Ziziphi iintlawulo zeNgqesho?
Iirhafu zokungabikho kwemisebenzi zihlawulwa ngabaqeshi kwi-federal government kwaye zixhaswa ukuze kuxhaswe iingeniso zempesheni yokungaqeshwa kwabasebenzi abangaphandle kwabasebenzi. Abaqeshi bahlawula irhafu ngokusekelwe kuhlobo lwabo lwezoshishino; ukuphakama kwezinga lokungabikho kwemisebenzi kuloo hlobo loshishini, ngaphezulu kweerhafu.
Ngokomzekelo, ivenkile yokutya okukhawulezayo eneentlawulo eziphezulu ziza kuhlawulwa irhafu kwizinga eliphezulu ngaphezu kweofisi yezobugqirha enexabiso eliphantsi.
Ndimele Ndihlawule Kangakanani Umvuzo Wengqesho?
Imirhumo yeentlawulo ezingenasemsebenzini (ezibizwa ngeentlawulo ze-FUTA) zihlawulwa ngabaqeshi ngokusekelwe kumvuzo ohlawulelwayo wabasebenzi (umvuzo okanye umvuzo). Ipesenti ze-FUTA zerhafu zingashintsha unyaka ngamnye. Okwangoku (2015),
Ngo-2015, inani le-FUTA yerhafu li-6.0%. Ierhafu isebenza kwi-$ 7,000 yokuqala oyihlawula kumqeshwa ngamnye njengomvuzo ngexesha lonyaka. I-7,000 yee-dollar ishederal salary base. Isiseko sakho somvuzo wombuso sinokuhluka. Ierhafu ye-FUTA ayihlawulwanga kwimvuzo ngaphezu kwama-7,000 kwi-khalenda yonyaka.
Ngaloo ndlela, inani eliphezulu lemali yerhafu ye-FUTA yimuphi umqeshwa omnye ngu-$ 42. Imali yerhafu ayihlawulwa ngabasebenzi; kufuneka ibalwe kwaye ibekelwe bucala ngokusekelwe kumvuzo opheleleyo womqeshwa umvuzo ngamnye. Ibhizinisi lakho kufuneka lihlawule irhafu yengqesho ukuba
- Uhlawule umvuzo we $ 1,500 okanye ngaphezulu kwinqanaba lekhalenda ngonyaka, okanye
- Unomnye okanye abasebenzi abaninzi ubuncinci inxalenye yosuku kuyo nayiphi na iiveki ezingama-20 okanye ngaphezulu kwii-2010 okanye nge-20 okanye ngeeveki ezahlukeneyo ngonyaka.
Ngomhla okhoyo, unokufumana umlinganiselo werhafu ongaphantsi komsebenzi kwi-IRS ncwadi 15. Xa usenkqubo ye-FUTA, uya kukhunjuzwa ngemini efanelekileyo
Iinkqubo Zentlawulo Yentlawulo Yentlawulo Yengqesho Yaseburhulumenteni neyeSizwe Isebenza Njani?
Ngokuqhelekileyo, unokuthatha ityala kwi-FUTA yakho irhafu malunga nemali oyihlawulayo kwingxowa-mali yengqesho. Ikhredithi ingaba yi-5.4% ye-FUTA umvuzo ohlawulwayo. Ukuba unelungelo lokufumana imali engaphezulu kwama-5.4%, ireyithi yentlawulo ye-FUTA emva kwekhredithi ngu-0.6% (emva koJuni 30, 2011).
Unelungelo lokuthenga imali enkulu xa uthe wahlawula irhafu yakho yerhafu yengqesho ngokugcwele, ngexesha, kunye nomvuzo ofanayo ophantsi kwentlawulo ye-FUTA. Ukuba urhulumente wakho awuzange akhokhe imali epheleleyo ehlawulwa kwi-FUTA fund, i-credit yakho ingancitshiswa. I-IRS ineloluhlu lwamacandelo okunciphisa ukunciphisa kunye nexabiso lokunciphisa iitaliti.
Ingxowa yoThutho lukaRhulumente echaphazela njani iNtlawulo yam njengomqeshi?
I-IRS ineNgxowa-mali yokuThuthwa kweRhafu yeNgqesho ukuhlawula iindleko zokulawulwa kweerhafu zentlawulo karhulumente. Abanye bathi baboleka kule ngxowa-mali, kwaye ezinye zezo zizwe aziyibuyisanga imali. Ukuba i-state ayibuyiseli kwiminyaka emibini, abaqeshi baseburhulumenteni banokufuneka bahlawule irhafu yengqesho engaphezulu.
I-5.4% yekhredithi yombuso I-FUTA irhafu ingancitshiswa ngu-0.3% ngonyaka. Ngoko, kunyaka wokuqala, i-credit yakho iya kuba yi-5.1% kuphela kwaye inani lakho lentlawulo ye-FUTA liya kuba ngu-6.3% endaweni ye-6%.
Hlola kunye ne-ofisi yakho yokungaqeshwa kwimeko yokuhlala ukuba ubone ukuba useburhulumenteni kunye neengcikitsi ezincinci. Olu luhlu lushintsha minyaka yonke.
Ndingayifaka njani i-FUTA Taxes?
- Kwimali nganye yokuhlawula, kufuneka ugqibe iirhafu ze-FUTA ezihlawulwa ngokusekelwe kumvuzo opheleleyo wenkokhelo ohlawulwa kwabasebenzi, ukuya kuma-7000 kumsebenzi ngamnye. Bese ukwandisa eli nani ngexabiso le-FUTA yentlawulo (.06 ngoku).
- Ekupheleni konyaka ngamnye, kufuneka ugcwalise Ifomu 940 . Le fom ikucela ukuba ubale inani elifunekayo kunyaka odlulileyo kunye nemali oyihlawule ngayo. Kufuneka ungenise ibhalansi kwi-IRS, kunye neFomu 940, ngoJanuwari 31.
Funda kabanzi malunga nendlela yokugcwalisa ifom ye- Form 940-I-Return Annual Tax Unemployment Tax Return
Ndingayihlawula njani i-Federal Unemployment (FUTA) Imirhafu?
Iirhafu ze-FUTA zihlawulwa ngekota nganye, kwiigumbi apho unama-$ 500 okanye ngaphezulu kwiimfanelo zerhafu, ngokusekelwe kwiimali ozibeke eceleni kwimivuzo.
Ngoko ke, ukuba irhafu yakho ye-FUTA engakhokhelwa nayiphi na ikota ingaphezu kweedola ezingama-500, kufuneka wenze idiphozithi yesixa esingakhokhelwa ngomhla wokugqibela lwenyanga emva kokuphela kwekota. (Ngu-Aprili 30, Julayi 31, ngo-Oktobha 31, noJanuwari 31.)
Ukuba irhafu yakho ye-FUTA engakhokhelwa i-$ 500 okanye ngaphantsi, yiphathe kwikota elandelayo; idiphozithi ayimfuneko.
- Okokuqala, kufuneka ubale iirhafu ze-FUTA nganye kwi-payroll.
- Emva koko, nakweyiphi ikota apho inkokhelo yakho yentlawulo ye-FUTA ingaphezulu kwama-$ 500, kufuneka uthumele idiphozithi. Ukususela ngo-2011, zonke iifomiti zentlawulo kufuneka zenziwe nge-EFTPS (i-taxeral system deposit system. Funda kabanzi nge- EFTPS , kubandakanywa nendlela yokubhalisa kunye nokwenza iintlawulo.
- Ekupheleni konyaka, kufuneka uhlawule nayiphi na ixabiso le-FUTA elifunekayo kunyaka odlulileyo, xa ufaka ingxelo yerhafu yengqesho yonyaka kwiFomu 940.
Ndingaqala njani ukuhlawula nokubika iRhafu yeNgqesho?
Xa uqala ishishini elitsha, kufuneka ukhethe inani elindelekileyo labasebenzi kwisicelo sakho se- ID yomqeshi . Oku kunika ulwazi kwi-IRS nakwimeko yakho yokuba unembopheleleko yokuhlawula nokunika ingxelo yentlawulo yengqesho, kwaye mhlawumbi baya kudibana nawe.
Ukuba awuqhagamshelwanga, okanye ukuba unqumle kwenye into ekugqibeleni ukuba uqeshwe ngumqeshwa wakho wokuqala, unokuyifumanisa inkqubo. Ungabhalisa kwilizwe lakho (jonga ngezantsi) kwaye uqhagamshelane ne-IRS ukuqala ukuhlawula i-inshurensi yengqesho.
Ndingayifumana Njani Ngeentlawulo Zengqesho Zombuso?
Urhulumente ngamnye unenkqubo ekhethekileyo yokubonelela ngeembuyekezo zokungasebenzi kwabasebenzi kunye nokuxhasa ezo zinzuzo. Amazwe ngokuqhelekileyo abeka imali kwiirhafu ezihlawulwayo. Nolu uluhlu lwee-arhente zengqesho zorhulumente f rom kwiSebe lezeMisebenzi.