3 Iiklasi zeProgram Card Processors
A ma Merki
Inzuzo engenzi nzuzo ingayibhalisela i- akhawunti yomrhwebi naliphi na ibhanki okanye ikhadi lekhadi lekhredithi.
Umbuzo wukuthi ingakanani umqhubi weprojekthi / ibhanki ehlawulwayo kwiimali zokumisela kunye nemirhumo yomsebenzi ngamnye. Ezi ntlawulo ziyahluka ngokubanzi , kwaye kufuneka ufunde ukushicilelwa okulungileyo kwanoma yisiphi isivumelwano sokuqinisekisa ukuba ziphi. Khangela iinkqubo ezinamava angenzi-nzuzo, kuba ukungafani phakathi kweemfuno zentengiso kunye nezoshishino kunye nabangenzi nzuzo banokubaluleka.
Elinye inkampani elithatha ngokuthe ngqo kwiingeniso-nzuzo linika kwakhona inketho ye-akhawunti yomthengisi . Yiyo iNkonzo yeBlackbaud Merchant Services. Ingasetyenziselwa njengenkqubo yokuzimelela okanye idibaniswe naluphi na isisombululo sokulawula abaxhasi be-Blackbaud kuquka i-Raiser's Edge, iNetCommunity, Altru, i-Patron Edge kunye neTapestry. Iirhafu zikhuphisana ngaphandle kwemali ephezulu, iimali zokumisela, okanye ubuncinci benyanga. Ukugxininiswa kwe-Blackbaud kukusetyenziswa ngokulula kunye nokusekwa okulula.
Inzuzo yokuba ne-akhawunti yakho yomrhweba kukuba i-nonprofit yakho iya kuba yinkampani egqityiweyo kwiitatimenti zekhadi lesikweletu, kwaye imali iza kuhamba ngokukhawuleza kwi-akhawunti yakho yebhanki.
Iingxaki kukuba i-intlangano yakho iya kufuna ukuhamba kunye nokuhlolwa kwekhredithi kunye nemaphepha njengoko kukho nawuphi na omnye ishishini, elingathatha ixesha kunye nomonde.
Inzuzo:
- Igama elingenzi nzuzo livela kwiitatimenti zekhadi lesikweletu
- Amathuba omdaka ogqwesileyo
- Iimali zihamba ngokukhawuleza kwiakhawunti engenzi-nzuzo
Iingxaki:
- Izakhiwo zemali eziyinkimbinkimbi
- Uhlobo olukhulu lweendleko kwiiprogram
- Ixesha elide lokumisa kunye neehoops zomthetho ngaphezulu ukugqithisa
Abaprofeti beThathu
Ukuba umbutho wakho awufuni ukufaka isicelo se-akhawunti yomthengisi, ukukhetha inkqubo yomntu wesithathu isisombululo. Umprosesa wesithathu usebenzisa i-akhawunti yakhe yomthengisi ukwamukela iminikelo yeminye imibutho. Umqhubi wenkampani yesithathu udlula kwiminikelo yokungenzi nzuzo, ukunciphisa intlawulo yokusebenza. Kukho ukubambezeleka kokufumana imali kwi-akhawunti yakho.
Enye yeepsides zokusebenzisa inkqubo yenkampani yesithathu yilo elo gama igama elibonakalisa kwi-statement yekhadi lesikweletu somnikeli akusiyo inzuzo engenziwayo. Xa oku kwenzeka, kunokwenzeka ukuba umnikeli adideke aze adibanise ihlawuliso, ngamanye amaxesha kubangelwa ukubuyisela imali. Umbuzo ongenzi-nzuzo kukuba ingaba inokudideka ingaphaya kobuchule bokuseka nokulawula i-akhawunti.
Abanye abalingisi beqela lesithathu bazikhethela ngokusetyenziswa kwekhadi lokuthenga ngetyala elingenakuthungelwano, bebhsayithi ephakathi ukuba ungabhenela abaxhasi, unikeze ezinye iinkonzo ezifana nokuthumela imiyalezo yokuvuma, kunye namakhasi ewebhu angatshintshwa ngokungenzi nzuzo.
Isiza esichaziweyo, nangona kunjalo, akuthethi ukuba isitatimenti sekhadi lesikweletu somnikeli siya kuthwala igama elingenalo inzuzo. Iingenzi-nzuzo esebenzisa abaprofeti-benkampani yangaphandle zibandakanya ulwazi malunga nomyalezo wokuvuma kumniki-mnikelo malunga noko baya kubona kwiingxelo zabo.
Abaqhubi beqela labasithathu kule ndawo baquka i-Intanethi yeNtle, ehlawulisa iifizi zokusebenza ezivela kwi-3% kwinkonzo yayo yesiko kwi-4.75% kwinkonzo yayo eyintloko. Inxaxheba kwintando yesininzi isebenza kunye nezinguqu zentlalo ezingenzi nzuzo ukubonelela ngekhadi lekhredithi kunye nokulawulwa kobudlelwane bamakhasimende. Imirhumo yayo isekelwe kwinani labathengi abangenzi nzuzo.
Kukho abaprofeti beenkampani zentengiso kunye ne- PayPal , iprojector esebenzisa ngokubanzi asetyenziswa ngamashishini amancinci kunye neeninzi ezingenzi nzuzo. Imirhumo yentlawulo yePayPal isuka kwi-1.9% + $ .30 ngokuthengiselana kwemibutho engenzi-nzuzo enexabiso elingaphezu kwama-100,000 weenyanga kunye ne-2.2% + .30 ngokuthengiselana kwemibutho enexabiso elingaphantsi kwama-100,000.
I-PayPal inikezela ezininzi iindlela zokungenzi inzuzo, kubandakanywa iwijethi yokunika engenzi nzuzo kwiwebhusayithi yayo.
Inzuzo:
- Ngokukhawuleza kwaye kulula ukumisa nokulawula
- Ngokuthe tye
- Ukuzithemba kwabathengi kwezinye iinkqubo eziziwayo kwaye zisetyenziswa ngokubanzi
Iingxaki:
- Igama elingenzi nzuzo lingahle lingaveli kwiitatimende zekhadi lesikweletu.
- Ixesha elifanelekileyo elinokuthi lifumane imali kwi-akhawunti yebhanki engenzi-nzuzo
- Imfuneko enokwenzeka ukuba ungene kwakhona ngolwazi lomnikeli kwiirekhodi zezimali ezingenzi-nzuzo
Iiprogram zokuCwangcisa iKhadi leNkcazo ezidibene ngokukodwa kwiiNhlangano ezingenzi nzuzo
Ezi nkqubo zisebenza njengeakhawunti yomthengisi , kodwa ziza neentsimbi ezingaphezulu kunye neengcingo. Ezi zongezelelekileyo iinkonzo ziquka ukulawulwa kobudlelwane bamakhasimende kunye nokudibanisa newebhusayithi ye-nonprofit website kunye neenkqubo zezimali. Zenzelwe ngokukhethekileyo ukuxhaswa kwezimali.
Iinkokheli ezisentsimini ziquka i-DonorPerfect no-Blackbaud ye-Raiser's Edge. Iindleko zixhomekeke kwinqanaba leenkonzo apho inkontileka yakho inombutho. Inzuzo kukuba i-nonprofit yakho inokulawula umthengisi womthengisi, umniki-mali akaze azi ukuba umprojekthi, kwaye ezi nkqubo zixhomekeke kumsebenzi we -client-centric kunye no- keykey . Iininzi ezininzi ezingenzi nzuzo ezenza amawaka eemali ezibalelwa kwizigidi zeedola ngonyaka zisebenzisa ezo ndlela kwaye zibheke njengenxalenye yeenkqubo zazo zezimali.
Inzuzo:
- Iinkqubo ezenziwe ngezifiso kwiimfuno ezingenzi nzuzo
- Inkqubo engabonakaliyo kumnikeli
- Ulawulo oludibene nabathengi
- Ukuhlanganiswa kweenkqubo zezimali
Iingxaki:
- Ebiza kakhulu
- Ayinakulinganiswa neemfuno ezincinci ezingenzi nzuzo
- Inani elincinci leenkampani ezikhethiweyo
Ayikho into ebhetele, engcono, eyona ndlela engcono yokungenzi inzuzo ukulungiselela iminikelo yekhadi lesikweletu. Ukhetho lwakho luya kuxhomekeka kwiinjongo zakho, inani lokuthengiselana okulindele ukuba nalo, ukukhawuleza ukuba ufuna ukusekwa, izibonelelo zakho zabasebenzi, nokuba uninzi lweminikelo yakho ekhompyutheni, kumntu, kwiimeko okanye kufuneka usebenze izibophelelo zenyanga okanye iintlawulo. Ingongoma ngokwenene kukuba i-nonprofits kufuneka ikwazi ukubonelela ngabanikeli babo ithuba lokukhethwa kwekhadi lesikweletu kunye nokuba kukho iindlela ezinobulungisa zokuphumeza oko.