Funda ngeeNtlawulo zamaGwetha

Imirhumo yokugcina abagwebi akuyona into evamile kuzo zonke iimeko. Uninzi lwabagwebi balungiselela intlawulo kuxhomekeke kwiintlobo zamatyala abaphatha ngayo abathengi. Akuyivalelwanga yenkampani yomthetho ofanayo ukuhlawulisa abathengi abahlukeneyo kwiishedyuli zeemali ezahlukeneyo. Abagcini-mali, iifizi zemali kunye neentlawulo zeplati eziqhelekileyo.

Imali yokugcina

Umrhumo wokugcina umyinge uhlawulelwa phambili phambi kokuba igqwetha liya kuqala ukusebenza kwimeko.

Imali ifakwa kwiakhawunti eyahlukileyo kwi-akhawunti yakhe yokusebenza, kwaye ihlawula ixesha layo ngokubhekiselele kuyo njengoko imeko iqhubeka. Ukuba uhlawulisa i-$ 750 ukuba uvele enkundleni egameni lakho, uya kukuthumela i-invoyisi ngeli xesha, ngokuqhelekileyo ekupheleni kwenyanga. Uya kuhlawula ngokukhawuleza, atshintshe i-$ 750 kwi-akhawunti yakhe ekhethekileyo kwi-akhawunti yakhe yokusebenza. Elinye ixesha lihlawulwa ngokumalunga nomrhumo wokugcina, kuquka amaphepha oqulunqo, iifowuni kunye nokuhambela iofisi.

Unokucelwa ukuba uhlawule umrhumo owongezelelweyo wokugcina xa uqala ukuphelisa, kodwa oomagqwetha abanamava bahle kakhulu ekuqikeleleni ixesha eliza kufuneka bazinikezele kwimeko ukuze bakwazi ukuhlawula imali efanelekileyo yokugcina iifowuni ukukhawulela elo xesha. Ewe, iziganeko ezingalindelekanga zenzeka nakweyiphi na imeko, ukuphonsa uqikelelo lokuqala lommeli.

Iimeko ezibandakanya ukubonakala kwamatyala amaninzi kunye nokufayiliwa kwamaxwebhu kudla ngokuhlawulwa ngemali yokugcina imali.

Ummeli kufuneka akunike isivumelwano sokugcinwa esibhaliweyo, uchaze indlela aza kuhlawulisa ngayo kwaye kuya kwenzeka ntoni ukuba imali yakho yokugcina iyancitshiswa ukuya kutsho phambi kokuba ityala ligqityiwe.

Qaphela ukuhlawulwa kweemali ezingahlawulwanga. Uninzi lwemibutho yeburhulumenteni yombuso ivimbela amagqwetha ukuba ahlawule imali eninzi ngaphezu kweeyure ezingenako ukutshala imali, ukugcina nayiphi na ibhalansi engasetshenziswanga.

Unelungelo lokumisa ukumelwa ngaliphi na ixesha, kwaye akufanele ulahlekelwe yimali yakho ngenxa yokuba awuhlali ujabule kwintsebenzo yegqwetha lakho - nangona ukungahlali kwakho kulungile. Phendula ummeli ukuba ubona igama elithi "elingenakuhlawulwa" kwisivumelwano sakhe sokugcina ukuze ufumane oko kuthethwa ngako. Ukuba awunelisekanga ngempendulo yakhe, khangela enye igqwetha.

Imali e

Ummeli unokuthi acacise imirhumo ethe xaxa emisebenzini engayi kufuna ukumela ngokuqhubekayo - iimeko ziza kwenzeka kwixesha elilodwa. Igosa linokuthi lihlawulise intlawulo ephathekayo ukuze ifake kwaye ibhalise iqumrhu lakho okanye lijongise ukuthengiswa kwezindlu. Unokuhlawulwa umrhumo owongezelelweyo xa kuvela iingxaki ezingalindelekanga nezingalindelekanga. Imirhumo yeendleko eziqhelekileyo ayinakuhlawulwa.

Imirhumo yokuBambisana

Ukulimala komntu kunye neengxaki zokuphosa - ezo apho umntu wenza into engalunganga kwaye ufuna ukuqokelela imali okanye umonakalo kuye - zihlala zihlawulwa ngokukhawuleza. Ummeli akahlawulwa ngaphandle kokuba uphumelele ityala lakho, kwaye ukuba wenza ntoni, uthatha ipesenteji yakho yokuhlala okanye inkokhelo yenkundla. Akufuneki ukuthetha, oku kunika igqwetha linye inzuzo ebalulekileyo yokukulwela kwaye iphumelele.

Ezinye iintlawulo kunye neendleko

Imirhumo yee-Attorneys ayifumaneki ngokuthe xaxa, kungakhathaliseki ukuba bahlawuliswa njani.

Iindleko ezinjengeemali zokufaka iintlawulo zenkundla kunye nemirhumo yeengcali zihlawulwa ngokuchasene nomrhumo wakho wokugcina ngaphezu kwexesha lommeli. Ezi ndleko zivame ukuphinda ziphinde zihlawulwe kwiimeko zamatyala ezingxamisekileyo, ngokunje kwipesenteji iindleko zommeli. Igosa lingakhokhela ezi ndleko egameni lakho, ziphinde zibuyiselwe yona kwi-retainer yakho, okanye unokucela ukuba ubhale enye ingotshe xa kufika ixesha lokubahlawula.