Iinzuzo lakho ishishini akufanele liwutyeshele
Ukuqwalasela ukuba amakhadi enkoleko ayenayo ibe yindlela yokuhlawula kungekuphela kweMerika, kodwa kwihlabathi lonke, unakho ukuphela kokuphela xa uqhuba ibhizinisi kwaye ungamkeli ukuthengiswa kwekhadi lesikweletu. Ngokomphando othembekileyo we-BAI Research kunye noHitachi Consulting kwiintando zeNtlawulo zabathengi, 41% yabathengi baye banqumla ukusebenzisa kwabo imali xa i-97% yabaphenduli iphendukela kwiintlawulo zemali kunye neentlawulo.
Oku kuthetha ukuba phantse wonke umntu waseUnited States, kuquka nabanini-shishini, banekhadi lekredithi elilodwa kwiibhokhwe zabo.
Ukuhamba ngamanqaku angentla apha, unokuphinda uphinde ucinge ngesigqibo sakho sebhanki kumakhadi-mboleko, ngakumbi ukuba awukho iikhokheji zekhadi lesikweletu kodwa ufuna ukuphucula ukuthengisa nokusebenza kwishishini lakho. Kungakhathaliseki ukuba uluphi uhlobo lwezoshishino ozibandakanyekayo kuyo, akungabazeki ukuba ukwamkela amakhadi ekwereta kuya kukwandisa ukuthengisa kwaye ngokubanzi kuvelise iziphumo ezilungileyo kwishishini. Eli nqaku, ngoko, lijonge iindleko zokwamkela amakhadi enkoleko ukuhlawula kwishishini lakho.
Ukwazisa iBhizinisi
Ukwamkela iintlawulo zekhadi lesikweletu kuya kuseka ishishini lakho kwishishini njengemthethweni. Ukubonisa i-logos yamakhadi-mboleko owamkelayo kwiwebhusayithi yakho okanye irejistri yemali iya kuba yedwa ibambe ingqalelo yomnini-makhadi kwaye ibenze ngandlela-thile ithembe lakho ishishini.
Kwakhona, ukubonelela ngabaxhamli bakho kunye nabaxhasi abathengi ngeendlela zokuthenga ngekhadi lesikweletu kuya kubakholisa kwaye banelisekile kwishishini lakho, okuyiyo nto iya kuphucula ukubekwa kwakho kwiimarike. Ngoko ke, ukwamukela amakhadi ekwereta kuya kukwandisa ibhizinisi lakho 'kwinqanaba lokusemthethweni kwaye kuhlakulele ulwalamano kunye nokuthembela ngabathengi bakho.
UkuThuthukisa iiNtengiso
Imisebenzi yecash-only will clearly restrain the sales business kwaye yenza ishishini lilahlekelwe ngamakhulu abantu abathengi abathengi. Nangona kunjalo, xa ishishini lifumana iintlawulo zekhadi lesikredenti, isiseko sabathengi saso sinokunyuka ngokukhawuleza njengoko abathengi abangakumbi banomtsalane, ngokunokwenzeka ukukhuthaza ukuthengisa. Gcina ukhumbule ukuba abaninzi abantu bakhetha ukusebenzisa amakhadi-mboleko ngenxa yokuba ukhuselekileyo, esemthethweni kwaye efanelekileyo.
Ukuphelisa naluphi na umngcipheko wokuba uhlahlo olubi
Ukuthetha ngokuvavanya kakubi, iintlawulo zekhadi zekhredithi ngokuqhelekileyo ziphelisa nayiphi na ingozi yokujongana nemiba ejikeleze ukufumana isheke elibi okanye elibi. Awuyi kuba mngcipheko omkhulu wemali yakho ekuhloliseni kakubi okanye ukuchitha ixesha lokujonga umthengi ukuhlawula ngokufanelekileyo iimpahla okanye iinkonzo.
Ukuphucula ngokukhawuleza ishishini lakho
Kwiimeko ezininzi, ukuthengiswa kwekhadi lokuthenga ngetyala kuyacutshungulwa ngekhompyutheni kwaye kuya kwenzeka ukuba kulungiswe ngokukhawuleza. Kwimeko apho le nkqubo ihamba ngokuqhelekileyo njengoko isoloko iyenzeka, ngoko ke imali leyo ifunyenwe ngokukhawuleza kwi-akhawunti yakho yebhanki yebhanki ngumprosesa kwimiba yeentsuku. Oku akuyi kukhulisa kuphela kwaye kuphuculwe ukuhamba kwemali yakho , kodwa iya kulahla imiba ehambelana nokuhlola, ukuhlawula kunye nokuqokelela i-invoyisi kubathengi bakho.
Ukubonelela iBhishini ngeSigaba sokuThola iNqanaba kunye nabaPhicothi
Kuyinyaniso ukuba ishishini linokuthi lihle emva komncintiswano xa lingawwamkeli iintlawulo zekhadi lesikredithi, ingakumbi xa abaphiswano sele bebonelela ngeentlawulo zekhadi zekhredithi. Ukuze usinde, ishishini kufuneka lamukele iintlawulo zekhadi zekhredithi, eziza kubonakala zilethe kwinqanaba lokudlala kunye nabanye abakhuphiswano kwiimarike.
Amakhadi aMatyala aqikelelekanga kwiBhizinisi
Amashishini amaninzi, ngokukodwa amashishini amancinci, anokukhathazeka ngokubandakanya iintlawulo zekhadi zekhredithi ezicinga ukuba zibiza, okwenyaniso. Ukucwangciswa kwamakhadi-ngetyala namhlanje kuye kwaba yinkampani ekhuphisana kakhulu kunye nabaprofeti abaninzi ababonelela ngeepakethi zenkonzo zorhweba ezinokusebenza kuyo nayiphi na isabelomali. Ixabiso lekhadi lokuthenga ngetyala liphantsi kakhulu kangangokuba kwanokuba ibhinqa elincinci liyakwazi ukumkela.
Kukho nawuphi na ukuba ishishini lakho lingakwamkeli iintlawulo zekhadi zekredithi; Ezi zizathu zeso sizathu sokuba kutheni ufanele ucinge ngokuzibandakanya kwi-shishini . Ngokuqinisekileyo indlela enkulu yokwandisa ukuthengisa, makungabonakali ukubaluleka kwayo kwezinye iicandelo zoshishino, ezifana nokusemthethweni.