Yintoni iNkundla yeMatyala?
Ummeli weerhafu unogqirha weJuris okanye i-JD degree kwaye udlulile uvavanyo lwebha kwilizwe lakho. Uye wangeniswa kwi-bar ukuze akwazi ukwenza umthetho ngokusemthethweni. Kodwa ingcali yerhafu yinto enye kwakhona. Olu hlobo lwamava luphuhliswe ngokuhamba kwesikhathi njengoko amagqwetha asebenzayo kwintsimi kwaye ahlale ehambelanayo neenguqu ezininzi ezenzeka rhoqo kumthetho werhafu.
Ixabiso leNqwelo leNkampani elincinci libiza njani?
Xa ucela igqwetha ukuba zininzi kangakanani iinkonzo zakhe eziza kukubiza, mhlawumbi uyazibamba kunye ne-haw, kwaye unesizathu esihle. Icala lakho lingabonakala lithe ngqo ekuqaleni, koko kukho inkxalabo enokuthi ithathe ixesha elingaphezulu kwelo limeyile kunokuba laliqale kulindeleke.
Umbuzo ongcono ukumcela ireyithi yakhe yehora. Ukuba uhlawula i-$ 300 ngeyure kwaye kuthatha iiyure eziyi-10 ngexesha lokuphicotha, ukubonakala kweenkundla kunye neefowuni ze-IRS ukulungisa ingxaki yakho, uza kuchitha i-$ 3,000 - ubuncinci, ungabi neengxaki ezingalindelekanga.
Abameli beerhafu abanamava ngokuqhelekileyo bahlawulisa i-$ 200 ukuya kwii-400 kwiyure ngo-2016, kodwa iirhafu zabo ziphantsi kokunyuka kwamaxabiso njengento yonke into. Lindela ukubeka umgca wokugcina ngokusekelwe kwithuba elingakanani ixesha elibhekiselele kummeli ukuba uya kufuneka afake kwiimeko zakho. Uya kuhlawula ixesha lakhe malunga nale mali ide iphume, ngoko unokucelwa ukuba ubeke enye idiphozithi ukuba lakho ityala liyaqhubeka.
Ngaba Ufuna ummeli weRhafu?
Zininzi imeko ezinokuvela kwishishini elinokubangela uncedo lommeli weerhafu, kwaye azikhawulelwanga kwizaziso zophicotho-zincwadi ezivela kwiNkonzo yangaphakathi yeNgeniso.
- Ummeli weerhafu uhlaziya iintlobo ezahlukahlukeneyo zomthetho zezakhiwo zoshishino ukuchonga oko kulungele ukuba lakho ishishini ekuqaleni.
- Ummeli weerhafu uphonononga izivumelwano zoshishino kwaye unokuncedisa ekuthathethweni, njengokuthengwa okanye ukuthengiswa kweshishini , kwaye ukuzimisela nokucebisa malunga nemiphumo yerhafu yale mikhakha.
- Ummeli weerhafu unokucebisa malunga nokunyangwa kweentengiso kunye neendleko kunye nokuncitshiswa ngexesha lokurhafisa, ngokukodwa ukuncithwa okunzima kunzima njengokunciphisa.
- Zomibini iiCPA kunye nabameli beerhafu bangakumela ekuphicothweni, kodwa kuphela igqwetha elingakumela kwinkundla yerhafu ukuba uphicotho luphelile ngokungafanelekileyo kwaye ufuna ukukhenkcela, okanye ukuba amazinga e-IRS ahlawulise.
- Ummeli weerhafu unokunceda ukufumana ifom yeyona ndlela ifanelekileyo yebhanki kwiimfuno zakho ukuba ibhizinisi lakho lijongane neengxaki zemali. Unokukucebisa malunga nemiphumo yerhafu yezenzo ezahlukeneyo ngexesha kunye nangemva kokuphawulwa kwebhanki.
Ukuba uthatha isigqibo sokusebenzisa okanye ukugcina ummeli weerhafu, khangela umntu ogxininise ekusebenzeni neNkonzo yangaphakathi yeNgeniso.
Abanye amagqwetha banokufumana amava amaninzi kumgangatho welizwe kodwa abaqhelanga ukuyenza kwinqanaba lezemfundo. Ufuna umntu onokukumela ngempumelelo ekuphicothweni, kwaye ngubani owaziyo ukuxoxisana nokuhlala ngokufanelekileyo kwiimeko ezinzima kakhulu. Umthetho weRhafu ungabandakanya inkundla ezininzi kunye neepaneli zentetho, ukusuka kwizibheno zolawulo kwinkundla yerhafu nakwiNkundla yeBheno yeMerika kunye neNkundla ePhakamileyo. Ummeli weerhafu ogxininise kuzo zonke iinkalo unokuba ngumcebisi, ngoko gxininisa ubuchule obuyifunayo kwiimeko zakho ezahlukileyo. Kungenzeka ukuba isebenzise i-CPA ngeenjongo ezithile, ezifana nokulungiswa kweerhafu okanye ukukhokelwa ngokubanzi, ukugcina igqwetha ngemibandela enzulu kunye nemiba.