Abo bakhetha ukuzithengisa ngokwabo njengabacebisi bezakhiwo zendalo ngokubanzi baqulunqa umkhuba wabo woku:
- Ukunikezela ngeenkonzo ze-la-card kubathengi nakubathengisi ngeyure
- Iinkonzo zephakheji kwimibhobho engaphambili yexabiso ngokusekelwe kwiimfuno zabaxhasi
- Ukunikezela ngeenkonzo ezincedisayo ezifana nokuncedisa ngemibango yerhafu yepropati, ukulinganiswa kwemarike ye-inshurensi nabanye
Le nto ilungile kumThengi?
Umboleki uzuze kakhulu ukuguquguquka ekukhetheni kuphela iinkonzo abayidingayo.
Ukuba umthengi okanye umdayisi ukholelwa ukuba banako ukuthatha ezinye zezinto ezinxulumene nemiboniso yepropati , ingxoxo yesivumelwano okanye nayiphi na enye into, banokukhetha ukuhlawula umcebisi wezakhiwo kuphela ngenxa yeenkonzo abayidingayo.
Oku kungasindisa umthengi okanye umthengisi imali ebalulekileyo, njengoko umcebisi wenene akenzi umsebenzi okhululekileyo, njengama-CMA akhululekileyo, iimbonakalo zentengo yamahhala, njl. Oku kuthetha ukuba abathengisi banokufumana uluhlu oluphantsi lweentlawulo zekhomishini kunye nabathengi banokufumana iikhredithi / isaphulelo ukuba Ndihlawule iinkonzo ezinikezelwe ukuvala.
Le nto ilungile kumcebisi weZindlu ?
Umcebisi wangempela wezindlu uya kuhlawulwa ngawo wonke umsebenzi wabo. Abazithengisi ngokwabo ngokunika iinkonzo ezifana ne-CMA, ukuqhuba abathengi beenxa zonke ukujonga iimpahla, njl.
Ukubonisana neendawo zangasese kungavula imithombo emitsha yemali , njengokunceda abanini bezindlu baphikisana nokuxabisa kwerhafu yehorityhulam, baxabise ikhaya labo bathengiswe njenge-FSBO, okanye bancede i-FSBO ukuba ivalwe emva kokuba ithengi.
Omnye umthombo omtsha wezorhwebo kubacebisi bezindlu zangaphandle usebenza nabatyalo-mali. Laba bathengi abathengi kunye nabathengisi abaya kufumana indlela yokugcina iindleko zokuthenga kunye nokwandisa ukubuyela kwabo kwi-mali.
Oku kusebenza njani kuMthengisi ?
Umthengisi angakhetha umzekelo wokubonisana kwaye ahlawule inxalenye yoluhlu lweentlawulo eziphambili.
Le ntlawulo engabuyiselwayo yobugcisa bendawo yokuhlala ukwenza zonke ezo zinto zikhangele phambili ngaphandle kokuba uluhlu luphelelwa ngu-unsold:
- Ukufumana uhlalutyo lweentengiso kunye nokuncediswa kwexabiso
- Ukuba neefoto kunye neekhenketho ezibonakalayo zilungiselelwe kwaye zifakwa kwi-intanethi
- Kanye malunga nantoni na eyenziweyo ekuhlaleni uluhlu olungenakuhlawuliswa ukuba aluthengisi
Emva kokuhlawulwa kwangaphambili kweenkonzo, abathengisi banokuhlawula ixabiso leyure okanye iipakethe zentengiso kunye neenkonzo zokuvala.
Isebenza njani kubathengi ?
Ukuba umthengi, ingakumbi umtyalo-mali owenza izinto ezininzi , ufuna ukugcina imali ekuthengweni kwepropati, banokukhetha umzekelo wokubonisana. Oku kuya kubavumela ukuba bangakhetha oku:
- Ukuhlawula iiyure ukubonisa iimpahla
- Fumana impahla yabo ngaphandle koncediso
- Ukuhlawula umcebisi ngeyure ngeenkonzo zentengiso
Ukusebenzisa le ndlela, umcebisi uyahlawulwa ngawo onke amaxesha / umsebenzi kunye nomthengi angasindisa imali. Ukuba ukuhlawula njengoko behambayo, umthengi uya kubongwa / ahlawule i-commuter side side commission ekupheleni, njengoko sele sele ehlawulele iinkonzo zabo.
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Ukuthatha indlela yokuba yingcali ngokubaluleka ukuzisa etafuleni kwimicimbi yokuthengiswa kwezindlu , umncedisi wezakhiwo zendawo angenza isenzo sazo njengokuba ngummeli okanye umgcini-mali.
Sinikela ixesha lethu elininzi kunye nobuchule kule shishini njengeqhinga lokuthengisa . Zingaphi ii-CMA zamahhala ozenzileyo? Ingakanani igesi kunye nawaphi iiyure ozichithileyo kubonisa iipropati zabathengi kwaye ungaze ufike kwiintengiso?
Sisebenza kwi-contingency ngaphandle kokulawula. Ithetha ntoni le nto? Nangona amaninzi ngamagqwetha aya kuthatha ityala ngokungahlawulwanga kuphela xa aphumelela, ahlolisise imeko kwaye athathe isigqibo ngokusekelwe kumandla alo kunye nokukwazi ukuphumelela. Ngakolunye uhlangothi, sivakashele ngokukhululekileyo kunye nokuhlaziywa kwekhaya nje ngokuba nelungelo lokukhuphisana nokuluhlu lwamanye amanxusa . Kuninzi kakhulu kule mizamo yokuchitha. Siza kusebenza kunye nabathengi abangenakuyinto enzulu malunga nokuthenga njengoko bathetha kuthi. Ubuncinane ummeli uyazi ukuba umthengi wakhe ufuna ukuya enkundleni aze aphumelele.
Kunengqiqo ukunika umthengi wakho, umthengi okanye umdayisi, ukukwazi ukwabelana ngengozi kwaye ulondoloze imali ngokufanelekileyo. Ukuba umthengi okanye umdayisi uhlawula ngeyure ukuba siwathathe kwisivumelwano ngokuvalwa, kwaye idibaniso liwela ekuhlolweni, umcebisi wezakhiwo zendawo uhlawulelwa ixesha kwixesha lokuphela. Kucacile ukuba, umthengi wethu unesizathu sokubakhuthaza ngokucacileyo kwiintetho zabo kwaye bafune ukuvalwa.
Emva koko kukho uhlale ekholiswa ngumcebisi ohlawulelwayo lonke ixesha kunye nobuchule bakhe, enikela okuncinci okanye angabikho nto, kwaye banandipha ubomi ngokuvisisana nolwazi lwabo namakhono abo.
Kutheni kungabikho iindawo zokuthengisa ezithengiswayo ezithengiswayo ekufumaneni ubuqili?
Ngokulula, abathengi abaqondi ukuba bahlawula iinkonzo abayifumanayo ngoku phantsi kwekhomishini yekhomishini yangoku. Babona kuphela imali ephuma kwintengiselwano engavuthela kwaye baza kufuneka baqale.