Iinkcazo kunye nokungafani
Inkcazo yoPhuculo
Ukuphuculwa kukuhlaziywa kwepropathi eya kwandisa "ubomi obuncedo" kwipropati.
Iingcamango apha kukuba akukuphela nje ukulungiswa kwexesha elifutshane, kunoko yinto ezayo eyongeza intengo kwipropati kwiminyaka ezayo.
Uphuculo luhlala lukhulu kunokuba lulungiswe kwaye ngokuqhelekileyo luquka iindleko ezinkulu. Uphuculo luquka:
- Ukongeza into engekho ngaphambili,
- Ukuphucula into ekhoyo okanye
- Ukulungiswa kweefa kwizinto ezintsha.
Imizekelo yoPhuculo:
- Ukongeza isongezelelo
- Ukongeza uMoya oPhakathi
- Ukufaka iNkqubo yoKhuseleko
- Ukufaka iNew Brandwood Flooring Flooring
- Ukutshintshe yonke indawo
- Ukutshintsha zonke iiPlumbing ezikhoyo
- Ukutshintshwa koMbane okhoyo
- Ukuhlaziya iCuisine
- Ukuhlaziya iHlabathini
- Ukutshintsha yonke iWindows
- Ukongeza iDeck
Inkcazo yoLungiso
Ukulungiswa kuyimfuneko yokugcina ukugcina loo propati inendawo yokuhlala kunye nokusebenza. I-IRS ichaza ukulungiswa njengaleyo "ayifaki ixabiso elikhulu kwipropati okanye yandise ubomi bayo."
Xa kulungiswa into, ngokuqhelekileyo ibuyiselwe kwimeko yayo yangaphambili, engaphuculwanga.
Ukulungiswa ngokuqhelekileyo kungagqitywa ngexabiso elifanelekileyo lemali.
Imizekelo Yokulungiswa:
- Ukuqulunqa umgangatho weMithi
- Ukuphindaphinda Igumbi
- Ukulungiswa kweNdlu
- Ukulungisa iiPlumbing ezikhoyo
- Ukulungiswa kwezixhobo ezikhoyo
- Ukutshintsha i-Doorknob
- Ukutshintsha ifayile
- Ukutshintshwa Umtshina wokuSuka oThukileyo
- Ukutshintshwa kwamabala ajikelezayo
- Ukutshintshwa kweeTile eziPhukileyo
Indlela yokuKhucula ukuThuthukiswa kweentlawulo zakho
Unokubangela ukuphuculwa okwenziwe kwipropati yakho, nangona kunjalo, awukwazi ukukhangela inani elipheleleyo lophuculo kunyaka ophuculweyo. Oku kungenxa yokuba uphuculo longeza inani kwipropati yakho kwiminyaka ezayo, kungekhona nje kunyaka okhoyo.
Ngoko ke, ukuphuculwa kufuneka kufakwe kwixabiso kunye nokuhlaziywa ngokwemodeli yokunciphisa ixabiso (kuya kuba yinto eyahlukileyo kwixabiso ngalinye). Umele ukwahlula iindleko zokuphucula ubomi obuncedo bokuphucula kwaye uthathe isaphulelo sonyaka esekelwe kwiindleko zonyaka.
Umzekelo Wendlela yokuLahla ukuPhuculo
Uyenze ukuphucula u-$ 5,000 kwipropati yakho. Ngoko ke, kufuneka uchithe kwishedyuli yokunciphisa . Siza kusebenzisa ishedyuli yexabiso lokunciphisa iminyaka eyi-10.
Siya kucinga ukuba akukho xabiso lokususa i-salvage, elithetha ukuba aluyi kuzuza nto emva kweminyaka eyi-10. Siza kuthatha ixabiso lokunciphisa umgca othe ngqo, oku kuthetha ukuba iindleko ziya kufakwa ngokulinganayo kwiminyaka eyi-10.
Ngoko ke, unokubango (i-$ 5000/10) iindleko zama-$ 500 ngonyaka ngamnye kwiminyaka eyi-10 ezayo. Kucinga ukuba ungamazinga angama-28% yentela, uya kusindisa (i-$ 500 * .28) eyi-$ 140 kwiirhafu zonyaka.
Indlela yokuKhuphekisa ukuThuthukiswa kweentlawulo zakho
Ukulungiswa kwenzelwa ukubuyisela into kwimo yaso yangaphambili.
Ngoko ke, unako ukuhlawula iindleko ezipheleleyo zokulungiswa kunyaka werhafu ekugqityiwe ukulungiswa.
Umzekelo Wendlela Yokukhupha Ukulungisa
Uyenze ukulungiswa kwipropati yakho eyi-$ 5,000. Njengokulungiswa, unako ukukrazula yonke indleko kunyaka okhoyo. Cinga ukuba izinga lakho lentela ngu-28%. Ngaloo ndlela, uya kusindisa ($ 5,000 * .28) eyi-1400 yeerhafu.
Ukuphuculwa ngokubhekiselele kuLungiso, yintoni engcono?
Enye ayilona ingcono kunomnye. Ukuphuculwa, njengokungeza ukongezwa, kwongeza intlawulo kwipropati yakho, kodwa iindleko zonke zokulungiswa, njengokulungisa ukuvuza kwephahla, kunokutsalwa ngokukhawuleza kwerhafu, ukushiya imali engaphezulu kwipokoth yakho.
Iimeko ezifanelekileyo ziyahlukahluka ngokwemiqathango yakho. Abanye abanikazi bezindlu kufuneka bawandise yonke i- write-offs ngokukhawuleza kuba ubomi babo buxhomekeke kwingeniso yabo yonyaka yokuqashisa.
Kule meko, ukukwazi ukuhlawula iindleko njengoko ukulungiswa kuya kuba luncedo kuba kuya kukhulisa i-dollar yerhafu emva kwonyaka owenziwe. Nangona kunjalo, ukuba umninikhaya akadingi ukuxothwa okongeziweyo kunyaka owenziwe, ukwandisa ubomi bokunciphisa iminyaka emininzi, ngokubeka ixabiso njengento yokuphucula, kunokunceda.
Abanini bezindlu kunye nabanikazi bezindlu zokuqeshisa basebenzise umda ngokubeka umqeshi kwipropati baze benze 'ukulungiswa.' Oku kuvumela umnini-mhlaba ukuba enze ukugcinwa okubanzi okungakumbi okuye kwahlulwa njengoluphuculo. Ngomqeshi ohlala ehlala khona, umninimzi unokuthi unomsebenzi wokuba ummeli anelisekile.
Ngezo zinto ezinokuthi ziwele kwindawo eluhlaza phakathi kokuphucula nokulungiswa, kuxhomekeke ekubeni ukhululekile wena kunye nomgcini-akhawunti wakho unokukhusela ibango lakho kwi-IRS.
* Kufuneka uhlale uqhagamshelana ne-IRS okanye umgcini- mvume oqinisekisiweyo ukuba anqume ukuba yiyiphi intsalela echaphazelekayo kwiimeko zakho.