Njengomnini-shishini lomtsha, mhlawumbi kufuneka ubeke imali kwi shishini lakho ukusindisa kwakho. Ngaphandle kokuba awuyidingi imali mboleko yebhanki , uya kuyidinga into ebizwa ngokuba "ukunyuswa kwempembelelo" okanye inxaxheba enkulu ekufumaneni ishishini.
Nangona unokufumana imali kubahlobo okanye kwintsapho, okanye kwi-mboleko, kuya kufuneka ubeke enye yemali yakho kwishishini.
Ukuba ujoyina ubambiswano, igalelo eliyinkunzi lifunekayo. Umboleki uya kufuna ukubona ukuba unomnye wempahla yakho (inxalenye yemali yakho siqu) njengesigxina kwishishini.
Kodwa ngaba loo mali ingaba mboleko kwi shishini lakho okanye utyalo-mali? Kukho impembelelo yerhafu kwimeko nganye.
Ukwenza iMboleko kwiBhizinisi lakho
Ukuba ufuna ukubolekisa imali kwi-shishini lakho, kufuneka ukuba ugqwetha lakho lenze iphepha ukuze lichaze imimiselo yomboleko, kuquka ukuhlawula kunye nemiphumo yokungahlawuliswa kwemboleko. Kufuneka kucaciswe ukuba umboleko uyimbopheleleko ebophekileyo kwinxalenye yenkampani. Njengengxelo yecala leNkundla yeNtlawulo yamuva, ukungabikho kwephepha elinjalo kungabikho kwemboleko kunye nezizathu
Ngenjongo yerhafu, umboleko ovela kuwe ukuya kwishishini lakho "ubude beengalo" ukuthengiswa , ukuphathwa njengamanye amatyala. Inzala kwi-matyala iyadalulwa kwi-corporation, kwaye ihlawulwe kuwe njengomvuzo.
Inqununu ayinakudityaniswa kwishishini ngaphandle kokuba isebenzise imali ekuthengeni ixabiso lemali eyimpahla eyimali eyimali ehlawulwayo.
Ukwenza utyalo-mali kwiShishini lakho
Enye indlela yokubeka imali kwishishini lakho kukutyalomali imali.
Kule meko, imali ihamba kwiakhawunti yakho yokulingana ( kubunikazi okanye ubambiswano) okanye kwimali yokufumana imali (kwi-corporation). Ukuba uhoxisa igalelo lakho, akukho ntlawulo yerhafu kuwe. Ukuba uhoxisa imali eyongezelelweyo ngendlela yeebhonasi, izabelo, okanye udwebe, uza kuhlawulwa irhafu kule mali. Akukho miphumo yerhafu kwishishini kule mali-mali, ngaphandle kokusetyenziswa kwayo kwemali yokuthenga ixabiso elithintekayo .
Iingongoma ezi-10 ezifanele ziqwalaselwe ekwenzeni uMrhumo kwiBusiness yako
Kwimeko yeNkundla yeNtlawulo ka-2011 ( uRamig v. Comm TC Memo 2011-147 ), iNkundla ibhale iimeko ezili-10 ezihlaziywayo xa kuqwalaselwa ukuba ngaba umrhumo womnini unetyala okanye ubulungisa:
- Iilebhile kumaxwebhu. Oko kukuthi, ngaba uxwebhu oluchazwe njengemboleko okanye utyalo-mali?
- Umhla wokukhula. Ubukho bexesha lokukhula libonisa ngokukodwa imali mboleko.
- Umthombo wokuhlawula. Ingaba intlawulo iyenziwa ngendlela yesahlulo okanye inkokhelo ngemboleko?
- Ilungelo le-(elifunyenweyo) lendleko ukunyanzelisa ukuhlawulwa. Oku kufuneka kuthethwe kumaphepha ebolekayo. Olu lwimi aluyi kubakho kwi-stock share.
- Unelungelo lomboleki ukuba athathe inxaxheba kulawulo. Ngokuqhelekileyo abanini-zimpahla ababandakanyeki ekuphatheni njengesiqinisekiso sokuthenga amasheya.
- Unelungelo lomboleki-mali lokuqokelela xa kuthelekiswa nabathengi bamashishini abaqhelekileyo. Olu lwimi luya kubakho kumaxwebhu kwaye luhlangene nemigaqo-nkqubo yokuqokelela kunye ne- bankruptcy yenkampani.
- Injongo yamaqela. Ubukho bexwebhu luyakunceda kule nxalenye.
- Ukwanela kobolekiweyo (ityala) / le nkampani). Ngamanye amazwi, ngaba le mali efanelekileyo?
- Ingaba i-shareholder 'intuthuko kwi-corporation iyingxenye efanayo nokulingana kobunikazi babo kwinkampani
- Ukuhlawulwa komdla ngaphandle kwe " mali yemali ," kunye
- Umntu obolekayo (inkampani) uyakwazi ukufumana iimali-mboleko ezivela ngaphandle kwabathengisi.
Kwimeko nayiphi na into, kubalulekile ukuba ukhethe igalelo lakho njengemali-mboleko (kunye nephepha elifunekayo) okanye utyalo-mali , ukwenzela ukuba iimpembelelo zerhafu zentengiselwano zicacile kwaye uyaziphepha nayiphi na ingxaki nge-IRS.
Ukuboleka kunye nokutyalo-mali: Iingozi zifaniswe
Isiqulatho ngasinye sinomngcipheko. Ukuba ubolekisa imali kwi shishini kwaye ishishini litsho i-bankruptcy, uba ngumboleki. Ngokuxhomekeke ekubeni imboleko ikhuselekile okanye ingakhuselekanga (kunye neyesigxina), unakho okanye unako ukukwazi ukubuyisela imali yakho kwi-liquidation. Ukuba u
Ngakolunye uhlangothi, kwimeko yokutshatyalaliswa kotyalo-mali lomnini kusemngciphekweni kwaye akukho ncinane okanye akukho nto yokubuyisela loo mali kuwe.
Ukuzikhusela: Ulwazi olukule nqaku lujoliswe ukuba luqhele kwaye alukho irhafu okanye isiluleko somthetho. Ngaphambi kokuba wenze isigqibo malunga nokuba uboleka imali kwi shishini lakho okanye utyalomali kwisitokisini, khuluma nommeli wakho weerhafu , okanye umcebisi wezemali.