ixesha kunye namandla emva kokuba kwenzeka isiganeko.
I-Federal Bureau yoPhando (FBI) isincoma ukuba nangoko uqhagamshelane neofisi yakho ye-FBI yangingqi ukuba uxhoba le-ransomware okanye enye inkohliso ye-cyber. Unokuphinda uxele ulwaphulo-mthetho kwi-Centre ye-Intlaphulo yeziKhalazo ze-FBI. Iingxelo ezifakwe ngamaxhoba zinceda ukugcina izigunyaziso malunga nolwaphulo-mthetho olwenzekayo. I-FBI isebenzisa iingxelo ukubonelela ngoluntu malunga nolwaphulo-mthetho.