Yenza i-Charity Providing Investment, Not A Guess
Ukunikela ixesha okanye imali kwizizathu ezincedo ziyingxenye ebalulekileyo yobomi abaninzi baseMerika. Ukunika kusinika ithuba lokuncedisa imibutho echaphazela kakuhle ihlabathi, isinika into enokuziva, kwaye sinokubonelela ngabanikeli abathile ngokuncitshiswa kweerhafu .
Kodwa kunye nezibonelelo ezingaphezulu kwezigidi ze-IRS ezibhaliswe kwi-US, ukunikela kunokuba yinkqubo yokudideka kwaye ngezinye iinkxalabo. Uyazi njani ukuba inceba yenza umsebenzi omuhle? Ingaba loo ngxowa-mali yokuxhaswa ingxowa ingaba yinto Ngaba ndinokuqiniseka ukuba lo mnikelo uvunyiwe yi-IRS? Ndiyayazi njani ukuba yintoni inceba eyenza umsebenzi omhle wokulungisa umcimbi othile?
Ukunikezelwa ngokukwaziyo Ukunikezela ngokuphumelelayo
Ngethamsanqa, kukho inani elinyukayo lemibutho yenkampani yesithathu engenokukunceda ukuhlenga kwiintlungu zehlabathi elingenzi nzuzo. Ezinye zale mibutho ye-vetting kunye ne-rating zijolise kwiintlobo ezithile zontando, njengamazwe ngamazwe okanye ubuhlwempu. Abanye banamathele kwizibonelelo ezinobungakanani obukodwa, ngelixa abambalwa banxulumana nomgca wendlela encinci yemibutho.
Cinga ngesibonelelo sakho sokunceda njengentlalo-mali ekudaleni ihlabathi elingcono. Awuyi kufaka imali kwinkampani ukuba unganamathemba kwikhono lekampani lokudala ixabiso.
Sebenzisa ezi zibonelelo ukuze ufumane izibonelelo onokukhathalela ngazo kwaye unokuzithemba.
01 - Nika
Ukuba unomdla ekunikeni inceba ekusebenziseni kwintsimi yoncedo lwamazwe ngamazwe kunye nempilo yehlabathi lonke, i-GiveWell ngumthombo ophezulu.
I-GiveWell idluliselwe ekusebenziseni idatha ukufumana amathuba anikeziweyo anikezelayo. Ipapasha iinkcukacha ezipheleleyo zohlalutyo lwayo ukubanceda abaxhasi banqume ukuba bangaphi. Bancoma nje ezimbalwa izibonelelo ezibonayo zikwazi kakhulu kwaye zinokuzuza kwiinkxaso ezongezelelweyo. Ukukhetha kwabo kugxininisa kwimicimbi yezempilo jikelele.
02 - Philanthropedia
I-Philanthropedia yenkxalabo yophando kwiingenzi-nzuzo ngokuphonononga iingcali ezifana nabaqeqeshi beziseko, abaphandi kunye nabasebenzi abangenzi nzuzo.
Ukusebenzisa iingcebiso zale ngcali, i-Philanthropedia idale uluhlu lwe "ukuqinisekiswa, ukuxhaswa ngemali." Le mibutho isebenza kwiintlobo ezahlukeneyo zelizwe, zesizwe kunye neendawo, kubandakanya ukukhutshwa kweentlekele zomhlaba wonke, ubugcisa nenkcubeko, ubundlobongela kwabasetyhini kunye nokuguquka kwemozulu.
03 - Charity Navigator
I-Charity Navigator ilinganise ngaphezu kwe-9,000 yama-charity e-America ngobukhulu ngokuphathelele kwimpilo yezimali kunye nokuphendula nokucaca.
Ungasebenzisa i-database yabo yokukhangela ukufumana ingenzi-nzuzo efana nomdla wakho okanye upheqa uluhlu lwazo olulishumi, okanye uluhlu lwabo lweenkwenkwezi ezi-4 ezilinganiselwe ukufumana iimfuno zokufumana umxholo wezinto ezikhoyo apho. Ukulinganiswa okutsha kwongezwa inyanga nganye, ngoko jonga kwakhona ukuba awufumani oko ufunayo ngokukhawuleza.
I-Charity Navigator igqibelele ukufumana uncedo olutsha olongezelelweyo kwifolthifoliyo yakho okanye ukujonga ukuba omnye uluhlu lwakho lwenza umsebenzi omhle.
Qaphela, nangona kunjalo, uludwe lwe-Charity Navigator alukho konke okubandakanya. Awuyi kufumana i-charity yakho yangasese edwelisiweyo. Akuthethi ukuba uthando alukho olungileyo.
04 - CharityWatch
I-CharityWatch yiprojekti ye-American Institute of Philanthropy (AIP) ukuba amabakala encedo ngokusebenza kwawo.
Iikhrayitheriya ezisetyenziselwa ukucacisa ibakala lothando ziquka ukuba yeyiphi inxalenye yeendleko ezizonke ezichithwa kwiinkqubo zoncedo, zingakanani uchithelwa ukuphakamisa imali nganye eyi-100 yeemali eziqokelelweyo, kwaye ixesha elide ixesha lobutyebi kunye neendawo ezinokugcinwa kweempahla ezikhoyo zingaqhubeka nokusebenza kumanqanaba angoku ngaphandle kokongeza imali.
I-CharityWatch iphinda ishicilele i-periodical, isiKhokelo sokuBaliswa kweNcedo kunye neNgxelo yokubukela .
05 - Ukunikezelwa kweSizwe
I-Universal Ukunika abantu ithuba lokuzibandakanya nokuzinikela ngamathuba omhlaba ngokubaluleka kwezinto ezizimeleyo ngokwemiqathango yoMgangatho woMgangatho oquka ukuthotyelwa koMthetho wePatrioti, ukuvota kwezimali, ukuphononongwa kolawulo, ukuqinisekiswa kwemeko engenzi nzuzo, kunye nezinye iinkqubo.
Ukunikezelwa kwe-Universal ukuvumela ukuba uhlele amavolontiya kwaye unike amathuba kwilizwekazi okanye ngohlobo lweprojekthi, okwenza kube lula ukugxila ekunikezeni kwakho kwizinto ezithile okanye inxalenye ethile yehlabathi.
06 - Iingxowa zeBright
Iingxowa ezigqithiseleyo zifana neengxowa-mali zokutshala imali. Unokukhetha ikhekethi ethile yezizathu zeminikelo yakho. Le ngxowa-mali yenza kube lula ukuxhasa izizathu ezibangela ukuba uzikhathalele, kwaye zonke izibonelelo eziye zafunyanwa kuwe,
Iimali eziBomvu sele zisetyenzisiweyo idatha kuzo zonke izibonelelo ezilapha ngasentla ukuze zenze iipembelelo eziphezulu ezichaphazelekayo ezisebenza kwiinkalo ezi-6 ezijoliswe kuyo: imo, imfundo, i-wate, ubuhlwempu, impilo kunye namalungelo abantu. Iimali eziBomvu zenza kube lula ukuxhasa imibutho efanelekileyo kakhulu egxile kwimibandela ebaluleke kakhulu kuwe.
Uyilo lwepotfoliyo yakho luyi-customizable ngokupheleleyo-umzekelo, unokubeka iipesenti ezingama-40 zepototfolio yakho ngamanzi, iipesenti ezingama-30 kwimfundo, iipesenti ezingama-20 kwimpilo, njalo njalo.
Kwaye ukuba ufuna ukufaka isibonelelo, kungekhona kwi-Bright Funds 'eyakhelwe imali kwiipotifoliyo yakho, unokongeza nayiphi na i-501c3 engenzi-nzuzo ebhalisiweyo e-United States. Isicwangciso esisodwa sokunikezela ngezibonelelo ezininzi zokuncedisa kwakhona sikuvumela ukuba ufumane ingxelo yerhafu yodwa kuyo yonke iminikelo yakho.