Iimbuyekezo zongezelelweyo ngezinye izihlandlo ziyakuthatyathwa ngexabiso eliphantsi
Lelo lilungu eliqaqambileyo lokulingana. Wonke umntu ufuna ukufumana ezo zinto. Kodwa umvuzo ongezelelweyo unokuhlawula ngokuthe ngqo umvuzo, kwaye oku kunokubangela ukuba abanye abakhokheli bahlawule ngaphezulu.
Iindlela ezimbini zokubala
Ingxowa yerhafu yombuso kwimali eyongezelelweyo ingabalwa ngenye yeendlela ezimbini kuxhomekeke kwindlela umvuzo ohlawulwa ngayo.
Xa umvuzo ongezelelweyo uhlawulelwa kwi-paycheck efanayo njengentlawulo ehlawuleyo, irhafu yengeniso ibalwa ngokufanayo kunye nokuhlawula rhoqo. Yinto enhle. Kodwa ukuba umvuzo wongeziweyo uhlawulelwa ngokwahlukeneyo, unako ukuhlawulwa kwireyithi ye-IRS yongeziweyo, kwaye le nqanaba li-22 ekhulwini ngo-2018.
Unokujonga i-IRS Isaziso 1036 ngolwazi olungakumbi malunga nokubambelela okuqhubekayo kunye nokunciphisa amaxabiso okubamba, kodwa uhluke iipesenti ezingama-22 kwiibhakethi zerhafu zango-2018. Ingeniso rhoqo ayihlawulwanga kwipesenti ezingama-22 de kubekho umhlawuli-ntlawulo omnye ofumana i-38,701. Ihlawulwe iipesenti ezili-12 ukuya kuleyo myingeni, ngoko kunokwenzeka ukuba umqeshwa ofumana i-38,700 zama-akhawunti angagqiba ukuhlawula umyinge kumvuzo ongezelelweyo ophantse kabini.
Ukuqwalasela ngakumbi iMigaqo
I-IRS icacisa ukuba ukukhutshelwa kokuncedisa oku kunokuncediswa ukuba umqeshi uye walahla irhafu yengeniso kwimvuzo rhoqo kwaye ukuba umvuzo ongezelelweyo awuhlawulwa ngexesha elifanayo nje ngomvuzo oqhelekileyo.
Umvuzo wokuncedisa umvuzo ungaphinda usebenze ukuba umvuzo ongezelelweyo uchazwe ngokwahlukileyo kwiirekhodi zokuhlawula umqeshi.
Ukuba le miqathango idibeneyo, umqeshi unelungelo lokukhetha indlela yokubala ukuyisebenzisa. Unako ukugodla kwinqanaba eliqhelekileyo lomqeshwa okanye ngezinga elongezelelweyo.
Ukongezelela, ukuhlawulwa kweendleko ngamanye amaxesha kungabalwa njengemvuzo eyongezelelweyo ngokwemiqathango ephezulu. Oku kuya kwenzeka ukuba unelungelo lokufumana i-reimbursement kumqeshi wakho ngenxa yeendleko ezithile ezinxulumene nezoshishino eziya kuhlawulwa irhafu kuwe ukuba uthe wazithengisa irhafu yakho kwaye awuzange uhlawulelwe. Ukuba unikezela iirisithi kwiindleko kumqeshi wakho kwaye ukubuyiselwa kwemali kwakungaphezulu kweyona nto uyenzile ngokwenene, ummahluko umelela umvuzo wongeziweyo.
Kwaye abo bantu abangaqhelekanga abanokufumana imali engaphezu kwezigidi eziyi-1 kwimirhumo eyongeziweyo, akukho ndlela yokubala isebenza. Umqeshi wakho makabambelele kwizinga eliphezulu lentlawulo ye-federal, engama-37 ekhulwini ngowama-2018, ngaphantsi komyinge we-39.6 wepesenti ngonyaka ka-2017 ngenxa yoMthetho weCandelo loCutshulwa kunye noMsebenzi osayinwe ngomthetho ngo-Disemba 2017.
Umzekelo
Iintlawulo zeholide zihlala zihlawulwa kunye kunye nokuhlawula rhoqo. Kule meko, kufuneka ihlawulwe irhafu kwinqanaba eligcinwe ngokukhawuleza njengoko kuqinisekiswe yiFom W-4 yomqeshwa . Kodwa ibhonasi okanye ukuhlawula ikhefu ngokuqhelekileyo ihlawulwa ngokuhlukileyo ukuze ihlawulwe kwizinga elongezelelweyo.
Njengesikhumbuzo, abasebenzi mabafake iifom ze-W-4 kubaqeshi babo ukuze abaqeshi banokumisela inani lokubamba irhafu yengeniso evela kumqeshwa kuloo ntlawulo yomqeshwa.
Ukuba urhulumente wakho unerhafu yengeniso, u-W-4 wesithili kufuneka kwakhona ugqitywe ngumqeshwa ngamnye. Zomibini ifomu kufuneka zigqitywe ngokuqesha. Bobabini umqeshi kunye nabasebenzi kufuneka bahlale bekhumbula ukuba umqeshwa unokutshintsha i- federal W-4 ngasiphi na ixesha.