Ngaba kukho ixabiso elikhulu ongayenzayo?
Ngubani ophantsi koKhuseleko lokuKhutshwa kweHhovisi laseKhaya?
Abanye abantu banako ukukrazula zonke iindleko zabo kwi-ofisi yabo yasekhaya kunyaka werhafu onikwe wona.
Abanye abantu baya kuba phantsi komda kwixabiso abanokuthi bathathe. I-IRS inquma ukuba ungayenza ntoni ngokujonga isixa osenzayo xa kuthelekiswa nendlela ochitha ngayo.
- Akukho Mkhawulo kwi-Ofisi yoKhutshwa kweeNdlu:
Uyakwazi ukukrazula zonke iindleko zeofisi zasekhaya zonyaka. Abo bafumana ingeniso yoshishino elilinganayo okanye ngaphezulu kuneendleko zabo banako ukukrazula zonke iindleko zoshishino zabo zasekhaya,
- Nciphisa kwi-Office Office Deductions:
I-IRS ingafaka umda kwiindleko zeofisi zekhaya ongayenza xa uhlangabezana nale migaqo elandelayo. Ingeniso yakho enkulu yoshishino ingaphantsi kweendleko zeofisi zekhaya.
Izinyathelo ezi-7 zokuQinisekisa ukuKhutshwa kweHhovisi laseKhaya
Kukho inqanaba lesinyathelo kunye neyinyathelo ukujonga ukuba unako ukukhipha kwiirhafu zakho kwiofisi yakho yasekhaya. Amanyathelo amathandathu alandelayo anokukunceda ukuba ufumane le nombolo.
1. Misela ipesenti yekhaya lakho ukuba iofisi yakho yasekhaya ihlawule irhafu.
Ngokomzekelo, ukuba kukho amakamelo ayishumi ekhaya lakho kunye neofisi yakho yasekhaya yenza ikamelo elinye, unganquma ukuba iofisi yakho yasekhaya ithatha i-10% yekhaya lakho.
2. Qala ngemali engenayo yoshishino lakho kunyaka.
3. Uze uthabathe iindleko oza kuzichitha nangona ungenayo iofisi yasekhaya. Oku kunokubandakanya inzala yomhlalaphantsi, irhafu yezindlu, kunye nokulahleka kweentengo.
Uza kususa ipesenti kuphela kwiofisi yakho yasekhaya. Ngoko ukuba iofisi yakho yasekhaya ithatha i-10% yekhaya lakho, ngoko unokukhipha kuphela i-10% yeendleko nganye.
4. Ngoku uthabathe iindleko ezihambelana nomsebenzi wakho wezoshishino kwiholo lakho elipheleleyo. Oku kungabandakanya umgca wesibini umgca weefowuni, iimpahla zeofisi kunye nokuhla kwexabiso kwiziko. Unokukhupha i-100% yezi ndleko.
5. Oku kuya kunika umda wakho wokunciphisa.
6. Emva kokuba uzimisele ukukhawulela umda wakho wokunciphisa, ungathatha nayiphi na iindleko zoshishino. Oku kungabandakanya ukugcinwa, i-inshorensi, izibonelelo kunye nokuhla kwexabiso. Kufuneka uchithe ukuhlaziywa kokugqibela. Kwakhona, unokukrazula kuphela ipesenti ze-home yeendleko ezifana ne-10% ukusuka kumzekelo wethu ngasentla.
7. Ukuba iindleko zakho zingaphezu komda wokunciphisa, unako ukuqhuba iindleko ezisele kulo nyaka werhafu ozayo. Gcinani engqondweni, nantoni na oya kuthwala kuyo iya kuba phantsi komda wokunciphisa umnyaka olandelayo.
Umzekelo Wokunciphisa Umda
Oku kulandelayo umzekelo wendlela yokusebenzisa ingeniso yakho kunye neendleko zokumisela umda wokunciphisa iofisi yakho ekhaya.
I-Income Yakho yeNtengiso yeRhwebo i-$ 10,000.
Iindleko zakho zee-ofisi zekhaya ziyi $ 12,000.
Ngoko ke uyaxhomekeka kumda wokunciphisa ngenxa yokuba iindleko zakho zingaphezu kwemali engenayo.
Ingeniso yeShishini yeShishini ............................................... ......................... $ 10,000
Minus
Iindleko zasekhaya (intela yezindlu, njl.) 10% ..................................... $ 6,000
Minus
Izindleko zemiSebenzi yezoShishino (umgca wefowuni wesibini, njl.) 100% ............... i-2,000 $
Lingana
Ukunciphisa Ukunciphisa ................................................ ...................................... $ 2,000
Umda wakho wokunciphisa u-$ 2000, kodwa unayo i-$ 4000 kwiindleko zeofisi zasekhaya ofuna ukuzenza. Ngoko unako ukukhawuleza ukuya kumda we-$ 2000 owehlwayo kwaye uza kufuneka uphathe ama-$ 2000 ($ 4000- $ 2000) kunyaka werhafu ozayo.
Ukunciphisa Ukunciphisa ................................................ ....................................... $ 2,000
Minus
Iindleko zoLuntu lweeHhovisi zaseKhaya ezongezelelweyo (iiNkonzo, njl.) 10% ................ i-1,800 zamaRandi
Minus
Ukuvunyelwa kwexabiso (i-$ 2200 ivumelekile, kodwa ingadlulisa kuphela i-$ 200 kulo nyaka werhafu ngenxa yomda wokunciphisa) .............................. ...................................... $ 200
Lingana
.................................................. ..................................... $ 0
Ukunciphisa i-Carryover kuNyaka weRhafu olandelayo (i-$ 2200- $ 200) ................ $ 2000
Umninimzi kunye neRhafu yeRhafu yeRhafu
Ukuncitshiswa kweofisi yekhaya yindlela enye kuphela abanini bempahla kunye nabanini-mali bepropati abangakwazi ukugcina imali kwiirhafu zabo. Ukunyuka kwexabiso , ukulungiswa kunye nomdla kwi-mortgage okanye inzala kumakhadi-mboleko yoshishino yindlela enye ongayigcina.
* Kufuneka uhlale uqhagamshelana ne-IRS okanye umgcini-mvume oqinisekisiweyo ukuba anqume ukuba yiyiphi intsalela echaphazelekayo kwiimeko zakho.