Indlela yokuDlula ukuPhathwa kweMigangatho yokuPhathwa kweeShishini
Yintoni iArms Length Transaction?
Ukuthengiswa kweengalo ubude buyintsebenziswano phakathi kwamaqela amabini anomntu onxulumene naye okanye nosapho.
Ukuthengiselana kugcinwe ngokwahlukileyo (kwixesha leengalo) ebuhlotsheni babo. Ukuthengiswa kwexesha lokubamba ingalo kungasetyenziselwa ukuphepha ukubonakala komngquzulwano wentshisekelo okanye ukugcina ubudlelwane "bufana nezoshishino" ngoko ulwalamano oluthile aluchaphazelekayo.
Nantsi indlela efanelekileyo yokujonga ukuba ulwabiwo-ubude bemali lithetha ntoni: Akukho nxaxheba kufuneka ibe nomdla kwimiphumo yomthengi kwenye into. Okuchasene ne-transaction-length transaction ibizwa ngokuba ngumthengi-ngengalo. Ibinzana elihle. Ibonisa umbandela - ukuba amaqela ayingalo-engalo, ukuthengiselana akunakulinganisela kuba basebenza kunye ukuze bazuze elinye iqela.
Iintengiso-Ubude beeArms kwi-Real Estate
Kule mihlaba enzima yokuthenga nokuthengisa, ixesha lokuthengwa kwezindlu zithengiswa ngokugqithiseleyo. Ukuthengiswa kweengalo-mfuneko kuyadingeka kwiintengiso ze-estate ukuqinisekisa ukuba ipropathi ithengiswa ngexabiso elithile lemarike, kungekhona ngexabiso elithile eliphantsi.
Enyanisweni, uFannie Mae ufuna i-afidavithi yokuthengiswa kweengalo ekuthengiseni okufutshane, ukukhusela amalungu omndeni okanye abanikazi bezoshishino ekusebenziseni amashishini akhethekileyo. I-afidavithi idinga ukuba amaqela aqinisekise ukuba akukho migaqo efihliweyo okanye ukuqonda okukhethekileyo ekuthengiseni kwaye akukho nentsapho, umtshato, okanye udibaniso lwezorhwebo phakathi komthengi kunye nomthengisi.
Nakuphi na ukuphulwa kwesi siqinisekiso kubhekwe njengento yokukhwabanisa.
UkuThengiswa kweeArms-Length and Taxes
Omnye umzekelo wendlela ukuthengisana phakathi kwentsapho okanye abahlobo kunokuba nzima ngayo kwindawo yentela. Ukuthengisana kwezindlu kunye nomntwana, umzekelo, kunokuqwalaselwa yi-IRS ukuba ingabi zixhobo zengalo ngaphandle kokuba amaqela angabonisa ngenye indlela. Ukuba i-IRS ibona ukuba ukuthengiswa "kulawulwa" kwaye kungekhona ubude beengalo, kunokubalula iirhafu ngokungathi ukuthengiselana akungathathi hlangothi (kwixesha leengalo).
Ngaba Ingxelo Yobuninzi beeArms ebonakalayo kwiShishini loSapho?
UThim noyise uKarl babenebudlelwane obude bezobukhali xa besebenza kwishishini lentsapho elalibanjelwe ngokubambisana. Abazange bathethe ishishini ekhaya baze baphathane emsebenzini njengabalingane kunokuba baba noyise.
Ngaba oko kuvakalelwa ngokwenene? Ingayiyo. Mhlawumbi hayi. Ukuqhuba ishishini lentsapho kuletha iisethi ezintsha zeengxaki, zenziwe nzima ngakumbi ubudlelwane obusondeleyo phakathi kwamalungu kunye nabasebenzi. Kodwa zikho iindlela zokuqinisekisa ukuba isivumelwano sixoxisana ngokude.
Indlela Yokuqinisekisa Ukuba Unayo Intsebenzo-Ubude obude
Ukuba inkontileka "ihamba kakubi," kwaye elinye iqela ligqiba ukumangalela, kwaye kukho umbuzo malunga nokuba inkontileka ingumda-ubude, izinto ziyakhathazeka.
Okanye, ukuba ukuthengiselana kunokuhlaselwa phantsi kwe-IRS, kufuneka ube neempendulo zokuthi ukuthengiselana kukude. Ufuna ukunqanda nokuba kubonakala ukuba kukho ukungqubana komdla.
Ezinye iziphakamiso zokuqinisekisa ukuba ukuthengiselana kwezoshishino ubude beengalo:
- Fumana uvavanyo oluzimeleyo. Ukuba uthengisa okanye uthengisa ipropati, fumana i- appraisal. Ukuba uthengisa okanye uthengisa ishishini, fumana uqikelelo lwezorhwebo. Bambelela kuyo.
- Fumana iingxoxo ezizimeleyo . Fumana igqwetha okanye umthengisi kumabini omabini kwaye uvumele ukuba amagqwetha athathe inxaxheba enkulu kwingxoxo.
- Yibhale phantsi. Faka isivumelwano ngokubhala. Akukho zivumelwano zokubamba ngesandla okanye izityholo. Qinisekisa ukuba zonke iinkalo ze-deal zichazwe. Akufanele kubekho amacandelwana afihlakeleyo okanye ukuqonda izivakalisi.