Ukugcinwa kwezinto kungasebenza kanje: Uza kuhlawula ummeli wakho $ 500 ngenyanga malunga neenkonzo zomthetho ngaloo nyanga. Ukuba unombuzo okanye udinga umcimbi ophathwayo, uvela kwisixa sokugcina.
Ukuba awusebenzisi ixabiso elipheleleyo logcino, kwiimeko ezininzi ungeke ufumane imali okanye umboleko kwinyanga ezayo.
Ukuba usebenzisa ixesha elingaphezulu kunexabiso lokugcina, liya kufuneka uhlawule imali eyongezelelweyo.
Ukugcina Umkhondo womgcini-mgcini
Amanqaku amabini ukuphawula njengoko usebenza nommeli wakho:
Ukuhlola umsebenzi ozaliswe
Njengoko usebenza kunye negqwetha lakho, kufuneka ufumane incwadi yokuhlaziya rhoqo ngenyanga. Ileta kufuneka ifake ifom yeenkcazo zemali kunye neenkcukacha zomsebenzi owenziwe ngokubhekiselele kumgcini wokugcina, ixesha elihlawulweyo yento nganye yomsebenzi owenziweyo okanye odibaniselwano owenziweyo, kunye nenani elihlawulelwayo. Ukuba awufumani ileta nyanga zonke, cela enye.
Ukuhamba ngaphezu koMgcini-mali
Igosa elilungileyo liyakukuphawula xa imali ehlawulwayo isondela kummandla ophezulu kwi-retainer. Igqwetha lakho kufuneka likuxelele nokuba kufuneka imvumelwano entsha yokugcina okanye ufumane imvume yakho ukuba uhambe phezu kokugcina. Abanye amagqwetha baya kufaka isigatya esivumelwaneni esichazela ukuba uyavuma ukuhlawula nangemva kokuba i-retainer ihlawulwe.
Izinzuzo zoMcebisi woMgcini-mali
- Isilungiselelo sokugcina isibonelelo kumxhasi kunye negqwetha. Ummeli unesiqiniseko semali yenyanga, kwangaphambili. Oku kunceda xa umxhasi ehlawule ukuhlawula.
- Isilungiselelo sokugcina isiluncedo kumxhasi kuba unikezela uhlahlo lwabiwo-mali lwemali.
Yintoni edibeneyo kwiNcwadi yoLondolozo?
Enye indlela yokuqinisekisa ukuba kukho ukuqonda okupheleleyo malunga nemirhumo kukucela incwadi yokugcina evela kummeli wakho. Ayikho into efana ne "leta" yokugcina incwadi, kodwa kukho izinto eziqhelekileyo ezifakwe kwiincwadi ezininzi zokugcina:
- Isixa sokugcinwa kokuqala, esicaciswa rhoqo ngokuba "sihlawulwe xa sihlawulwa" (ngamanye amagama, ayibuyiswa)
- Izindleko zokuhlawula iindleko malunga nokugcina. Le mirhumo yokuhlawula iibhenki kwenkampani kunye nabasebenzi bayo imiselwe (a) imfundo, (b) namava eminyaka, kunye (c) nobugcisa obukhethekileyo. Ngamanye amagama, iqabane elijongene nalo liza kuhlawulisa ngaphezu kommeli omtsha.
- Iindleko ezongezelelweyo ezinokuhlawuliswa, ngaphezu kwenkqubo okanye ukufakwa kwintlawulo, njengendleko zeenkundla, iindleko ngexesha lokufumanisa inkqubo (kubandakanywa idiphozi kunye neengxaki) zokuhamba ngeendleko, ukuposa, ukukopisha, iindleko zefowuni ezide kunye nabanye.
- Ubume bentlawulo kunye nemigomo . Ngokuqhelekileyo, iibill zithunyelwa ngenyanga, zibonisa iindleko zenyanga edlulileyo kunye nemali yokugcina. Iindleko ezongeziweyo, okanye iimali ezongezelelweyo zokugcina, zidla ngokuba ngenxa "xa zifumene."
- Kwenzeka ntoni ukuba awuhlawuli . Umvuzo unokuba ngumrhumo wenkonzo (inzala) kwibhalansi engaphezulu, uxanduva lwakho kwiintlawulo zenkundla, kunye nokumiselwa kwekhonkco kumaxwebhu kunye nepropathi enegqwetha (ngamanye amazwi, awufumani izinto zakho uhlawula umrhumo webhiliki).
Ezinye iindidi zabagcini
Abaninzi abaqeqeshi basebenza ngokugcina. Ngokomzekelo, umyili wezobugcisa angasebenzela ukugcinwa komthengi othile. I-retainer ingasetwa kwiintlawulo zenyanga, zonyaka, okanye ngeprojekthi. Ubungcali busebenza ngokusemthethweni kwi-retainer, kwaye kufikelela kumxhasi ukuqinisekisa ukuba inani le-retainer lisebenza rhoqo ngenyanga.
Ngokomzekelo, ukuba umyili wezakhiwo u-$ 1000 ngenyanga, loo bhili mali kufuneka ihlawulwe nangona umyili wezinto angayenzi i $ 1000 yomsebenzi ngaloo nyanga.
Eyaziwayo Njenge: iimali zomthetho