Kukho iindlela ezimbini kwiShishini
Ixesha eliyiNtengo yoTyalo-mali inamashishini amabini kwishishini. Okokuqala, utyalo-mali oluthile lubhekisela kwimali esetyenziswe ishishini ukuthenga impahla ehleliweyo , njengomhlaba, oomatshini okanye izakhiwo.
Okwesibini, utyalo-mali oluthile lubhekisela kwimali etyalomali kwishishini ngokuqonda ukuba imali iya kusetyenziswa ukuthenga iimpahla ezizinzileyo, kunokuba isetyenziswe ukujongana neendleko zokusebenza kwansuku zonke .
Ngokomzekelo, ukuthenga ixabiso lempahla eyongezelelweyo ibhizinisi elikhulayo lingadinga ukufuna utyalo-mali olutyala ngendlela yokuxhaswa kwetyala elivela kwiziko lemali okanye ukuxhaswa ngemali evela kubatyalo-mali okanye abatshali -mali .
Iinjongo zoTyalo-mali
Kukho izizathu ezintathu ezibalulekileyo zoshishino ukwenza utyalo-mali:
- ukufumana eyongezelelweyo ixabiso lempahla yokwandisa, ukunika ithuba lo shishino, ngokomzekelo, ukwandisa imveliso yunithi, ukudala iimveliso ezintsha, okanye ukongeza ixabiso;
- ukusebenzisa i-teknoloji entsha okanye ukuqhubela phambili kwizixhobo okanye kumatshini ukwenzela ukwandisa ukusebenza kakuhle nokunciphisa iindleko;
- ukuthatha indawo ye-asethi ekhoyo efikelele ekupheleni kobomi-umzekelo, isithuthi esiphezulu se-mileage okanye ikhomputha ye-laptop.
Investment Capital kunye noqoqosho
Utyalo-mali oluyinkunzi lubonwa njengomlinganiselo obaluleke kakhulu wempilo yoqoqosho. Xa amashishini enza utyalo-mali oluthile lithetha ukuba bayaqiniseka ngekamva kwaye bazimisele ukukhula ngamashishini abo ngokuphucula umgangatho okhoyo wokuvelisa.
Ngakolunye uhlangothi, ukuhanjiswa kwempahla ngokuqhelekileyo kudibaniswa nokunciphisa ukutsalwa kwezimali ezinkulu ngamashishini.
Imizekelo yeeNkampani ezinkulu-eziNinzi
Iikhampani zengingqi ziyaziwa ngokugqithisileyo, zifuna utyalo-mali rhoqo kwiinkqubo zokuphucula umgangatho, isitokisi esinyukayo kunye nezibonelelo. Ngokomzekelo, ngo-2016 CN Rail yachazela i-2.9 billion yezigidi eziphuculweyo zonyaka.
Ukususela kwi-CN ukukhululwa kweendaba:
I-CN icwangcise ukuchitha ii-C $ 1.5 billion kwiziko leendlela zokugcina inethiwekhi ekhuselekileyo nekhuselekileyo. Lo msebenzi uya kubandakanya ukutshintshwa koololiwe, izibophelelo kunye nezinye izinto zokuhamba, ukuphucula ibhuloho, kunye nokuphuculwa komgca wesebe.
I-CN izotyalela i-C $ 600 yezigidi kwizixhobo zokusebenza ezigciniweyo, ukuvumela inkampani ukuba ithinte amathuba okukhula okukhoyo kunye nokuphucula umgangatho wemoto yeenqwelo. Ukujongana nemilinganiselo yendlela yesigxina kunye nokuphucula ngakumbi ukusebenza kombane, i-CN iphinde ilindele ukuhanjiswa kwee-90 eziphezulu zokuhamba ngeehashe.
Inkampani iceba ukutyala imali engama-R $ 400 yezigidi kulo nyaka kuluhlu lwezinye iinjongo eziphambili zokuqhuba umveliso kunye nokuphucula inkonzo kubaxumi bayo. I-CN iya kuchitha i-C $ 400 yezigidi ekuphunyezweni kobuchwepheshe be-Positive Train Control (PTC) kwicandelo le-rail network yase-United States.
Nokuba amashishini amancinci angaba yinkunzi enkulu. Umzekelo omncinci oshukumisayo womhlaba okanye umhlaba, umzekelo, ungadinga imali enkulu yokutshala imali kumatshini afana ne-bulldozers, back-hoes, okanye amaloli.
Amashishini angenanto
Imizekelo yamashishini angabininzi-mali kubandakanya ukubonisana , ukuphuhlisa i-software, i-finance, okanye nayiphi na ishishini leshishini .
Ingxowa-mali yeNtlawulo ngeZahluko zoLuntu
Ukwahluke phakathi kwamashishini angeniso-mali angenankunzi kuboniswa ngakumbi kwinkcitho yenkcitho yesabelo ngasinye kwisabelo-mali 2016/2017) :
| Nkampani | Shishini | Cap. Exp. ngasinye sabelo |
| CN | Loliwe | 3.46 |
| Caterpillar | Izixhobo eziMandla | 5.01 |
| Boeing | UkuThengisa | 4.07 |
| Telsa | UkuThengisa | 9.99 |
| Exxon | Amandla | 3.87 |
| apile | IT / Manufacturing | 2.46 |
| Netflix | IT | 0.42 |
| IT | 1.54 | |
| Adobe | IT | 0.52 |
| IT | 0.31 |
Qaphela ukuba iindleko zentengo zinokutshintsha kakhulu unyaka nonyaka ngenxa yemibandela efana nomjikelezo wezoshishino, imali yemali yoshishino, kunye nenye yeendleko (ezifana neendleko zongxamiseko ngenxa yeentlekele zemvelo, njl.).
Ukuxhaswa kweShishini elifuna ukuTyala koTyalo-mali
Kubamashishini , ukuhlula kwi-shishini elinamandla kakhulu kunokuba nzima kakhulu njengoko kufuna i-capital front front capital.
Ngona ngcamango enkulu kunye nesicwangciso soshishino esomeleleyo inkxaso-shishini ebanzi ingaba mngeni, kuxhomekeke kuhlobo loshishino.
Ngokomzekelo, iibhanki zingenayo ingxaki yokuxhaswa ngumakhi weprojekthi entsha yedolophu (ngokukodwa kwiimakethe ezithembekileyo zendawo), kodwa kuninzi ukungafuni ukuboleka umntu ofuna ukuvula indawo yokutyela (imboni enezinga eliphezulu lokungaphumeleli ). Ngokumalunga nokufumana umboleko ngemboleko , ukuphuhliswa kweedolophu kunokubhenela ngakumbi kwibhanki kunokutya.
Ukuba awukwazi ukufumana inkxaso-mboleko yezikweletu kwiziko lokubolekisa kwaye ungenalo izalamane ezicebileyo okanye abahlobo abazimisele ukutyala imali kwi-shishini lakho, kuya kufuneka ukuba ufumane iingelosi-mali eziza kunika inkxaso-mali ngokulinganayo kwishishini lakho.
Izityalo-mali zengelosi ziza kuthatha isikhundla sokulingana kwintsebenziswano entsha ngokutshintshela ukubonelela ngemali. Umntu-mali omelekileyo wezithunywa-mali uya kuba ngumntu owaziyo, othembekileyo, kwaye ngubani othembela kuye. Omnye oqhelana nomgca wakho wezoshishino uya kuba luncedo kakhulu kuba banakho ukubonelela ngcebiso kunye nesikhokelo kunye nomsebenzi wakho omtsha.
Imizekelo: UJenna wavuma ukwenza utyalo-mali kwi-Bupinder ibhizinisi elitsha, echaza ukuba imali yayiza kusetyenziswa ukuthenga umatshini ofunekayo ukuqala ukuveliswa.
Bona kwakho:
Ukucinga Ngokuqala I shishini Elincinci?
Imithombo Yoshishino Qala Imali