Iyintoni inkundla yerhafu kwaye isebenza njani?
Ingxabano ye-IRS ithathwa nini kwiNkundla yentela? Ngubani owenza ukuzimisela kwaye yenziwa nini?
Xa ubizwa ukuba uphicotho-zincwadi, unokhetho olubini: ungavumelana ne-IRS okanye ungavumelani.
Ukuba uyavuma, ityala liphelile. Ukuba awuvumelani, i-IRS ikuthumelela "isaziso sokusilela" (ebizwa ngokuba yi-Letter Day-90), ichaza utshintsho olwenziwa yiNkonzo ukuba lwenze ukubuyela kwerhafu. Unemihla engama-90 ukufaka ifowuni ngeNkundla yeRhafu. Ukuba awuyifayile ngaphakathi kweentsuku eziyi-90, uvumelekile kwi-IRS.
Ngokwenene, wena umrhafi urhoxisa i-IRS enkundleni.
Ngubani iNkundla yeRhafu? Ngaba ijaji okanye ipaneli yabagwebi okanye ijaji?
Ierhafu "inkundla" ngaba ngabagwebi abangama-19 abaphuma kuwo onke ama-50. Amatyala eNkundla yeRhafu ayifumanwanga phambi kwejaji.
Ubungqina busebenza njani kwiNkundla yeRhafu? Nguwuphi umthwalo wobungqina bentela-mali ukubonelela ubungqina?
Umhlawuli-ntlawulo kufuneka afike phambili kunye nobungqina obuqinisekileyo. Ngokomzekelo, ukuba i-IRS ithi andizange ndenze iindleko zemizi engayifaka kwibuyiselo lwerhafu, kufuneka ndivelise i-mileage log okanye ubungqina obaneleyo bokungqina ukuba ndenze le ndleko. Iirekhodi zibaluleke kakhulu kula maxesha.
Ukuba unayo iirekhodi ukuxhasa isikhundla sakho, i-IRS kufuneka ibamkele okanye ibonise ubungqina obubuxoki okanye obungalunganga.
Ngubani ongayifumana kwiNkundla yeRhafu nawe? Unokuthatha ummeli okanye iCPA?
Unokuzisa umntu ofuna ukumthanda, kodwa kufuneka ulethe umntu owaziyo iinkqubo zeNkundla yeNtlawulo , ukukunceda ukukhusela ngempumelelo ityala lakho.
Ummeli onobungcali kunye neNkundla yeRhafu ingcono kunomntu onommeli jikelele.
Ungakwazi ukuzisa namangqina, njengamanye amatyala enkundla. Kodwa umtya wobuqhetseba obungqina awuyi kuba luncedo njengabasebenzi okanye abanye abanokuqinisekisa iindleko zoshishino lakho okanye inkxaso ngenkxaso yakho.
Ndivile ukuba kukho iintlobo ezahlukeneyo zeeNkundla zeNtlawulo. Yintoni na?
Inkundla yentlawulo inomcimbi okhethekileyo wecala obizwa ngokuba yiNkundla encinci, eqhuba njengeNkundla yeSizwe, ngamatyala angaphantsi kwama-$ 50,000. KwiNkundla eNtyala yeNtlawulo yeNtyala, inkqubo ingabalulekanga kwaye akukho caleni inokubhena. Ininzi yexesha, ukuba ufuna ukuzimela, yenza ityala leNkundla eNcinane.
Unokufaka ifowuni yakho njengecala leNkundla encinci ngokutyunjwa xa ufaka isikhalazo sakho kwiwebhusayithi yeNkundla yeRhafu. Nguwe kuphela njengomhlawuli-ntlawulo onokwenza lo mboniso; I-IRS ayikho into kulolu hlobo.
Kwenzeka ntoni emva komhla wenkundla? Ijaji lenze nini isigqibo?
Yonke into enkundleni yentela ibonakala ifana nezinye iintlobo zenkundla. Ukwahlukana kuphela kukuba ekupheleni kwetyala kwiNkundla yeRhafu, awufumani isigqibo. Kungathatha unyaka okanye ezimbini ukuba ufumane isigqibo. Kwimeko encinane, ixesha lingase libe mfutshane, kuba kukho imiba engqongqo.
Kuthekani ukuba ulahlekelwa kwiNkundla yeRhafu? Ngaba kukho inkundla ephakamileyo ongayibhenela kuyo?
Kwimeko encinane, akukho sibheno. Kwimeko yeNkundla yerhafu rhoqo, unokuya kwiNkundla yeziBheno yase-US kwisithili sakho; Unemihla engama-90 ukuba ufake ifowuni.
Ukuba iNkundla yeNtlawulo ikugweba, ngaba bayayibeka iintlawulo kunye nezohlwayo ?
Masithi i-IRS ithi iindleko zezoshishino zakho akufanele zivunyelwe kwaye unetyala elingama-20,000, kwaye bafuna ukuba ukhokhe isigwebo se-20%. Ijaji inokulawula kwimibandela yomibini ngokwahlukileyo. Unako ukuthetha ukuba unetyala le-20,000 zamawaka kodwa awukho isohlwayo okanye ugqibe ukuba kufuneka uhlawule zombini isixa kunye nesihlwayo. Konke kuxhomekeke kwiimeko ezithile zelo cala. Ijaji inokunyusa isohlwayo xa ufaka iimeko ezingenangqondo, ukuchitha ixesha lenkundla.
Ngaba ndiyakwenza iindleko zokuthatha ityala lam irhafu kwiRhafu yeNtlawulo?
Ewe, unako ukususa iindleko zakho zomthetho kunye nezinye iimeko, ukuba loo nto ihlobene kuphela neyeshishini lakho. Ukuba icala lakho lebhizinisi lidibene neerhafu zakho, uza kufuneka ubeke iifizi phakathi kobuntu kunye nezoshishino, kuba awukwazi ukukrazula iindleko zakho.
Ingaba unelungelo lokuphumelela kwiNkundla yeRhafu? Ngaba i-IRS iphumelela rhoqo?
Ngenxa yokuba i-IRS isele ihlolisise ityala lakho kuphicotho-zincwadi, amaninzi amatyala eNkundla yeNtlawulo agqitywe ngokuxhomekeka kwi-IRS. Ngaphandle kokuba umphicothi-zincwadi we-IRS akangaliphulaphuli okanye abe yi-jerk epheleleyo, i-IRS ifanele ivile imeko yakho engcono kwi- audit.
Kodwa, ininzi (i-90%) yamatyala ihlaziywe enkundleni, ngesivumelwano phakathi komhlawuli-ntlawulo (kunye negqwetha lakhe) kunye ne-IRS. Yingakho kubalulekile ukufumana igosa elifanelekileyo leNkundla yeNtlawulo ukukunceda. Indawo yokuhlala ilungele wonke umntu, ngezizathu ezahlukeneyo, kuquka neendleko zokuzisa ityala kwinkundla. Kwiindawo zokuhlala, unokulawula umphumo, kwaye i-IRS ingavuma ukuhlawula ubuncinane kunokuba ibucele ekuqaleni.
Ingongoma yokugqibela: Ukuba i-IRS ingayithobeli ngokucacileyo iirekhodi kunye nobungqina, unokufakela isikhalazo ukuba i-IRS ikubuyisele imali yegqwetha ngenxa yokuba ayifanelekanga.
Uphicotho-zincwadi zerhafu kunye neeseshoni zeNkundla zentlawulo yinkinga yomntu wonke - abatyala-ntlawulo, amagqwetha kunye ne-IRS. Banobuqili kunye neendleko, kwaye amagqwetha kuphela aphumeleleyo. Ukuba neengxelo ezilungileyo kwaye zibaveze kwi-audit zingasigcina iNkundla yentela.