Ukuqhagamshela izikhokelo zokufundisa izinto kule Sampula ye-HUD-1 .pdf
Njenge-arhente yendawo yokuhlala okanye umthengisi, kuyimfuneko ukuba uyayiqonda ngokucacileyo ingxelo ye-HUD-1 yokubeka indawo. Akunjalo ukuba unokwenza izibalo kumthengi, kodwa ubuncinane kufuneka ukwazi ukucacisa ukuba yenziwa njani, okanye apho la manani avela khona.
** QAPHELA: Njengoko ukuhlaselwa kwezindlu kunye nokunyuka kwemali kunye nokuhamba kwemithetho emitsha yokuboleka imali kunye nemimiselo, izinto ezikhoyo apha ziye zajikeleza, ezinye ziye zaphela, kwaye ezinye zichazwe ngokwahlukileyo.
Kukho iimfuno ezingaphezulu zokunikezelwa kweMpahla yokuThengiswa kunye nokuThengiswa koBulungisa, kwaye utshintsho alupheli.
Indlela elula kunye neyona ndlela ebonakalayo yokusebenzisa le khokelo iya kuba. Ilinxibelelwano eziphilayo kwizinto zokufundisa eziboniswe ngezantsi. Inkqubo yokufunda kufuneka ibe lula ngale ndlela. Nangona kunjalo, ukuba awukwazi ukuthola i-.pdf okanye ngaba kunoko, zilapha iziqhagamshelo ezifundiswayo:
Ikhasi 1 le-HUD-1
- Icandelo B
- Icandelo C kum
- Inani lemali elithe xa livela kuMboleki - Le mali yintengo umthengi kufuneka ayizise kwitafile yokuvala. Lo ngumyinge emva kwegalelo lomboleki, inani lemali yokuthenga imali, kunye nayiphi na enye imali eyenziwe ngabanye egameni lomthengi. Xa kusemthethweni, le nto ingaba isaphulelo somyinge wekhomishini yomthengi.
- 200. Iimali ezihlawulwa ngu-okanye ngenxa yoBboleki-njengoko kubhekisiwe ngaphambili, umrhumo wemali-mboleko yemali uyaboniswa nge-wire okanye ukhangele egameni lomboleki. Kukho ezinye iimali ezivela kwezinye iindawo ezisemthethweni ezinokunikezelwa egameni lomthengi.
- 300. Inkcitho kwi-Setting From / To Borrower - Ngokuxhomekeke kwiintlawulo kunye nemali yangaphambili eyinikelwe ngumthengi, kunye nayo nayiphi na imali yokuthengiswa kwemali evela kumthengisi, le nto ingaba yimali yokuya kumthengi ekupheleni.
- Amanani amaninzi ngenxa yomthengisi - Emva kokuba zonke iindleko zokuvala eziqhelekileyo kunye nezinye iinqununu, le mali iyimfuneko yokuhanjiswa ngetekethi kumthengisi ekuvalweni.
- 500. Ukunciphisa kwiMali ngenxa yoMthengisi - Amanani athile angasuswa ngokusemthethweni okanye athengiswe kumthengisi, kwaye aya kubonakaliswa apha.
- 600. Imali kwi-Settlement To / From Seller
Ikhasi 2 le-HUD-1
- 700. Iintengiso zeeThengi / iiKomishoni zabaRhengi - IiKomishoni ezipheleleyo ezihlawulwe kwii-brokerage zomhlaba ezibandakanyekayo ziya kufakwa apha. Ku no kubakho kule ndawo, njengamanye amazwe afana neNew Mexico apho iirisithi zerhafu zerhafu zihlawulwa kwiikhomishini.
- I-801. Imali yokuBala iMali-mboleko - Lo ngumrhumo ohlawulwe ngumboleki-mboleko ovela kwimboleko, ngokuqhelekileyo kwiingongoma, nganye i-1% yemali yemboleko. Intlawulo enye yemvelaphi ye-$ 200,000 yokuthenga imali yayiyi $ 2,000.
- 802. Ukuhlawulwa kweMali eRhawulayo
- I-803. Intlawulo yokuHlola - Inani elihlawulwe ngumboleki-mali lokuyalela nokuhlawula i-appraiser ukuba lixabise ipropati.
- 804 --- Eminye imirhumo yemali-mboleko - Kuhlala kukho uluhlu lokuhlamba iimali ezihlawulwe ngokubhekiselele kwimali mboleko, kwaye ziya kuboniswa apha. Kuyamangalisa kubathengi abaninzi nje ukuba iindleko zabo zokuvala zihlanganiswe ngokupheleleyo ngokufumana imali.
- 901. Imali yokuThengiswa kweMali-mboleko - Kukho umyinge okhutshwe umyinge we-mortgage kunye ne-APR, i-Annual Percentage Rate. Le yilapho ireyithi isetyenziselwa imali yokuboleka imali ukuba ibonise umdla wokuhlawulelwa.
- 902 --- Elinye iqendu le-900
- 1000. IiNdawo eziLondoloziweyo ziLondolozwe ngeLender
- I-Acgregate Acct. I-Adj Line
- 1100. Iintlawulo zeetayitile - Kukho ummeli, intlawulo yenkampani yenkampani, iintlawulo ezingabonakaliyo, isihloko kunye nokulungiswa kwemisebenzi kunye neminye imirhumo njengenxalenye yale ntlawulo.
- 1200. Ukurekhodwa kukaRhulumente nokuThumela iiNtlawulo - Ezinye iindawo zineendleko zokudluliselwa kwezindlu kunye neerhafu, kwaye ezo ziza kuboniswa apha ukuba ziyasebenza.
- 1300 & 1400
Akudingeki ukuba ukhumbuze okanye ufunde konke oku. Uya kuba neqela labaqeqeshi ekucebisa wena, kuquka i-agent yakho yendawo yokuhlala kunye nabasebenzi besikhundla senkampani.