Kutheni iShedyuli ekhulileyo yeeAkhawunti ezithengiweyo kubalulekile
Ishedyuli yokuguga yindlela yokufumanisa ukuba abathengi bahlawula iibhokhwe zabo ngexesha lokuthenga ngetyala elichazwe kwiimali zentengiso yekampani. Nsuku zonke ukuba umthengi ukhawuleze ukuhlawula kwi- akhawunti yakhe iindleko zeenkampani yakho kwimali yokujonga imali, ngoko ulungiselela ishedyuli yokuguga ukuqhuba umgaqo-nkqubo wakho wokuqokelela ibalulekileyo lemeko yolawulo lweshishini.
Ukuba ufumanisa ukuba ipesenteji ephakamileyo yabathengi bakho ihamba ngokukhawuleza ekuhlawuleleni iindleko zabo, kufuneka uhlolisise kwakhona i-credit and collections policies kwaye wenze utshintsho oluthile.
Umzekelo weShedyuli eliguga kunye nendlela yokuhlalutya ngayo
Nasi umzekelo weemali ezifumana i-akhawunti yokuguga kwenkampani. Le nkampani inama- $ 100,000 kwiingxelo ezifunyenweyo. Banikezela isaphulelo ukuba abathengi bahlawula iibhili kwiintsuku ezili-10, okuyixesha lokuphuhlisa. Yingakho ubona umgca wokuqala wehedyuli yokuguga njengeentsuku ezingama-0-10. Ukujonga etafileni, unokubona ukuba i-20% yabathengi beenkampani zithatha isaphulelo semali esinikiweyo.
IShedyuli eguga
| Ubudala beAkhawunti | Isixa | % Inani elipheleleyo leReceivable |
| Iintsuku ezingama-0-10 | $ 20,000 | 20% |
| 11-30 iintsuku | 40,000 | 40% |
| 31-60 iintsuku | 20,000 | 20% |
| 61-90 iintsuku | 10,000 | 10% |
| Kwiintsuku ezingama 90 | 10,000 | 10% |
| $ 100,000 | 100% |
Ixesha lekhredithi kule nkampani liintsuku ezingama-30, ngoko ke umgca wesibini wehedyuli yokuguga iinyanga ezili-11 ukuya kwe-30. Kule nkampani, i-40% yabathengi ihlawula iibhokhwe ngexesha lexesha lekhredithi kodwa emva kwexesha lesaphulelo.
Oku kuthetha ukuba i-60% yabathengi beenkampani zihlawula iibhilikhwe ngexesha, inxaxheba yabathengi abathatha isaphulelo kunye nabo bahlawula ngexesha lokuthenga ngetyala. Yiyo kuphela isiqingatha esingaphaya kwesigxina sabathengi beenkampani kunye nenkampani ezininzi, oku akwaneleyo.
I-40% epheleleyo yabathengi bekhampani bayaphulaphula iintlawulo zabo.
I-20% yimihla engama-31-60 i-delinquent, i-10% yimihla engama-61-90, kwaye i-10% yeentengo zemboleko zenkampani zingaphaya kweentsuku ezili-90 ezedlule-ngenxa. Leyo yiphesenti eninzi yeakhawunti ezikhohlisayo.
Ngokuqhelekileyo, ukuba umthengi uphakathi kweentsuku eziyi-90-120 ezedlule ngenxa yetyala, loo ntlawulo ibonakala ingenakuhlawulwa okanye ityala elibi . Kulo mzekelo, le nkampani inamaRandi ayi-10 000 kwiimali ezimbi eziphuma kwii-100,000 zama-akhawunti kwiingxelo ezifunyenweyo. Amatyala amabi ahlawulwa ngerhafu, kodwa iinkampani zingenakuzinako.
Le nkampani ngokuqinisekileyo ibandezeleka ngombono wokuhamba kwemali ngenxa yalezi zinkohliso. Ukuhamba kwabo kwemali mhlawumbi baphantsi yaye baboleka imali efutshane-mali ukuze bahlawule ezi ngxelo zeengxelo ngokubhekiselele kumsebenzi wazo. Oku kuthetha ukuba bahlawula inzala kwixeshana elifutshane, elibuhlungu ekuphumeni kwabo kwemali ngakumbi kwaye lichaphazela kakubi inzuzo.
Kubonakala ngathi kunokuba neengxaki ngenqubomgomo yesikweletu yenkampani, umgaqo-nkqubo wokuqokelela, okanye zombini. Umnini kufuneka ahlolisise kwakhona umgaqo-nkqubo we-credit and collections kwaye ubone ukuba imigaqo-nkqubo idinga ukuqiniswa. Mhlawumbi banika iitaliti kumakhasimende asematyala asemkhatsini kwaye kufuneka apheliswe. Mhlawumbi abaqokeleli ngokwaneleyo.