Iindlela ezi-5 zokwenza i-Ezezimali zakho zibe lula

Ukucwangcisa iRhafu yezoRhwebo kunye nemiSebenzi yezeMali

Njengomnini-shishini, ufuna ukugxila ekufumaneni nasekugcineni amakhasimende, kodwa ungalibali uhlangothi lwezezimali lweshishini lakho. Ukuba ungumnikazi wezentlalo ngaphandle komsebenzi, unokufumana kunzima ukufumana ixesha lokujongana nomsebenzi wezezimali. Kodwa ungalindeli ixesha lokufumana irhafu ukuze ufumane phantsi kwekhanda lakho kunye nephepha. Nazi ezinye iindlela ongenza lula ngazo ezo zerhafu nemisebenzi yezemali, ukugcina ibhizinisi lakho lihamba kakuhle kwaye lenze kube lula ngexesha lerhafu .

Ukucwangcisa imali yezoshishino lakho konke malunga (a) nokudala iindlela kunye neendlela zokunyamekela imisebenzi yemali kunye (b) nokubeka eceleni ixesha kwixesha lokuhlaziywa nohlalutyo. Nazi ezinye izicwangciso zokukunceda wenze ubomi bakho bezezimali bube lula:

1. Sebenzisa i-Software Accounting Software

Unokufumana uluhlu lwezicelo ze- intanethi kwi-intanethi . Unokwazi ukusebenzisa isofthiwe yesofthiwe yamahhala ukuba uneshishini elincinane kakhulu. Unokukrazula ukuthengiselana kwi-akhawunti yakho yebhanki yebhanki kwaye uhlaziye ngokutsha ngokuzenzekelayo. Emva koko unokwenza iingxelo zezimali ezizenzekelayo kwaye ubone izikali ngokulula. Ndiyifumana eli xesha elikhulu-msindisi. Khangela isofthiwe enesicelo sefowuni kunye neengxelo ezizenzekelayo.

2. Sebenzisa izikhumbuzi kunye neZaziso

Ndinekhalenda ethile echazwe "Iimali zoshishino" kwiikhalenda zam Google. Ndiyakwazi ukumisela izikhumbuzo zezimali malunga neentlawulo kunye nokudluliselwa. Ngokuseka izikhumbuzo zakho zezezimali kunye nokuqeshwa njengekhalenda eyahlukileyo, imbono, okanye umbala wokuqokwa, unokujonga kuphela ikhalenda yakho yezimali ngokwayo, ngoko ke imisebenzi yemali ayiyi kulahleka ngokukhawuleza kwendawo yokuqeshwa kwamashishini kunye nosesikhumbuzo.

Zama ukubeka iingqalelo kwi-shishini lakho ukujonga i-akhawunti ukuze uqinisekise ukuba uyazi ukuba ibhalansi ihamba ngaphantsi komlinganiselo othile kwaye xa kubalulekile ukuthengiselana.

3. Ukuseka iNdlela yokuThatha imali

Fumana i-app ezobamba iirekhodi zazo zonke iindleko zeshishini lakho ngaphandle kweofisi.

Ndiyathetha malunga neirisithi zokutya kunye nokuzonwabisa , ukuhamba , ukuthengwa kwivenkile yokubonelela ngeofisi. Ndithatha iifoto zamkeli kunye nefowuni ndize ndizibeke e-Evernote kunye nenkcazelo emfutshane yesizathu soshishino sokuthenga.

Xa usalinde ixesha elide, ungcono ithuba lokulibala, ngoko uzama ukulandelela imali ngokusondele kwinqanaba lokuthengiswa ngokusemandleni. Thatha iifoto kunye nefowuni yakho, ube nencwadana kwifowuni yakho ukurekhoda iintengiselwano ukuze ungabi nako ukuthwala iphepha elikufutshane nawe. Cinga ezinye zee- apps zokulandelela iindleko ezingakunceda ulandele i-intanethi yenkcitho yakho.

4. Yenze i-Bill Pay

Ndizenzekelayo zonke iintlawulo zeebhili eziqhelekileyo, zombini kunye neyakho. Ngeemakhadi zetyala, ndizenzele inkokhelo encinci, ngoko-ke andifaki ukuhlawulwa kwetyala. Emva koko, xa ndiqhuba ukuhlaziywa kwenyanga, ndiyakwenza inkokhelo eyongezelelweyo ukuba ndifumane imali. Unokwenza lula inkqubo efana neyeshishini lakho ngendlela esebenza kakuhle kuwe.

5. Beka ixesha elilodwa kwinyanga ukwenza konke

Ukuhlaziywa ngenyanga kuyingxenye ebalulekileyo yale nkqubo yezemali. Cwangcisa ngeyure okanye njalo ngenyanga. Umhla olungileyo uza kuba xa ufumana ingxelo yakho yenyanga yoshishino lwakho ukukhangela i-akhawunti .

Yenza uluhlu lokuhlola kwaye usebenze ngalo. Faka into yokuxolelanisa i-akhawunti yebhanki, okanye ubuncinane ujonge kuyo yonke into yakho yokuthengiselana ukuqinisekisa ukuba konke kuchanekile.

Ngaphantsi

Emva kokuba unomsebenzi wakho wokulandelela imali kunye neenkqubo zokuphonononga, uya kufumana ukuba kuthatha ixesha elincinane inyanga nganye ukwenza uhlaziyo lwezemali. Le nkqubo iya kunceda ngexesha lokurhafisa njengoko ulwazi oluyimfuneko lwezemali malunga nokulungiswa kwerhafu yoshishino lwakho luya kuba khona.