Ukukhishwa ngokusemthethweni ngo-Oktobha 20, 2014, i-Apple Pay yintlawulo yeselula kunye nenkonzo yesigodlo esivumela abasebenzisi ngalezi zixhobo ezilandelayo ze-Apple (njengale ndlela ebhaliweyo) zenza iintlawulo kwiintengiso zokuthengisa kunye ne-intanethi:
- I-iPhone 6 kunye nomtsha.
- I-iPad Air 2 kunye nemizekelo emitsha
- I-iPad Mini 3 kunye nemizekelo emitsha
- Izixhobo ezihambelana ne-Apple (ukuqala ekuqaleni kuka-2015)
Apple Pay Basics
Phezulu, i-Apple Pay ibonakala ibonakala ilula ukuyisebenzisa:
1. "Izitena kunye ne-Mortar" I-Apple Inkokhelo yokuThawula:
Abasebenzisi bamba i-Apple yabo eyiyo kwinqanaba lokuthengiswa (POS). Abasebenzisi be-iPhone babamba iminwe yabo kwifowuni ye-ID ye-Touch, kunye nabasebenzisi be-Apple Watch baya kuqinisekisa ngokuchofoza kabini inkinobho kwisixhobo sabo.
Ukususela ngo-Oktobha 2014, abayi-220,000 abathengisayo abathathi-nxaxheba, kubandakanywa nezigulane ezinzima ezifana ne-Macy's, Target, iWalgreens kunye noMcDonald's isayinise i-Apple Pay.
Ukwamkela i-Apple Pay Online:
Abasebenzisi bakhetha "i-Apple Pay" njengeendlela zabo zokuhlawula kwaye baqinisekisile nge-ID ID. I-Groupon, I-Panera Isonka kunye ne-Über zokusebenza ziya kuhambelana ne-Apple Pay ngexesha lokuqalisa. Abasebenzisi banokufaka amakhadi ekhredithi kuquka i-Visa, MasterCard, ne-American Express kwiinkonzo ngeTunes okanye ngokuthatha isithombe sekhadi labo.
Okwangoku, i-Apple Pay iya kusebenza kuphela e-United States, nangona i-Apple iceba ukunyuka kwamanye amazwe kungekudala.
Apple Pay Security
I-Apple ithathe indlela eyahlukeneyo, edibeneyo emininzi yokunciphisa ukwesaba kweentengiso ngokuphathelele ukhuseleko:
I-A. kufuphi neCandelo loLwazi loNxibelelwano lwe-Field (NFC):
I-NFC ivumela ukuthengisana okungaxhamli phakathi kwe-smartphone kunye nesiphelo se-POS.
Okumangalisayo kukuba, amaninzi amaninzi aseYurophu naseAsia anamava amaninzi kule teknoloji kunokuba i-United States kodwa iya kutshintsha kwiinyanga ezizayo neminyaka.
Iimveliso zakutshanje ze-Apple (okt i-iPhone 6, i-iPhone 6 Plus, i-Apple Watch) iya kubandakanya i-NFC chips kunye ne-ID ye-ID ye-ID ye-ID.
B. Amanqanaba aKhuseleko aMaqela amaninzi ("Ukwenyuka"):
Xa abathengi begcina idatha yekhadi lesikweletu kwiprosoft software ye-Passbook iOS, ubungqina babo buya kuqinisekiswa kwinqanaba lokuthenga nge-ID ye-ID ye-Touch. Ingaba uluhlu lweeeps, iimpsi okanye izibilini (i-iPhone) ziya kuqinisekisa intlawulo ephumelelayo.
I-Apple Pay isebenzisa iteknoloji ye-NFC encomekileyo ukuxhuma ngaphandle kwentambo yee-rejista zemali kwaye, ngenxa yeenjongo zokuqinisekisa, ivelisa iikhowudi ezikhuselekileyo zokhuseleko, i-aka "tokens", kuzo zonke iintengiso.
Abathengisi abayike bakwazi ukufikelela kumagama abathengi okanye ngamanani abo kwikhadi lekhredithi. Abayi kuba nexhala malunga nokulahlekelwa kwedatha yekhadi lesikweletu kuba abayi kuba neyokuqala. Oku kufuneka kusebenze kwi-intanethi nakwiintengiso zangaphandle.
IPhando lokuPhando kunye neNkxaso
I-Apple iqinisekise ukuxhaswa ngokubanzi kwiprojekthi ye-Apple Pay kwiibhanki, iinkampani ezinkulu zekhadi zetyala kunye nabathengisi. Iinkampani ezinjenge-Chase Paymentech, i-CyberSource (i-Visa nkampani) kunye ne-Wells Fargo sele sele iqoqe iikethi zokuphuhlisa i-software (i-SDK) kwi-API ukudibanisa kwaye inike iseshoni zoqeqesho kubaphuhlisi kunye nabaphathi abafuna ukuqala intloko kumncintiswano wabo.
Iinzuzo zokufumana i-Apple Pay kwiwebhusayithi yakho
I-Apple Pay ifuna ukuba yindlela ekhethiweyo yentlawulo yokukhethwa kokuthengiselana kokungaxhunyiwe kwi-intanethi kunye ne-intanethi. Oku kungaboniswa ngabanini- ntengiso kwi-intanethi , njengokuba esinye isithintelo kwi-e-commerce sihla.
Ngoko ungamkela njani i-Apple Pay kwiwebhusayithi yakho? Iindaba ezilungileyo abaninzi abanini-shishini be-intanethi abayi kuyenza nayiphi na imisebenzi eyongezelelweyo njengoko umniki-akhawunti wabo we-akhawunti yomthengisi uya kuhlanganisa ngokuzenzekelayo i-Apple Pay njengendlela yokuhlawula.
Abathengisi be-E-commerce banokungenisa i-Apple Pay kwiinkqubo zabo zokukhangela kwiwebhusayithi kunye nesicelo sabo esizinikezele kwishishini ("app") xa kusebenza. Iinkcukacha ze-Apple Ukuhlawulela ukuhlanganiswa akukabikwa ngokupheleleyo.
Isiphelo
Ngokubasebenzisi be-iPhone, i-Apple Pay ifanelekileyo ibe yindlela ekhoyo ekhompyutheni ekhokhwa kwiWebhu kuquka ne-PayPal engekho.
Abanini bamashishini abancinci babe ngaba bulumko ukuqhagamshelana nebhanki yabo yokuqala yokuthengisa ukuze bafumane ulwazi oluninzi malunga nendlela yokufaka i-Apple Pay kwi-platform yabo ye-e-commerce, ngaphandle koko, basenokushiya imali etafileni.