Nantsi indlela yokudala ibuyiselo kunye nefomu lokubuyiselwa kweshishini lakho lokuthengisa.
Xa usebenzisa ivenkile yokuthengisa, kubalulekile ukuba nemigaqo-nkqubo ecacileyo ukuze wonke umntu, kuquka nabasebenzi kunye nabathengi, bazi ukuba balindele ntoni. Ngokugxininisa kakhulu kumava kumthengi kwivenkile yokuthengisa, enye indawo apho kufuneka ube yi-crystal ecacileyo iya kubuya. Ingabonakala ilula ngokwaneleyo: Xa umntu ebuyisela into ethile, uyabuyisela imali yakhe, akunjalo? Akunjalo ukuba ufuna ukuhlala kwishishini.
Abathengisi kufuneka bathathe amanyathelo okuzikhusela ekubuyiseleni ubuqhetseba obubuyiselwayo, obangela ibhizinisi phakathi kwe-$ 9 billion kunye ne-15.9 billion yezigidi ngonyaka, ngokwe-National Retail Federation.
Ukukhusela Ukubuyiswa Kobuqhetseba
Okokuqala, qiniseka ukuba ufuna irisidi yokubuyisela imali, ixesha, akukho nto. Kungcono ukubonelela imali yokubuyiselwa kwemali ngokufanayo kunye nomthengi ohlawulwe, ngoko ke ukuba basebenzise ikhadi labo leVisa, ukubuyiselwa imali kubuya kwikhadi.
Ngeentengo ezenziwe nguthengiso lobuqu (kubathengisi ababenokuthatha), umgaqo-nkqubo oqhelekileyo ukubeka ixesha lokulinda nayiphi na imbuyekezo, ukuqinisekisa ukuba iteksi ihlawulwe yibhanki.
Ukuba uceba ukubonelela ngeentengo zemboleko kwindawo yokubuyisela imali, cacile kakhulu kubaxhasi ngexesha lokuthenga ukuba le nkqubo yakho. Ngokomzekelo, ezinye izitolo zokugaya izisu ziza kukhupha kuphela iirhwewiti zentengiso kuyo nayiphi na imbuyekezo, kuba kukho ixesha elithile elicacileyo malunga nokuba luncedo kangakanani le ingubo kumthengi.
Gqiba ukuba ngaba uceba ukukhawulela i-window kwithuba lokubuyisela. Abanye abathengisi bavumela kuphela kwiintsuku ezingama-30, umzekelo. Kwakhona ube nesicwangciso esicacileyo sokusingatha imbuyekezo apho umthengi wenza ukuthengwa kwi-intanethi kodwa ufuna ukubuyiselwa imali kwisitoreji sotena kunye nomdaka.
Qinisekisa ukuthumela ipolisi yakho ekuboneni ngokucacileyo, ngokusondeleyo kwirejista yemali, ifakwe kwiresi yomthengi okanye kwikhasi lenqwelo lenqwelo lewebhu.
Amazwe amaninzi afuna le mithetho, kwaye yinto efanelekileyo yoshishino lokwenza njalo. Kwizitolo zamasihlangu, sasisidla ngokutshatyalaliswa komqondiso wepoliti yokubuya. Inqubomgomo yam yokubuya ithi "Siza kufumana ixabiso lokufumana iirisithi emva kweentsuku ezingama-60 zokuthenga. Iziko ngaphandle kokufumana i-receipt zingabuyiselwa kwirektri yesitolo ngokugqiba umkhosi webhunga lamalungu apho kufuneka usijonge kwisehlo imizuzwana engama-19 ngaphandle bhanya. " Yayiyindlela yethu yokuthetha, sixabisa amava kumthengi ngokugqithisa.
Ngaphezu kwakho konke, jama ukuhlala ungaguquki ngendlela onokumisela ngayo umgaqo-nkqubo wokubuya kwevenkile yakho. Kodwa gcinani engqondweni, abathengi bakho abalungileyo bafanelwe unyango olukhethekileyo ngamanye amaxesha. Isithintelo sibagcina sinyanisekile kunye nokuthengwa kwi-Intanethi ngokubhekiselele kwisitolo sakho. Kwiindawo zam ezitolo, into yokuqala into eyenziwa ngumqeshwa yayijongene nomthengi ngaphandle kwenkqubo (nangaphambi kokuba bajonge kuzo) ukujonga amanqaku kunye nembali yokuthenga. Abathengi bethu bayazi ukuba sasihlala sijonge iiprofayili zabo kwaye bayayixabisa. Bayazi ukuba injongo yayingabenze ukuba baxelele ibali malunga nokuba kutheni izinto ezithile zingahambelani ngokufanelekileyo okanye kutheni zithiyile izinto ezithile. Umqeshwa unokufunda ngokucacileyo izinto ezizithethileyo aze aziphephe. Kodwa ngamaxesha onke ngexesha lokubuya, siqale sijonge imbali yabo yokuthenga.
Ukuba babengumthengi onyanisekileyo othenge kakhulu kunye nathi, siza kuba nesisa ngakumbi ngomgaqo-nkqubo wethu.
Ukubhala Umgaqo Wakho Wokubuyisela
Emva kokubhala umgaqo-nkqubo wokubuyisela , isinyathelo esilandelayo kukudala uxwebhu oluya kubangela ukuba abasebenzi bezitolo baphumelele ngokugqibeleleyo kwaye bafeze ngokufanelekileyo ukuthengiselana. Unokuzikhupha izi fomati zeFomu lokuBala iMaketrakthi ukuzisebenzisa kwisitolo sakho sokuthengisa okanye uhlakulele ifom yakho.
Ulwazi olufunyenwe kumthengi kufuneka lubandakanye ulwazi oluthile lomthengi, njengegama, idilesi kunye neenkcukacha zoqhagamshelwano. Ubungqina obuninzi bokubhengezwa kufuneka kufuneke, kwaye kufuneka kucaciswe ukuba kukho isizathu sokubuya, njengento yokuthengwa. Awufuni ukubeka imveliso emibi e-shelfini yakho.
Ifom kufuneka iqaphele ukuba luphi uhlobo lokubuya olukhutshwayo; ikhadi lesikweletu, imali okanye i-credit card.
Qaphela ukuba imimiselo ebusa iintlawulo kunye nezinye iintengo zabathengi zihluka ukusuka kummandla ukuya kwilizwe. Kuye kuwe njengomthengisi ukwazi ukuba yintoni iinkcukacha zebhizinisi lakho elinokukwazi ukuqokelela kwi-shopper kunye nendlela ekufuneka igcinwe ngayo loo ngcaciso.
Indlela yokusebenzisa iiDatha
Ulwazi oluqokelelwe ngexesha lokubuyisela lunokusetyenziswa ngeendlela ezahlukeneyo.
Ulawulo lweSitolo lunganika umthengi ukulandelela umnxeba. Oku kungabonakalisa nayiphi na imiba yenkonzo yomthengi okanye ukukhathazeka kwemveliso umculi akazange athethe ngexesha lokubuya.
Abathengi baya kufuna ukugcina ingxelo yokuthengiswa kwembuyekezo kwiinjongo zokuphendula.
Khumbula, umgca awuvumelekanga ukuba umgaqo-nkqubo wakho wokubuyisa uthathe kuqala okanye phambili kwi- stress experience yakho kwisitolo. Iya kukugcina imali namhlanje, kodwa ubiza imali eninzi ngomso.