Imivuzo esetyenzisiweyo ukubala ukuGcina
Umhla wokugqibela wokufaka ifom ye-W-2 yee-annual report reportage salari kunye ne-1099-i-MISC iifomu zentlawulo zonyaka zabangewona abasebenzi ngoku nguJanuwari 31 ngamnye ngonyaka, ngomvuzo wonyaka wangaphambili kunye nentlawulo. Iifom ze-W-2 kufuneka zinikezelwe kwabasebenzi kwaye zifakwe kuLawulo loKhuseleko loLuntu ngoJanuwari 31, kunye nee-1099 ifomu kufuneka zinikezelwe ngabangabasebenzi kwaye zifakwe kwi-IRS ngaloo mhla.
Funda kabanzi malunga ne- W-2 kunye ne-1099 yeeNkcazo zeeNgxelo zeRhafu.
Okokuqala, siza kukhangela umvuzo ophezulu womqeshwa kwaye ke ukukhutshwa kweentlawulo kunye neentlawulo zengqesho kubalwa ukusuka kuloo ntlawulo ephezulu. Ekugqibeleni, siya kujonga iintlobo zeentlawulo ezingabandakanywa ekuthintela.
Uhlawulelo olunzulu lokubamba iindleko kunye neerhafu zengqesho zenziwe njani?
Ukuhlawula okupheleleyo kumyinge wokuhlawula umqeshwa kubalwe ngamnye umvuzo, kuxhomekeke kumhlobo womqeshwa. Kubaqeshwa beeyure, umvuzo omkhulu ngumvuzo weeyure owenziwa ngumqeshwa ngamaxesha eeyure ezisebenzayo, kwaye kubandakanywa nayiphi na intlawulo yeerhafu. Kubaqeshwa abahlawuliweyo, umrhumo omkhulu ngumvuzo wonyaka ngamnye womqeshwa olwahlula inani lexesha lokuhlawula. Ngenjongo yentlawulo, umrhumo ophezulu ungabandakanya:
- IiKomishini
- Iibhonasi
- Ukubuyiselwa kwabasebenzi kwiindleko ezifana nokutya kunye nokulala nokuhamba
- Intlawulo ifunyenwe ngexesha lokuphumla okanye ikhefu lokugula
- Iingcebiso
Ngamanye amazwi, intlawulo epheleleyo yintlawulo yonke eyenziwa ngumqeshwa ngumqeshi.
Kodwa ezinye zezi ntlawulo azifakiwe
Ukurhoxiswa kwerhafu yengeniso yombuso kusekelwe kumvuzo ohlawulwa ngumqeshi. Ngokona buninzi, zonke izibalo zomvuzo ophantsi kokubambelela (FIT, FICA) zisekelwe kwintlawulo epheleleyo (ingeniso ye-W-2 ingeniso phambi kokuncitshiswa okanye ukufunyanwa) kumqeshi. I-IRS ithi, "Imirhumo ephantsi kweentlawulo zengqesho zentlanganisela ngokubanzi ziquka zonke iintlawulo ozinikezela kumqeshwa ngeenkonzo ezenziwe.
Umvuzo ungabi ngekheshi okanye kwezinye iifom. Iquka imivuzo, izibonelelo zeeholide, iibhonasi, ii-commissions, kunye neenzuzo zomvuzo.
Ingaba kuhlawuliswa kunye nerhafu yengqesho kubalwe kumvuzo womqeshwa?
Abaqeshi kufuneka banamathele iimali ezithile kubasebenzi kwaye bahlawule iirhafu ezithile zengqesho kwi-IRS esekelwe kumvuzo womqeshwa. Kodwa umvuzo ophezulu ungancitshiswa ngamanani athile avunyelwe yi-IRS. Eli nqaku lichaza iintlobo zokubamba inqatshiswe kumvuzo womqeshwa kwaye zihlawulwe ngabaqeshi kunye neentlobo zentlawulo ezingabandakanywa kule njongo.
- Imirhumo yentlawulo ye-Federal (FIT) , inqatshelwe ngokusekelwe kwimiba evela kwifom ye- W-4 yomqeshwa kunye nomvuzo wokuhlawula umqeshwa ongezelelweyo .
- Intlawulo yeFICA (i-FICA) Iintlawulo zoKhuseleko lwezeNtlalo zithintela kumvuzo womqeshwa, ukuya kwi-Social Security maximum; Iirhafu zeMedare zigcinwe kumvuzo womqeshwa ezingekho ngaphezulu, kodwa abanye abasebenzi abahlawuliweyo abaphezulu baneerhafu zonyango ezongezelelweyo ezifunekayo . Iirhafu ze-FICA zihlawulwa ngabaqeshi, kungabikho maqondo.
- Imirhumo yeentlawulo zengqesho ezingabambiswanga ngu- Federal (FUTA) , ezingagqithwanga kumvuzo womqeshwa kodwa zihlawulwa ngumqeshi ngokusekelwe kumvuzo omkhulu.
Intlawulo engabandakanywa kwimvuzo yokubamba.
Kukho, nangona kunjalo, ezinye iintlobo zeentlawulo ngumqeshi ezingabandakanywa kwimvuzo ngenjongo yokubala ukulahla.
Iminikelo yomqeshi kwisicwangciso somhlala-phantsi esifanelekileyo ngumzekelo omnye oqhelekileyo we "umvuzo" ongekho phantsi kokubamba. I-IRS Publication 15 dwelisa iintlobo ezithile zeentlawulo kwaye ingaba zingabandakanywa kwiibalo zerhafu yengeniso ye-federal, irhafu ye-FICA, kunye nerhafu yokungasebenzi.
Eminye yeendidi eziqhelekileyo zomvuzo onokuthi (ngaphandle kweemeko ezithile) zingabandakanywa kumvuzo womqeshwa kwerhafu yengeniso ye-federal, irhafu ye-FICA, kunye neenjongo zentlawulo yokungasebenzi kwengqesho:
- abahlala kuzo
- abasebenzi abakhubazekile
- Ukuhlawulwa kweendleko zeshishini lomqeshwa, ukuba inxalenye yesicwangciso esiphendulayo esihlangabezana neemfuno ze-IRS
- Abasebenzi bentsapho, kuquka nabantwana abaqeshwe ngabazali, kunye nabatshatileyo abaqeshwe ngabafazi
- iinshurensi kubasebenzi (ingozi, impilo, i-inshorensi yobomi besikhathi sexesha)
- inzala kwimali mboleko
- iingcebiso (kuxhomekeke kwindleko yenyanga
Ukuthintela njani kubalwe
Ngenjongo yokubala i-FIT kunye ne-FICA, umqeshi kufuneka aqale ngeyonke imivuzo ye-W-2, aze athathe imali enokuthi ingabandakanywa, ukwenzela ukuba ufumane inani elipheleleyo ukuba lisetyenziswe ukubala irhafu yentlawulo ye-federal kunye neentlawulo ze-FICA.
Umzekelo wendlela irhafu yengeniso yefesti kunye neentlawulo zeFICA zingabalwa:
- Okokuqala, umvuzo omkhulu womqeshwa ubalwa ,
- Okulandelayo, naziphi na izinto ezingabandakanywayo zithathwe kwiintlawulo ezihlawulelwayo ngenjongo yokubamba irhafu yengxowa-mali, kunye neerhafu zentlawulo yephondo
- Naliphi na into engabandakanyiyo iyancitshiswa kwintlawulo ephezulu yeenjongo zokugweba i-FICA kunye nokugcinwa kweerhafu kwe-FICA kubalwa. Ezinye iintlobo zeentlawulo zingabandakanywa kwiinjongo ze-FIT kodwa kungenjongo ye-FICA
- Ukuhlawulwa kwabasebenzi ngabanye kusetyenziswe ukunciphisa loo ntlawulo yomqeshwa kwiinjongo zerhafu yokungasebenzi. Ukuhlawula bonke abasebenzi abaphantsi kwentela yokungasebenzi kwintlawulo yentsebenzo yongezwa kwaye ireyiti yokungenasempesenti yokusebenza yengqesho isetyenziselwa ukuhlawula umvuzo
Amazwe ngokuqhelekileyo ayilandela imithetho yesigqeba yokubamba, kodwa ilizwe ngalinye lihlukile. Hlola kwisebe lakho likarhulumente yengeniso kwimimiselo karhulumente yokubala ukugodla.