Indlela abaPhezulu beZindlu eziPhezulu bezoThuthukiswa ngayo i-RESPA

Ngaba Uyazi ukuba i-RESPA ichaphazela njani umsebenzi wezakhiwo?

I-Congress yenze uMthetho weNdawo yokuHlaliswa kweeNdawo zangaphandle, obizwa ngokuba yi-RESPA, ukukhusela izenzo ezingekho phantsi kokuziphatha kunye nokusetyenziswa kakubi kweentengo kwiintlawulo zokuhlaliswa kwezindlu. Ngaphambi kokuba umthetho uthathelwe, abathengi babexhatshazwa ngabasebenzi bezakhiwo kunye nababoneleli ngeenkonzo zokuvala xa befikile kwiindleko abazihlawulela ukuvala emakhaya abo.

Ngaphambi kweRPAPA

Iindleko ezingadingekile ezihlawulwe kubathengi ziquka:

• Iingxaki zokuhlaselwa zihlawulwe ngokuthunyelwa kwiijenti zokuvala.
• Amalungiselelo oshishino okhokelela kwiintlawulo zeenkonzo zamatye ezingenanto.
• Amalungiselelo amashishini axhamlileyo abone abathungi bezindlu zangasese bathetha abaxhasi kwiinkonzo abanakho ngokupheleleyo okanye ngokuthe ngqo.
• Amalungiselelo okuthengisa angabhalwanga phakathi kwababoneleli ngeenkonzo.

Imisebenzi enqatshelwe yi-RESPA

Ngenxa yesiphumo se-RESPA , ama-arhente ayavunyelwa kwezi zinto zilandelayo:

• Ukwamkela nayiphi na into exabisekileyo yokudluliselwa kwiijenti zokuvala.
• Ukwamkela uncedo lokuthengisa okanye indawo yezibhengezo kumniki-wesevisi wenkonzo.
• Ukuba nomdla wobunini kwinkonzo yokuhlawula kunye nabathengi ababhekiselele ukuba basebenzise inkonzo ngaphandle kokudalulwa okufanelekileyo.
• Ukuthatha inxaxheba kuyo nayiphi na intengiso okanye inkonzo enokubangela iintlawulo kumboleki ukuba aziqhelekanga okanye iinkonzo ezingenanto.

Akukho nto ingxaki ukuba unobunini bomninimzi kwiinkampani zetayiti kwaye ubhenkisele ishishini kuloo nkampani. Nangona kunjalo, kukho imigaqo ecacileyo yexesha kwaye kufuneka udibanise njani ubudlelwane bakho kunye noshishino kumthengi .

Kananjalo awukwazi ukunyanzelisa umsebenzisi ukuba asebenzise inkonzo nje ngokuba unomdla wobunini kuyo. Ngokumalunga nokuthengisa ubudlelwane phakathi kwabanikezeli benkonzo bahamba, kukho imimandla engcolileyo, ngoko qaphela. Iintlawulo zizinzileyo, kwaye abanye abaqeqeshi bezindlu balahlekelwe iilayisenisi zabo ngenxa yokuphulwa kwemithetho ebekwabiweyo yokumaketha.

Ukongezelela, akuvumelekanga ukuba inkampani yenkampani ithi:

• Ukubonelela ngeengcali zokuthengisa okanye ukuthengisa ngokukhululeka okanye isikhangiso ngokutshintshiselwa ukuhanjiswa.
• Ukubonelela ukutya okukhululekile ukuvula izindlu.
• Ukuxhaswa kwezemidlalo, njenge-real estate brokerage yenkampani ye-golf yonyaka.
• Ukubonelela nayiphi na into enokubaluleka ngokutshintshiselana nokuthunyelwa kwabafundi bezakhiwo.

Imisebenzi evunyelwe yi-RESPA

Abathengi bempahla bangabandakanyeka ekuthengiseni ngokubambisana kunye neenkampani zetayiti kwaye bazinike ezindlwini ezivulekileyo, kodwa imithetho yokuthobela iyagqitywa. Abameli bezindlu kunye nababoneleli ngeenkonzo zokuvala banokubandakanya kule mi sebenzi elandelayo:

• Ababoneleli ngeenkonzo zangasemhlabeni, njengabantu abanokuvala, banokwabelana ngesithuba sesikhangiso kunye nabarhwebi bezindlu ezihlawula imali yabo.
• Ababoneleli ngeenkonzo zangaphandle banokubonelela ngempahla / izinto zokupapasha ezithwele iipostiki zabo kwiintengiso zendawo. Izinto azikwazi ukuthwala i-agent ye-estate okanye i-logo yomthengisi.
• Ababoneleli ngeenkonzo banokubambisana neposi ngokuthe ngqo ukuba i-arhente yendawo yokuhlala ihlawula isabelo sayo seendleko.
• Ababoneleli ngeenkonzo banokuya ezindlwini ezivulekileyo kwaye bakhuthaze amashishini abo kuphela.

Ezi zimbalwa zendawo zokuthengisa eziye zaba yingxaki kubadayisi bezindlu zangaphambili. Ubudlelwane bezoshishino buya kuba nzima, ngoko ke ubaleke naziphi na izigqibo malunga nokuthengisa okanye ukuhanjiswa kwezorhwebo ngummeli onolwazi malunga ne-RESPA ukuba unemibuzo okanye ukukhathazeka.