Abavelisi kunye nabathengisi
Ukuba iqela lakho lenza okanye lithengisa imveliso, i-firm yakho ingaba ngumxholo webango lemfanelo yemveliso. Kuthetha ukuba umntu unokufakela ibango kuwe ngokubhekiselele ukuba umkhiqizo owenzileyo okanye uthengisile uyiphutha, obangela ukulimala kweso sigungu okanye ukulimaza impahla yakhe.
Ngokomzekelo, cinga ukuba unamaCy Chiirs, inkampani eyenza izihlalo ze-ergonomic. Inkampani yakho yayisanda kuthethwa ngumthengi ogama linguChuck. U-Chuck uthi uhleli esihlalweni sikaChic esithenge xa kungalindelekanga. Uxela ukuba usihlalo ongenaphutha wenza ukuba awele kwaye aqhubeke nokulimala kwentloko. U-Chuck ufuna imali engama-25,000 kwiimonakalo.
Abakontrakta kunye nababoneleli ngeNkonzo
Mhlawumbi i-firm firm yakho ayenzi okanye ithengise umkhiqizo kodwa yenza umsebenzi komnye umntu. Kule meko, inkampani yakho ingaba yimbandela yebango lokusebenza eligqityiweyo. Okokuthi, umntu onokuthi unomsebenzi owugqibileyo uyaphutha kwaye umsebenzi wakho ophumelekileyo wamlimaza okanye wonakalisa yakhe impahla. Nasi umzekelo:
Ikhonkrithi yeNtengo yenza umsebenzi wekhonkrithi kwiinkontrakthi jikelele kunye nabanikazi bepropati. Imali esanda kuthethwa ngokutsha ngumthengi, i-Prime Properties. Kunyaka ophelileyo Iipropati eziPhambili ziqeshe iCentral Concrete ekwakheni indlela ephakamileyo ekhutshweni lwezindlu eziphambili.
I-walkway idibanise igaraji lokupaka kwisango lokungena kwesakhiwo. Kwiinyanga ezimbini emva kokuba i-Capital Concrete igqityiwe umsebenzi owenziwe. Ikhonkrithi ephukile yonakaliswe i-patio yamatye kunye nezinye izakhiwo ezibizayo. Iipropati eziPhambili zifuna imali engama-30,000 kwi-Capital Concrete ukulungiselela umonakalo wepropati.
Ukunganakwa, uxanduva olunzulu okanye ukuphulwa kwewaranti
Ezinye izimangalo ezibandakanya iimveliso okanye imisebenzi egqityiweyo isekelwe ukunganakwa . Ezinye zi sekelwe uxanduva oluqinileyo okanye ukuphulwa kwewaranti. Xa uxanduva oluqinileyo lusetyenziswa, unokuthi uhlawulwe ukuba ngaba ummangali akakwazi ukubonisa ukuba ungekho nto. Ngokwaphulo lwebango lewaranti, ummangalelwa ngokuqhelekileyo uthi ulwaphula iwaranti (isiqinisekiso) oyenzile ngexesha lokuthengisa.
Umzekelo, uTom usebenzela umthengisi othengisa iiTyiti zeChick. UTom uzama ukuthengisa isihlalo kuBill. Uxelela uYilwayo ukuba uSihlalo weChic unokumelana nama-pounds angama-500. Enyanisweni, indlovu yayihlala enye, kwaye ayiyi kuphuka. UMthetho oYilwayo, olinganisa iipawu ezingama-295, uthenge isihlalo esisekelwe kwisiqinisekiso sikaTom. UBill uthatha isihlalo ekhaya kwaye uhlala kuyo. Usihlalo wehla, ukonakalisa uBill. UBill uyayifumana isitolo sefenitshala ngokulimala komzimba , ngokubhekiselele ekuphulwa kwewaranti.
Iimveliso-Ukugqitywa kwemisebenzi
Izibango ezivela kwimveliso yakho okanye umsebenzi ogqityiweyo zigqityiwe phantsi komgaqo-nkqubo wakho wemfanelo. Ubungakanani bamabango afakwe apha phantsi kweXanduva lokuLawulwa koLuntu kunye nokuLawulwa kweMpahla. Le ndlela yokugqibela ibonelelwa kuMgangatho we-A phantsi kwe- ISO ifom yefom yobunini-mboleko (CGL), apho kukho imigaqo-nkqubo eninzi yokwenza uxanduva.
Izibango ezivela kwimveliso yakho okanye imisebenzi egqityiweyo zigqityiweyo ngaphandle kokuba zingabandakanywa ngokukodwa ngokuvuma .
I-CGL ayigubungeli yonke ibango okanye i-suit equka umkhiqizo wakho okanye umsebenzi ogqityiweyo. Ukuba ibango liyakugqitywa, zonke iinkqubo ezilandelayo mazizaliseke:
- Ibango kufuneka libalise ukulimala komzimba okanye umonakalo wepropati . Ukuba akukho nzakalo yomzimba okanye umonakalo wepropati okwenzekile, ibango aliyi kugutyungelwa.
- Ummangalelwa kufuneka aphikiselele ukuba ukulimala komzimba okanye umonakalo wepropathi kuvele kwimveliso okanye umsebenzi ogqityiweyo. Ngamanye amagama, kufuneka kubekho uqhagamshelwano ngqo phakathi komkhiqizo wakho okanye umonakalo okanye umonakalo.
- Ukulimala komzimba okanye umonakalo wepropathi kufuneka kwenzeke ngaphandle kwendawo onayo okanye urenti. Kufuneka kwakhona xa umkhiqizo ungasekho kwizinto eziphathekayo okanye emva kokuba umsebenzi wakho ugqityiwe.
Nangona ibango elingahambelani nemigaqo-khankanywe ngasentla akuyiyo imveliso-ezaliswe yinkxaso-mali, iyakuthi ikhutshwe ngumgaqo-nkqubo wakho. Ngokomzekelo, xelela ukuba unika ezinye iindwendwe ukutyelela kwikhompyutha yakho yamaTy Chic. Umntu omazi walimala xa ehleli esihlalweni esiphathekayo. Iindwendwe zifuna iimbuyekezo. Ibango liyakuthi likhutshwe phantsi kweXanduva lokuLawulwa koLuntu kunye nokuPhathwa kweMpahla. Nangona kunjalo, ukulimala kwenzeka kwindawo yakho ukuze ibango liza kubanjelwa njengebango leemfanelo zamatyala, kungekhona ibango lemfanelo yemfanelo.
Ngokufanayo, cinga ukuba i-Capital Concrete iyinkqubo yokwakha i-walkway ephakamileyo xa isakhiwo esigqityiweyo siphelile. Umonakalo kwi-statuary's statuary kunye ne-patio yamatye ngokuqinisekileyo iya kugqitywa ngumgaqo-siseko we-Capital Concrete nkqubo phantsi komyinge A. Nangona kunjalo; umonakalo ovela kwi-Capital Concrete eqhubekayo, kungekhona imisebenzi yayo ezalisiweyo.
Umgaqo-nkqubo
Izibango ezivela kwimveliso yakho okanye umsebenzi ogqityiweyo zixhomekeke kwimida yomlinganiselo ngamnye kunye neMikhiqizo ezaliswe Imigangatho yokulinganisa Imigaqo-nkqubo yakho. Umngcele opheleleyo yintsikelelo yakho iya kuhlawula ngaphantsi komgaqo-nkqubo wakho wokulimala okanye ukuhlala okuvela kwimveliso yakho kunye / okanye umsebenzi ogqityiweyo.
Ezingabikho
Ukuba umkhiqizo wakho okanye umsebenzi ogqityiweyo uphosakele okanye awuyiyo into oyithembisayo, umgaqo-nkqubo wakho wokuzibophelela awuyi kugubungela iindleko zokuyibuyisela okanye ukuyibuyisela kwakhona. Ezi zilandelayo zintathu zenzeke oku kucacileyo. Zifakwe kwi-"exclusions" kwicandelo phantsi koMgca A.
Ukulimala kuMkhiqizo Wakho
Umgaqo-nkqubo wakho wokuzibophelela awufihla amabango ngokusekelwe kumonakalo kwimveliso yakho okanye inxalenye yemveliso yakho. Ukuba ibango liyakutyalwa, kufuneka libandakanye umonakalo kwipropati ngaphandle kwemveliso yakho . Ngokomzekelo, yicinga ukuba umthengi uthenge isihlalo esenziwe yiiCy Chairs ukusuka kumthengisi. Umthengi ufeze ibango elibhekise kwiihlalo zeChic, echaza ukuba usihlalo awuthengiwe waphulwa xa wayikhupha ebhokisini. Ngenxa yokuba akukho propati ngaphandle komveliso eye yonakaliswe, ibango aliyi kugutyungwa phantsi komgaqo-nkqubo we-Chic Chair.
Umonakalo Wakho Umsebenzi
Ngokufanayo, umgaqo-nkqubo wakho awuyi kubangela amabango omonakalo wepropati emsebenzini wakho ogqityiweyo. Kwisibonelo sokuqala se-Capital Concrete, i-walkway ephakamileyo yawa emva kokuzaliswa kweNkunzi. Masithi ukuba i-Prime Properties ixhomekeke kwi-Capital Concrete yomonakalo kwindlela yokuhamba kuphela. I-walkway yayisigxina somsebenzi ogqityiweyo; Ngaloo ndlela, ibango aliyi kuhlanganiswa phantsi komgaqo-nkqubo we-Capital Concrete. Ukuba i-Properties Properties ifuna umvuzo wokulimala kwenye ipropati (njengesiqulatho kunye nepatio) eyonakaliswe yindlela edibeneyo, loo monakalo wawuza kubalwa.
Ukulimala koMsebenzi wakho ukukhutshwa ngaphandle kuqulethe umsebenzi owenziwe ngabangaphantsi. Le ngqungquthela yenzelwe ukukhusela iikontraka kwiimangalo ezibangelwa ngumsebenzi ongeyiphutha owenziwa ngabangaphantsi. Ukuba i-Capital Concrete yayiqeshwe i-subcontractor, i-Crazy Concrete, ukwakha i-walkway, kunye ne-Capital ihlawulwe ngenxa ye-Crazy Concrete yomsebenzi ophosakeleyo, ibango liyakuthi likhutshwe.
Umonakalo "kwiPropati"
Ukukhutshwa ngaphandle kunokudideka. Okubalulekileyo, akubandakanyi umonakalo kwisakhiwo esingenasiphelo okanye esingenakunceda ngenxa yokuba iqulethe imveliso yakho ephosakeleyo okanye umsebenzi ongaphiliyo . Ipropati enjalo ingabuyiselwa ukuyisebenzisa ngokususa umsebenzi wakho okanye umkhiqizo wakho osilelayo. Ngokomzekelo, i-Capital Concrete yaqashwa yikontrakta jikelele ukwenzela isiseko sekhonkrithi yesakhiwo esitsha. Ezinye iikontraki zakha intsalela yesakhiwo. Ngelishwa, i-Capital isetyenziswe uhlobo olungalunganga lwekhonkrithi, kwaye isiseko siphukile. Isakhiwo asinakusetyenziswa. Ukuba umnini wesakhiwo ufuna ukuba iCandelo loPhuhliso loPhuhliso lube sisisiseko, i-Capital's responsibility responsible insurer ayinakwenzeka ukuhlawula iindleko zokulungiswa.
Akukho Mgangatho weeNgxelo zeMveliso
Ekugqibeleni, ukuba unyanzelekile ukuba uhoxise imveliso ephosakeleyo kwimarike, umgaqo-nkqubo wakho awuyi kugubungela iindleko zokukhumbula. Unokuqinisekisa ngokuqinisekileyo ngokubhekiselele kwezinye zeendleko ngokuthenga uMyinge wokuKhutshwa kweNkcitho yoNyaka.