Kodwa ngefrikansi ezahlukileyo ze-crowdfunding ukukhetha kuyo, yintoni efanelekileyo kumntu osomabhizinisi ukuba akhethe? Yiloo nto esiza kuhlola kweli nqaku.
Luhlobo luni lwe-Crowdfunding Elifanelekileyo Kwishishini Lwam?
Kubalulekile ukuqonda ukuba kukho iintlobo ezahlukahlukeneyo zokubambisa abantu kwaye ngamnye ufika ngamandla akhe. Siza kujonga uluhlu ngalunye lwe-crowdfunding, uchaze indlela olusebenza ngayo, kwaye ubone ukuba ngumdlalo omhle kwi shishini lakho.
Ulwabiwo-mali
Ukufumana ishishini ngaphandle komhlaba okanye ukubonelela ngenkunzi ukuba ikhule ngokukodwa, oosomashishini baye baphendukela kubatyala-mali bangaphandle. Kule meko, bathengisa ishishini labo kumtyalomali (okanye iqela labatyalomali) ngokubuyisela inkunzi yabo. I-Crowdfunding ineenguqu yayo yolu hlobo lwezemali: ukulingana kwabantu . Kulo mzekelo, abatyali-mali bangatyala imali encinci i-$ 500 ngamanye amaxesha ukuthenga isabelo esincinane kwishishini. Iinkampani ezifana ne-AngelList, i-OurCrowd, Seedrs, kunye nabanye ziinkokheli kule ndawo.
Iinkonzo
- Inani elikhulu lemali : Xa kuthelekiswa nezinye iindidi zokubambisa abantu, ukuxhamla abantu ngokulinganayo kunakho ukuphakamisa iimali ezinkulu. Nangona oko kungekhona ngaso sonke isikhathi, umntu ohlola abatyali-mali angabhala angenza ukuba izinto ezincinci zibonwe kwezinye iifom zenkxaso-mali, njengomzekelo wokuxhaswa kwemali-mali, umzekelo.
- Omnye umthengi / umtyalomali : Ukuba unako ukuphuma uphakamise i-$ 1 yezigidi ukusuka kuma-investors angama-100 ngaphandle kwe-crowdfunding, uya kuba nabantu abayi-100 ekutshilo ukuba benze ntoni. Abanye babo baya kuba neengcebiso ezintle; abanye abayi kuyenza. Xa uphakamisa lemali ngemali ngokusebenzisa i-crowdfunding, iipolatifti zabantu abaninzi zihlanganisa bonke abatyali-mali kunye nemali yabo kwinto enye. Oku kuthetha ukuba utyalomali omnye unokuthetha kunye nomtyalomali omnye kwitheyibhile yakho yemali.
Umxhasi
- Ayikho i-viral : Okwangoku, ngenxa yezizathu ezahlukahlukeneyo ezibandakanya inkqubo yokulawula yase-US engayithobeli ngokupheleleyo i-crowdfunding, akukho isihlwele esikhulu, esilambeleyo sabatyala-mali ababetha iiplati zezixuku, bekhangela inkampani yakutsha kunye neyona nkampani enkulu. Kulukhuni ukufumana ukulandelelana ngamacwecwe e-crowdfunding platform.
- Y oure uthengisa inxalenye yenkampani yakho : Kukho ukuthetha ukuba kungcono ukuba negalelo elincinane kwinkampani enkulu kunomnye omkhulu kwibhizinisi elincinci kodwa esi sigqibo somntu siqu. Ngaba ufuna ngaphandle kootyalo-mali?
Imivuzo-Based Based Crowdfunding
Ukuba uqhelana neKickstarter okanye i-Indiegogo kunokuba kufuneka ube nombono woluphi uhlobo lwembuyekezo oluxhomekeke kwi-crowdfunding . Kulo mzekelo, usomashishini udala umkhankaso wokubambisa imali ekuveliseni imali kwimveliso kaninzi kungekho nje ingcamango.
Abaxhasi kula ma phulo bafumana kuqala ukuthenga umkhiqizo ngamaxabiso athile.
Iinkonzo
- " Imali engabizi ": Kwi-crowdfunding-based based rewards, awuthengisi inxalenye yoshishino lakho - uzisa abalandeli bokuqala kunye nabathengi. Oko akuthethi ukuba le nto ilula- uya kusadingeka ukuba udale umkhiqizo uze uyithume ukuze ube namawaka angama-awa awalindela abaxhasi be-crowdfunding.
- Yimalunga ngaphezu kwemali : Amashishini amaninzi aphendulela kwimbuyekezo-i-crowdfunding kungekhona nje ngokuba iboniswe ukuba yindlela efanelekileyo yokuxhaswa ngemveliso emitsha okanye umgca woshishino. Kwakhona kubakha abalandeli abanobudlova, abantu abanomdla wokuba bangabalandeli bokuqala kweshishini lakho. Iinkampani ezizinzileyo ziphendukele kwiindawo ezixhamlayo zokuvavanya iimveliso kunye nabaphulaphuli babo ukuba babone ukuba baya kuphumelela xa baqalisa.
Umxhasi
- Impumelelo ingaba yintsikelelo yakho : Sifunda malunga nemikhankaso yabantu abaninzi kunye nokuphakamisa izigidigidi zeedola kwaye bahlaselwa. Oku kwenzeka ntoni? Kulungile, enye, ukuphakamisa imali yinto yokuqala yempembelelo-umkhankaso wabantu abaninzi. Kufuneka uvelise kwaye uthumele umkhiqizo. Oku kuqinisekisile ngokukhathekayo okukhohlisayo malunga neenkampani zokuqalisa nokuqala kweenkampani.
Ukuboleka Kwemakethe
Abantu baye baphendukela kwiinkcenkcesho zokukhwela ibhanki kwaye baboleka imali yokuhlawula izinto ezifana namakhadi abo esikweleti okanye ukubuyisela iikhikhiti zabo. Oontanga ukujonga ngetyala (ngoku kuthiwa, ukubolekwa kwemarike) ngoku uwamkela amashishini amancinci aphendulela kumaziko afana neLendingClub ukuba athathe imali mboleko.
Iinkonzo
- Ulunge kunabhanki (ngamanye amaxesha) : Ngontanga ukubolekisa oontanga, le fom ye-crowdfunding ingabetha inzala kwimigangatho ebhanki. Ukongezelela, amashishini anokuba nzima ukufumana mboleko kwi-bhanki angayifumana impumelelo ngokuxhamla. Ngamaxesha athile. Kusesekuseni kwaye nje kuba kungasebenza kwi shishini lakho akuthethi ukuba kukho umntu ngaphandle apho ofuna ukuboleka imali.
Umxhasi
- Amatyala amaninzi : Ukubolekwa kwemakethe yeevenkile kungoku ... ukuboleka. Oko kuthetha ukuba unomnye umboleko owufuna ukuwubuyisela. Unokufumana iirhafu ezilungileyo kodwa uya kufuneka uhlawule le mboleko.
I-Crowdfunding-Based Based Crowdfunding
Ukuba awuyiyo inzuzo, unayo ifomu yakho ye-crowdfunding. Oku akudingi ukunika nayiphi na imivuzo (njengokuba wenzayo ngokuxhaswa kwabantu abaxhamliweyo). Inkxaso-mboleko yokuxhaswa ngeminikelo yindlela yokunikezela nge-intanethi ukunikezela-engekho inzuzo iqhuba iikhankaso ze-crowdfunding, zikwabelwana ngazo phakathi kwabanikeli abanomdla, kwaye ukhulisa imali. Nantsi iindawo ezingcono kakhulu zokuxhamla izibonelelo kunye neengeniso.
Ngoko, unayo. I-Crowdfunding ivela kwiintlobo ezahlukeneyo zokurhoxisa, nganye kunye neenzuzo zabo kunye neengxaki zabo. Nguwuphi na oya kukhetha?