Ngaba iya kunceda abaqeshi bahlawule iRhafu ngexesha?
Izizathu Ezintathu Ufanele Uhlawulise Ixesha Elihlawuleyo
Ukuba umqeshi akakhokheli irenti ngexesha, kufuneka uhlawule umrhumo wokugqibela.
Kukho amaqela ambalwa awanakukuvumela ukuba uhlawule abaqeshi bakho umrhumo wexesha elifutshane kunye nabanye abaya kubeka inani eliphezulu kwimali onokuyihlawulisa, ngoko qiniseka ukuba ukhangele umthetho womqeshi welizwe. Izizathu ezintathu zokuhlawulwa kwexesha elide zizuzisa:
- Iimali zeBhilidi zomnini-mboleko zifunyenwe- Kubalulekile ukuba ufumane irenti yabaqeshi ngexesha lakho ngenxa yokuba unayo iindleko zokuhlawula kwakhona. Ukuba umqeshi akakhokheli irente yakhe kwinyanga yeshumi kwaye unayo iindleko zowesihlanu, unokuba nobunzima ukwenza iintlawulo zakho.
- Ukuba i-Tenant Falls emva kweNkcitho, i-Hard to Catch Up- Emva kokuba umqashi ewa emva kwentlawulo yakhe yentlawulo, kuba nzima kakhulu ukuhlawula irente ngonyaka.
- Ukuhlawulwa kwexesha elizayo Kuya kuba yinto yokuhlala- Ukuba akukho sihlwayo sokuhlawula irente ngelo xesha, akukho nzuzo yokuhlawula irente ngexesha . Ngako oko, umqashi angaba lula kumkhwa wokuhlawula irenti ngolweshumi elinesihlanu lwenyanga, endaweni yokuqala.
Qinisekisa xa iRhengi iCatshangelwa Ngethuba elide
Kufuneka uthathe isigqibo xa ukuhlawulwa kwerenti kuqwalaselwa ngokukhawuleza. Kufuneka ucacise kwisivumelwano sakho sokuqeshisa ukuba nayiphi na irenti engayifumanwanga ngo- "X" umhla uya kuqwalaselwa emva kwexesha. Kufuneka ukhangele imithetho yomqeshi womnini - mhlaba , kuba amanye amazwe aya kufuna ukuba unike abaqeshi ithuba elithile, ngelixa abanye bengenzi.
- Akukho Period yeGrace
Ngethuba nje ilizwe lakho likuvumela, unokugqiba isigqibo sokuba irenti ibangelwe ngosuku oluthile ngaphandle kokungabikho okanye izandiso. Ukuba irenti ibangelwe ngowokuqala kwenyanga, ke nayiphi na irenti efunyenwe emva kokuqala kwenyanga inokucingwa emva kwexesha.
- Ixesha lenceba
Unokugqiba isigqibo sokuba uya kubanika abaqeshi iifestile kwithuba apho bangahlawula irente ngaphandle kwesihlwayo. Ukuba irenti ibangelwe ngowokuqala kwenyanga, kodwa unikezela abaqeshi ithuba leentsuku ezi-5, kwaye nayiphi na ireyiti engayifumanwanga ngowesihlanu kwenyanga iya kuqwalaselwa emva kwexesha.
Inani elihlawulekileyo lemali
Imali oya kuhlawulwa kuyo imali yokugqibela kufuneka iguquke ngokusekelwe kwintengo yokuqeshisa. Intlawulo ye-$ 50 yokuhlawulwa kwexesha lokuqashisa ngokukhawuleza inengqiqo ye-$ 1000 ngenyanga yerenti. Kubani umntu ohlawula i-$ 5,000 ngenyanga, i-$ 50 yexesha elizayo ayiyi kubonakala ininzi. Kule meko, into eninzi kwi-R50 250 iya kuba yanele.
Amanye amazwe aya kufuna ukuba ungahlawulanga ngaphezu kwepesenti ethile yerenti yenyanga njengemali ehlawulezileyo. Ngokomzekelo, eMaine, awuhlawulanga ngaphezu kweesine ekhulwini zerenti njengemali ehlawulezileyo.
Nini ukuqokelela iRhafu eDlulileyo
Iinkcukacha zomrhumo wokugqibela kufuneka zifakwe njengesigatshana kwisivumelwano sakho sokuqeshisa. Oku kubandakanya umrhumo wexabiso elikufutshane kunye nenyaniso yokuba imali yokugqibela iyakuthi iqokelelwe ngexesha elifanayo ukuba irente ehlawuleyo ihlawulwe.
Ngaba Uya kwamkela iintlawulo ezikhethekileyo?
Kufuneka wenze isigqibo sokuba uya kwamkela iintlawulo zentlawulo ekhethiweyo. Inkokhelo ekhethekileyo ithetha ukuba umnini-mali uhlawule irente zabo kwiimfakelo, njengesiqingatha kwinyanga yokuqala, ngekota ukuya kweyeshumi elinesihlanu kunye nekota ngeyamashumi amabini.
Kufuneka ukhangele imithetho yomqeshi wendawo yokuhlala. Kwamanye amazwe, ukwamukela inkokhelo yokuqeshisa inxalenye iguqula imiqathango yesivumelwano sokuqeshisa. Naliphi na imali owamkeleyo ingaqwalaselwa yerenti entsha yenyanga leyo yunithi. Ukongezelela, kwezinye iindawo, xa ufumana inkokhelo encinane, awukwazi ukuqokelela nayiphi na imali eyongezelelweyo ukusuka kuloo mqeshi kwinyanga leyo.
Kukho imiba emihle nembi yokwamkela inkokhelo ekhethekileyo. Inxalenye entle kukuba ubuncinane ufumana imali. Into embi kukuba xa umqeshi ewela emva kwesinye, kuya kuba nzima kunabo ukuba benze intlawulo yabo ezayo ngexesha.
Ukwamkela iintlawulo ezikhethileyo kulungile ngoba, kwezinye iindawo, ukuba uyamkela intlawulo ekhethekileyo emva kokufakela ukukhupha umqeshi , kufuneka uqale inkqubo yokukhutshwa kwakhona.
Abanye abanikazi bempahla bayamkela intlawulo ekhethekileyo kwaye abanye bayayamukela kuphela imali epheleleyo kanye kanye. Kumele uthathe isigqibo sokuba uza kusebenza ntoni kuwe nemithetho yakho yombuso.
Ukujongana Nokungahlawulwanga
Ukuba umqeshi akakhokheli irente yenyanga, kufuneka ufake ifayile yokukhupha umqeshi. Imithetho yokukhutshwa kombuso iyahluka.
Kwamanye amazwe, unokufakela ukukhutshwa ngokukhawuleza emva kokuhlawulwa kokuhlawulwa. Kwamanye amazwe, kufuneka uqale uthumele umqeshi izaziso ezininzi, kuquka iSaziso sokuhlawula irhafu okanye ukuyeka , ngaphambi kokuba uqale inkqubo yokukhutshwa. Kufuneka uqalise inkqubo yokukhutshwa ngokukhawuleza xa imithetho yakho yomgaqo-nkqubo ivumela ukuhlawulwa kwemali engekho yintlawulo ngenxa yokuba idla ixesha elingaphezu kwenyanga ukukhupha umqeshi.