Inkohlakalo ibango lomntu kwisakhiwo esisetyenziswe ngumnye umntu. Umntu onamabango angathatha indawo leyo xa umboleki engenzi iintlawulo, okanye ngamanye amaxesha. Imboleko yesakhiwo kwisakhiwo se-link. Ukuba uthengisa imoto okanye iloli kwishishini lakho, i-lien ibeka kwixabiso lexabiso. Izivumelwano zikhutshwa xa zihlawulwa.
Ukuba i-asethi ithengiswa, izibhengezo zaloo asethi mazihlawulwe ngaphambi kokuba umntu usebenzisa i-asethi angafumana imali yakhe.
Kwimizekelo yemoto okanye iloli, umboleki-mali akayi kukhupha isihloko kuze kufike i-bhanti ngokupheleleyo. Kwiimeko ezininzi, unako ukusetyenziswa kwepropati ngelixa uhlawulelwa, kodwa kwezinye iimeko, umboleki / umboleki-mali uyayithatha loo propati.
Iimpawu nazo zibandakanya kwiinkqubo zebhanki , kuba zibandakanya iimali-mboleko ezikhuselekileyo kunye nokuhlawulwa kwetyala.
Indlela Ukusebenza Kwetyala
Uhlobo oluqhelekileyo lwe-link lulokuba kwisithuthi, ngoko makhe sijonge indlela i-link isebenza ngayo ukuthengwa kwemoto.
Isithuthi sithengwa kumthengisi, siqinisekiswe ngemboleko esebhankini, kwaye ibhanki ibeka ibhanki kwisithuthi kwaye ibambe isihloko kwisithuthi. Ifom ye- UCC-1 ifakwe kwirekhodi.
Umboleki uhlawula isithuthi.
Kule nkalo, kukho iziphumo ezintathu:
Isiphumo 1 : Umboleki wenza zonke iintlawulo kwaye uhlawula umboleko. Ibhanki ikhipha isihloko kuye.
Isiphumo 2: Umboleki uyayeka ukwenza iintlawulo.
Ibhanki ingasebenzisa ibango kwi-link ukubuyisela isithuthi. Ibhanki iyaqhubeka ibambe isihloko.
IsiPhumo sesi-3: Umboleki uzama ukuthengisa isithuthi ngelixa ehlawula imali ebhankini. Ibhanki ibambe isihloko, ngoko umboleki akakwazi ukuthengisa isithuthi ade abe nesihloko, ngoko ke kufuneka uhlawule ibhanki ukuze uthole isihloko.
Iintlobo zeeMpawu
Kukho iintlobo ezininzi zeengqungquthela onokuhlangabezana nazo.
Izibambiso ezixhasayo, ezibandakanya izibambiso ozivumayo xa uthengisa into ethile, njengomzekelo wesithuthi esingezantsi.
Izibheno ezisemthethweni okanye ezingavumelekanga zifunyenwe ngumntu ngenkqubo yenkundla ukubeka ibango kwixabiso lemali ehlawulwa. Iindidi zeenkundla ezisemthethweni:
Izibheno zerhafu : Ikhonkco ifakwe kwisakhiwo somntu ngumbuso, urhulumente, okanye urhulumente wengingqi, ngenxa yokungahlawulwanga irhafu.
Iingxowa zontengiso okanye umatshini : Kule meko, ikhontrakthi isebenza kumninikhaya. Umnini-mali akayi kuhlawula ikontraka, oya enkundleni ukuze afumane ikhonkco kwipropati. Ukuba umninimzi uzama ukuthengisa ipropati, i-bhanki yontraka kufuneka ihlawulwe kuqala, kunye ne-mortgage kunye nayiphi na enye iminqweno okanye izinto ezikhuselekileyo kwipropati.
Izakhiwo zokuqulunqa okanye zontrakta nazo zingafakwa kumnini wepropati ngamashishini angaphantsi angakhange ahlawulwe yikontraka. Ngokomzekelo, ukuba unonkontileka jikelele okwenza ukulungiswa okukhulu ekhaya lakho, banokuqesha i-plumber. Ukuba ikhontrakthi ayihlawulanga iplumberhi, i-plumber ingafaka ifayili malunga nepropati yakho.
Izigwebo: Izigwebo zesigwebo ziqhelekileyo kwiimeko zamatyala amancinci .
Kule meko, inkundla inikezela isigwebo kwelinye iqela. Xa elinye iqela lingayikhokheli, iqela lokuqala libuyela enkundleni ukufumana isihlomelo sokugweba malunga nepropati.
Indlela yokuLawula ityala
Ukukhululwa kwe-tiyali isitatimende esibhaliweyo esisusa isakhiwo kwingozi yokungena. Ingumqulu osayinwe usayinwe yikontrakthi ekhusela ukuba ne-lien echasene nepropati. Kufuneka isayinwe ngenkokhelo njengobungqina bentlawulo kunye nesiqinisekiso sokuthi ipropati ayinaso isigwebo.
Ngolwazi Oluthe Banzi Ngeziganeko
Fumana okunye malunga nemithetho ye-link kwilizwe lakho.