Ndithatha Njani Iingcebiso Njengomqeshi?

I-Employee Tip Report kunye ne-Record-Keeping for Industry Employers

Abaqeshi kumashishini enkonzo baneemfuno ezikhethiweyo kunye neerhafu ezibandakanya ukutshintshwa kwemali yabasebenzi. Umntu owenza isithintelo kunye nomntu onokubambisana nabo bobabini kwintengiselwano, kodwa ukuba ungumnini shishini apho abasebenzi baqeshwe khona, kufuneka ukwazi ukusingatha irhafu kunye nentlawulo kwizo ngcebiso.

Ziziphi iingcebiso zabasebenzi ?

Iingcebiso zixabiso elinikeziweyo kumntu enkonzo.

Ukubamba isiko e-US, kodwa ihlukahluka ekusebenziseni ihlabathi jikelele. Kwimihlaba amaninzi yaseYurophu, umzekelo, abaqeshwa benkonzo bahlawulelwa umvuzo omkhulu ngokwaneleyo ukuba iingcebiso azisebenzisi ngokuqhelekileyo.

I-IRS ithi inkokhelo yayo ithathwa njenge "tip" xa ezi zilandelayo zidibene:

Ukuba ivenkile yongeza ixabiso lexabiso lokutya (kumaqela amakhulu, umzekelo), akusiyo isicupho.

Yintoni Umqeshwa Oqingqiweyo?

Igama elithi "umqeshwa oqingqiweyo" lisetyenziselwa ukukhetha abasebenzi abafumana ingeniso rhoqo kwaye ngokuqhelekileyo baquka iingcebiso ze-$ 30 ngenyanga. Eli gama lisetyenziselwa ukwahlula phakathi kwabasebenzi abathandekayo kunye nabangenayo.

Ngaba i-Tip Inc Inc Taxable?

Ewe.

Njengazo zonke ezinye iingeniso, zonke iingcebiso ziphantsi kweerhafu zentlawulo ye-Federal kunye nazo zonke iingcebiso ezingama-R20 okanye ngaphezulu ngenyanga ziphantsi kweerhafu ye-FICA (ukhuseleko lwentlalo kunye nentlawulo ye-Medicare). Nangona umqeshwa efumana iingcebiso, kufuneka ufumane ulwazi malunga nala macebiso ukuze uwafake kwifom ye- W-2 yomqeshwa.

Kufuneka kuthethwe ukuba iingcebiso ngumhlaba womqeshwa kwaye wena (umqashi) awukwazi ukuthatha ingeniso evela kuyo, kwaye awukwazi ukunciphisa ingeniso yabo yokunciphisa ingeniso yabo yengeniso. Ingeniso yengeniso ifakwe kwinkonzo yengeniso yomsebenzi ichazwe ngezantsi.

Ziziphi iindlela abaqeshwa abazenzayo?

Abasebenzi bafumana iingcebiso zemali , njengemali eyongezelelweyo kwinkokhelo kumqhubi weteksi ("gcina utshintsho") okanye imali esele etafileni yokutyela.

Ngokuqhelekileyo le mihla, isicatshulwa sifakwe kwi-debit okanye ukuthengiselana kwekhadi lekhredithi, njengendawo yokutyela.

Iingcebiso zinokuhlulwa okanye zihlanganiswe ngabasebenzi abahlukeneyo. Ngokomzekelo, usenokuba uyibonile ingcambu yentsimbi kwindawo yokuhlamba imoto. Iingcebiso zahlula phakathi kwabasebenzi. Ukuba unemiqathango enjalo kwishishini lakho, mhlawumbi unomgaqo-nkqubo malunga nendlela ezi ngcebiso zidibene ngayo. Iintlawulo zenkonzo zikwacatshangwa ukuba ziyizicwangciso ezicetywayo.

I-IRS iphinda ikhankise iingcebiso ezingekho ngekheshi ezifana netikiti okanye ezinye izinto ezinenani.

Ndingayazi Njani Iingcebiso Umqeshwa Afunyenwe?

Abaqeshwa bafuneka ukuba bagcine irekhodi yosuku ngalunye kwaye baxelele ezi ngcebiso ($ 20 okanye ngaphezu kwenyanga) rhoqo. I-IRS ingathanda ukubona abaqeshwa babika ingxelo yengeniso imihla ngemihla .

Kakade, umqeshwa kufuneka abike ingxelo yengeniso kwimbuyekezo yakhe yerhafu.

Ukongezelela kwiingcebiso zokunika ingxelo ezibandakanyiweyo kwifom yabo ye-W-2 yonyaka, kufuneka banike ingxelo ngeengcebiso zeNtlalo yoKhuseleko kunye neenjongo zokubalwa kweerhafu (usebenzisa i-IRS Ifomu 4137).

Iingcebiso Ziqokelelwa Zize Zibikwe Njani?

Umqeshwa ugcina zonke iingcebiso zakhe. Ukuba uqokelela amathiphu kwi-credit card okanye kwi-debit card, kufuneka ubuyisele umqeshwa kuloo mali.

Kuthiwani Ngeengcebiso Ezixubileyo?

Iingcebiso ezixhaswe ziqhelekileyo kwezinye iindawo zokutyela kunye nezinye iinkonzo, njengokuhlamba imoto okukhankanywe ngasentla. Abasebenzi bahlula isixa esixhaswe ngokwemiqathango yabo kunye neengxelo zabo ngabanye t isabelo sabo semali ehlanganisiwe kuwe. Amazwe anemithetho eyahlukeneyo yokuhlanganisa kunye namalungiselelo.

Kuthiwani Ngeentlawulo zeenkonzo?

Intlawulo enkonzo efunekayo eyenziwa ezinye iiforishi ngezizathu ezahlukahlukeneyo akusiyo isipho kubasebenzi.

Iintlawulo zenkonzo zithathwa njengengeniso kumqeshi ngaphandle kokuba zisasazwa kubaqeshwa. Ukucacisa, i-IRS ithi, "Kungakhathaliseki ukuba iindleko zenkonzo zithunyelwa kubasebenzi, ezi mali zifumana umvuzo omkhulu kumqeshi."

Esi sikhumbuzo somqeshi esivela kwi-IRS sicacisa ngakumbi malunga nokwahlukana phakathi kweentlawulo zenkonzo kunye neengcebiso.

Ziyintoni Iingcebiso Kwiikhadi Eziqinisekiselwe Abasebenzi?

Xa iingcebiso zibandakanyiweyo kumakhadi okanye kumakhadi e-debit, kufuneka unike isixa semali kumqeshwa. Unokunciphisa isicatshulwa ngemali yentlawulo yomthengi ehlawuliswe inkampani yekhadi lesikweletu. Umzekelo, ukuba umrhumo wekhadi lokuthenga ngetyala ngeepesenti ezi-3, kwaye isicatshulwa somqeshwa singama-$ 5, unokunika umqeshwa i-$ 4.85.

Kodwa iSebe lezeMsebenzi lithi le ncitshiswa ayikwazi ukuhlawula umvuzo womqeshwa phantsi komvuzo omncinci, kwaye kufuneka ubuyisele umqeshwa ngomhla olandelayo wokuhlawula (ungalindelanga uze ufumane i-reimbursement kwikhamphani yekhadi lekhredithi).

Ingeniso yeThupha ingayithinta njani imivuzo yomvuzo?

Bonke abasebenzi mabahlawulwe ubuncinane umvuzo omncinane, kubandakanywa nenzuzo yengeniso. Nakhu okufuneka ukwazi malunga namacebiso kunye nomvuzo osisiseko:

Kubaluleke kakhulu: Wena (umqashi) awuvunyelwe ukusebenzisa izcebiso zomqeshwa ngaphandle kwekhredithi kumvuzo omncinci. Ungasebenzisa isixa semali ukucima oko iSebe lezeMisebenzi libiza "umvuzo wemali efunekayo," okwangoku i-$ 2.13. Umvuzo omncinci we-federal wamanje ngowama-7.25. Ukwahluke phakathi kwemali efunekayo yemali kunye nomvuzo omncinci kuthathwa ukuba yenziwe ngamacwecwe.

Ukuba umqeshwa oqingqiweyo usebenza ixesha elingaphezu kweeyure kwaye ufanelekile ukuba uhlawule ixesha lokuhlawulwa kwexesha , kufuneka uqinisekise ukuba umqeshwa ufumana yonke imali yokuhlawula ixesha elide.

Masithathe iimeko ukuchaza indlela umvuzo wemali efunekayo osebenza ngayo:

Okokuqala, umele uhlawule umqeshwa oqingqiweyo ubuncinane i-$ 2.13 ngeyure ngaphambi kokuba iingcebiso zibalwe.

Emva koko iingcebiso zomqeshwa zixelwe kuwe ngumqeshwa, njengoko kuchaziwe ngasentla. I $ 2.13 kunye neengcebiso ezichazwe ngumqeshwa kufuneka zilingane ubuncinane umvuzo. Ukuba ezi zimbini azilingani nomvuzo omncinci, wena njengomqeshi kufuneka wenze umehluko.

Umthetho wam Wombutho wabasebenzi abathintekayo uthintela njani iNgcebiso yeNzuzo?

Amanye amazwe anezinga elilinganiselweyo lomvuzo wabasebenzi abaqeshwe; ezinye zifuna ukuba abasebenzi bahlawulelwe umvuzo ophantsi ophantsi kweengcebiso, ngelixa ezinye iindawo zinomvuzo ophantsi ofunekayo wenkcitho yemali kunexabiso lemali. Ukuba umgangatho omncinci womvuzo wombuso udinga imali ephezulu kunomlinganiselo wesigqeba, kufuneka usebenzise umlinganiselo werhafu omncinane wombuso.

Ndingayibika njani kwaye ndihlawule iintlawulo kwiingcebiso zabasebenzi?

Okokuqala, kufuneka uqokelele iingxelo zengeniso yempesheni yomsebenzi (ukusuka kubasebenzi, ukusuka ekuthengisweni kwekhadi, ukusuka kwezinye iindawo) kwaye zibandakanya zonke iingeniso zengeniso kwimbuyekezo yomvuzo womqeshwa ngamnye wokubhadela.

Kufuneka unqande irhafu yengeniso kunye neentlawulo zeFICA kwimali yengeniso ekubaleni kwakho iintlawulo zemvuzo. Kufuneka uhlawule isabelo sakho somqeshi weerhafu ze-FICA kwimali yengeniso. I-Tip income nayo ixhomekeke kumda we- Social Security umda kunye neerhafu zonyango .

Kufuneka ufake inzuzo yengeniso yomqeshwa kunye nokubamba zonke iingxelo zerhafu yokuhlawula iifom ( Ifomu 941 - ingxelo yerhafu yenyanga, kunye neFom 940 , ingxelo yerhafu yengqesho yonyaka). Kwaye kufuneka wenze imali yokuhlawulwa kweerhafu njengento efunekayo kwi-tip kunye ne-FICA irhafu.

Uya kugcina iirekodi zeengxelo zeempompo zabasebenzi kwiifayile zabasebenzi, xa kuthengwa uphando.

Kuthiwani ukuba uMqeshwa akayi kuBika iNgeniso yeMali kum?

Uxanduva lomqeshwa ukunika ingxelo yengeniso kuwe njengomqeshi kunye ne-IRS, ngenjongo yerhafu yengeniso.I-IRS ithi awubopheleleki kwisabelo somqeshi sentlawulo ye-FICA "kude kube yesaziso kunye nesicelo semirhumo esenziwe kumqeshi yi-IRS. "

Ngolwazi olungakumbi malunga noxanduva lwakho njengoMqeshi

Inqaku le-IRS kwi-Tip Recording nokuBika.

Ukufumana enye inkcazo yekhredithi yesikhombiso, jonga eli nqaku nge-wiserwaitress.com.

Eli nqaku lichaza ngokubanzi malunga neemfuno zomsebenzi wokunika ingxelo yengeniso yepati.

Leli Sebe leSebe leNgcaciso yezabasebenzi linamacandelo athile malunga neengcebiso kunye nemiba engaphantsi kwemivuzo.