Ukwahlukana phakathi kweeNdleko eziPhezulu kunye neeNkcazo zeNdleko
Xa ukhangela i-ofisi yakho yasekhaya, kunokubonakala kugcwele i-ofisi yokuncitshiswa kweofisi - izixhobo, ifenitshala, indawo yokuhlala, njl .- zonke ezo zibiza ipenki enhle. Kwaye ke ukuba unelungelo lokunciphisa iofisi yekhaya , unomdla wokuzikhupha zonke.
Kodwa yibambe! Xa ucinga ukuba zeziphi iindleko zeofisi zekhaya ezichithwayo, i-IRS ihlukanisa loo miqobo engaphantsi kwesigxina. Iifenitshala kunye nezixhobo zithathwe kwiShedyuli C ukuba ungumnini wezentengiselwano okanye usontraka ozimeleyo. Nangona kunjalo, ukuba ufuna ukutsala ukusebenzisa inxalenye yendlu yakho njengendleko yezoshishino, sebenzisa ifom ye-IRS ye-8829 kwaye ufunde ukuze ufunde malunga noko kunokuncitshiswa.
Iintlobo zeeNdlu zeeHhovisi zeeNdleko eziThuthiweyo
Kukho ngokwenene iintlobo ezimbini zeendleko zee-home deductible: iindleko ezichanekileyo nezangekho ngqo.
Iindleko zee-ofisi zangaphandle zihambelana nomsebenzi wendawo, ngoko oku kuquka ukulungiswa nokupenda ngaphakathi kweofisi yakho yasekhaya. Ezi zichithwe ngokupheleleyo.
Iindleko zee-ofisi zangaphandle ezingahambelananga zixhomekeke kwindlu apho iofisi ingaphakathi kwaye ichithwa kuphela. Izixhobo kunye nomdla wemithwalo yempahla ngumzekelo weendleko ezingekho ngqo. Ngolunye ulwazi malunga nokuba ungathabatha njani le ncitshulwa, khangela i- FAQ yokuThuthukiswa kweHhovisi laseKhaya .
Kodwa khumbula iindleko zangekhaya ezingahambelani nonke kwi-ofisi yakho yasekhaya, umz: ukunakekelwa kwelawn okanye ukupenda igumbi elisecaleni kweofisi yakho.
Ukubala iindleko ezingekho ngqo
Ukufumana ukuba yiyiphi inxalenye yendleko engqalileyo inokuncitshiswa, ukwandisa ipesenti yekhaya lakho elisetyenziselwa ishishini ngemali yeendleko.
Ukubala ukuba yeyiphi ipesenti yendlu yakho isetyenziselwa ishishini, thelekisa ubukhulu beofisi yakho ngobukhulu bendlu yakho usebenzisa le fomyula.
I-Square Square Ii-รท Inani elipheleleyo leSF ekhaya = Ipesenteji yoShishino lweShishini
Zonke iindleko ezichaziweyo kufuneka zandiswe yipesenti yokusetyenziswa kwezoshishino. Qaphela ukuba ukuba uqale ukusebenzisa i-ofisi yakho ngethuba lonyaka werhafu, zonke iindleko kufuneka zitshintshwe ngexesha osebenzise iofisi yasekhaya.
Ngokukhawuleza ngokubhekiselele kwiindleko ezichithwe ngokuthe ngqo
Ngezantsi zizonke iindleko zee-ofisi ezichanekileyo nezingaqondanga ngqo ezinokudityaniswa:
Ukulungiswa (ngqo kunye ngqo) - Ukulungiswa okuphakathi kweofisi yakho yasekhaya kuyindleko ezithe ngqo kwaye zichithwa ngokupheleleyo.
Ngokomzekelo, ukuba upende iindonga zeofisi yakho, indleko yepende iyindleko ngqo. Nangona kunjalo, awukwazi ukuhlawula iindleko zomsebenzi wakho. Ukuba uhlawula umntu ukuba upende, ungaphinda udilize umsebenzi wakhe njengendleko ehambelanayo.
Ukulungiswa kwisithando sakho somlilo kuya kuba ngeendleko ezingekho ngqo. Nangona i-furnace yakho iyatshisa iofisi yakho yasekhaya, kuphela ipesenti yokusetyenziswa kwezoshishino ichithwa.
Olunye ulungiso, njengokutshintshwa kwephahla, lunokuqwalaselwa ukuphucula ekhaya lakho, apho ungeke uwathabathe apha. Kodwa unokwenza kwakhona ngokuzifaka kwisiseko esilungisiweyo sekhaya lakho, oyisebenzisayo ukubala ukuhla kwexabiso lakho.
Khangela ngaphezulu kwixabiso elisezantsi.
Intlawulo yepropati yendawo yokuhlala (ngokungathanga ngqo) - Qaphela ukuba ungayidli kabini. Ukuba unika inxalenye yeerhafu zakho zepropati njengenxalenye yokuncitshiswa kweofisi yakho yasekhaya, kufuneka unciphise irhafu yezindlu ezidweliswe kwiShedyuli A ngeli nani.
Inzala yemali (engathanga ngqo) - Kuyafana nangomdla wokuboleka imali. Musa ukulichitha kabini. Ukukhutshwa kwiShedyuli A kuphela imali engasetyenzisiweyo kwiFomu 8829. Iiprojimenti zomshuwalense wee-mortgage zingancitshiswa ngokwemivuzo yakho.
Ukuqeshisa (engacacile) - Yandisa iintlawulo zakho zentlawulo ngepesenti yokusetyenziswa kwekhaya lakho.
Izixhobo (ezichangekileyo) - Yandisa iindleko zombane, igesi, ukususwa kwedoti kunye neenkonzo zokucoca ngepesenti yezoshishino. Ifowuni ayifakiwe kule nto. Umnxeba wokuqala wefowuni kuwe indlu uthathwa njengento yokusebenzisa kunye kwaye ayinakucatshulwa.
Kodwa umgca wesibini osetyenziswa kuphela kwi-shishini uyadityaniswa kodwa akufanele kufakwe kwiShedyuli C.
Abanini bezindlu okanye iiRhafu zabarashi ( angabonanga ngqo) - Qiniseka ukuba uchitha inxalenye yolu hlobo lonyaka werhafu owenzayo. Amaxesha amaninzi ama-premium ahlawulwa rhoqo ngonyaka, ngoko ke angayifaka enye iminyaka.
Ukunyuka kwexabiso (ngokungathanga ngqo) - Ukuba unayo ikhaya lakho, unokuthatha inqununu yokunciphisa inxalenye yekhaya lakho elisetyenziselwa ishishini. Ukunciphisa isibonelelo sokugqoka nokudiliza kwikhaya lakho, ngoko awukwazi ukuhlawula ixabiso lelizwe.
Ukunyuka kwexabiso kubalwa ngokuphindaphinda isiseko esicwangcisiweyo sekhaya lakho (iindleko zalo kunye naluphi na uphuculo olusisigxina) okanye ixabiso lemarike elifanelekileyo lakho kwikhaya xa uqala ukuyisebenzisa kwi-shishini, nokuba yiyiphi incinci, ngepesenteji yokusetyenziswa kwezorhwebo kwaye enye ipesenteji zinikezelwa yi-IRS.
Ukutsalwa kwexabiso lokunciphisa ixabiso lemali kunokuba nemiphumo yerhafu xa uthengisa ikhaya lakho emva koko, qi niqiniseke ukuba uqwalasela ngokucophelela ukuba ukuchithwa kweofisi yasekhaya kukulungele . Ukunciphisa iyancitshulwa nzima kunye nemithetho emininzi ekhethekileyo, ngoko ubone i-IRS Publication 587 okanye uxoxe neengcali zerhafu ngolwazi olungakumbi.
Ukuzikhusela
Andiyena ummeli werhafu, iCPA okanye ulungelelwaniso lwerhafu. Ingcaciso apha ichazwa njengesikhokelo esiqhelekileyo. Imibuzo ethile malunga neentlawulo zakho, nceda ubhekise kwiimpapasho ze-IRS okanye uqhagamshelane neengcali zerhafu.