Iimeko Ezibangelwa Impahla Ephazamisayo

Imiba engakhokelela kwiiRipoti zePropati

Ipropati ecinezelekileyo ingahlala ithengwa ngaphantsi kwexabiso lemarike, ngoko ke bayathandeka kakhulu kubaphathi-mali. Ukubhengezwa kwangaphambili kunye neentengiso ezimfutshane akuzona zizathu kuphela zokufumana idibaniso kwipropati. Nazi iimeko ezisixhenxe ezinokukhokelela umthengisi ukuba axhaswe ukuba athengise impahla yakhe ngokukhawuleza kwaye kaninzi ekhutshulwa.

Imiba Eyayenza Impahla Ephazamisekileyo

1. Ukutshatyalaliswa Kokubambisana okanye Ukuhamba Ngokuqhawula -
   Ukuba isibini esinepropati esahlukileyo sihlukana, ikhaya lidlalwa ukuthengiswa. Ekubeni amaqela omabini ashukunyiswa ukuba axoshe ipropati ngokukhawuleza ngenxa yezizathu zengqondo kunye / okanye zezimali, ezi ntlobo zakhiwo zihlala zixabiso lokuthengisa ngokukhawuleza kunokuba zifumane idola ephezulu yepropati.

1. Ukufa Kwintsapho -
   Ukufa kwintsapho kunokukhokelela kwipropati ecinezelekileyo.
   • Abanikazi ababini:
     Ukuba ikhaya liphethwe ngabantu ababini kwaye elinye liyadlula, umntu oseleyo akanako ukukwazi ukuzalisekisa ukubophelwa kwemali. Baya kufaka ipropati kuthengiswa ngentengo ehlaziyiweyo ngethemba lokuyithengisa ngokukhawuleza ngaphambi kokungagqibekanga kwimali yabo yokuthenga.
   • Umnini:
     Ukuba ipropati inomnini omnye kwaye uyadlula, loo propati ihlala isetyenziswe kuthengiswa kwinto eyaziwa ngokuba yintengiso. Kwakhona iinjongo apha azihlali zifumana ixabiso eliphezulu, kodwa ngokukhawuleza ukukhulula ipropati ngokukhawuleza kwaye ulwahlule imali phakathi kwenyama eseleyo.
2. Ukufuduswa kweYobhi -
   Abanikazi bepropati kufuneka bahambe ngokukhawuleza ngenxa yokufuduswa kwemisebenzi bakhuthazwa ukuba bathengise ukuhlala kwabo ngokukhawuleza kangangokuthi abahlawulanga amabhonti amabini. Oku kudla ngokukhokelela ekuvumeleni ukwamukela umnikelo osezantsi kunokuba bekungenjalo.

1. ZeMali -
   Ipropati ephazamisayo ivela rhoqo ngenxa yohlobo oluthile lwemali. Ingakhathaliseki ukuba ulahlekelwe ngumsebenzi, ukuhlawula umtshato, umtshato, imeko yonyango okanye enye inkunkuma yemali, umnini akakwazi ukuhlawula imali yokuboleka imali, irhafu, okanye iinkonzo zikamasipala (amanzi / umkhumbi, ukuqokelela udoti, njl. propati. Umnini unokufuna ukuthengisa ngaphambi kokuba alahlekelwe intlawulo yemboleko, ngoko ke bazimisele ukwamukela intengo ehlaziyiweyo yepropati yabo ukuphepha ukwenza njalo. Enye imeko kukuba mhlawumbi sele belahlekile iintlawulo ezininzi kwaye bazama ukwenza ibhanki yabo yamkele ukuthengiswa okufutshane ukukhusela ipropati ukuba ingene kwi-foreclosure.

1. Umqathango -
   Imeko yepropati ivame ukuba ixabiso lentengiso elincinci. Ezinye iimeko eziqhelekileyo zepropati ezingakhokelela kumanani athengiswayo athengiswayo:
   • Iipropati ezifuna ukuhlaziywa - Iipropati ezihluphekileyo imeko aziyi kulungela idola eliphezulu, ngoko abathengi abazimisele ukuthabatha ezi zixhobo zingaphinda bathenge ipropati ngexabiso elincinci.
   • Iipropati ezidinga ukulungiswa ngokubanzi - Ezinye iipropati zifuna utshintsho lwezakhiwo, imifanekiso engaphezulu yesikwere, iplumbing kunye nombane kagesi, uphahla olutsha, utshintsho kwisiseko okanye ukulungiswa kwamathambo. Ezi zakhiwo ezidinga ngaphezu kwezibuyekezo ezimbalwa ezilula zihlala ziphuculwa kakhulu ngenxa yokuba i-pool yabathengi abanomdla kakhulu kuncinci.
   • Ukulungiswa kweMpahla kwi-Mid-Construction - Lezi zakhiwo kunye nokulungiswa okuye kwaqaliswa, kodwa kungagqitywanga. Ngokomzekelo, umqhubi uthenge ipropati, uqala ukulungiswa, kodwa usebenza ngemali kwaye akakwazi ukugqiba ukulungiswa. Umqhubi wabeka ipropati ithengise ukuzama ukubuyisela imali kuyo okanye ukunciphisa ilahleko zabo. Kule mpropati, umsebenzi udla ngokudinga ukugqitywa ngaphambi kokuba ipropati ihlale.
2. Impikiswano yokuBambisana -
   Ipropati ephazamisayo ingaba ngumphumo wokuxabana okanye ukuwa phakathi kwamaqela amabini anesakhiwo kwisivumelwano sokusebenzisana. Basenokungayithengi ngokungekho kulindelekileyo impahla xa ubuhlobo babo buya ngasezantsi ukwenzela ukuba umthengi onomdla angazuza kwiimfuneko zokuthengisa.

1. Ibhanki elibiwe (REO) -
   Iipropati eziye zagqitywa kwaye ngoku ziphantsi kwebhanki ziyakuthi zifumaneke kwizaphulelo ezithinteleyo. Injongo yomboleki-mali ukukhupha ipropati kule ndawo. Qaphela ukuba ezininzi zeepropati zifuna ukulungiswa okubanzi njengoko sele zishiywe ixesha elide.

Khumbula ukuba oku akulona uluhlu olupheleleyo lweepropati ezixinezelekileyo, kodwa kufuneka kukunike ulwazi olufanelekileyo lweemeko ukukhangela oko kunokukuvumela ukuba ufumane into enhle kwipropati. Khangela iimpawu zeengxaki uze ufumane indlela yokusombulula ingxaki.