Le nqaku ndiyathanda ukuba ndandiyifunayo ngelixa ndisekhona kwishishini lokutyela. Ukukwazi indlela yokusingatha ukuhamba kwemali kubalulekile ukuba impilo kunye nokuhlala kakuhle kwanoma yiphi na ishishini elincinci kunye neevenkile zifumana i-rap embi kwihlabathi lezo shishino. U-Economist ufana nokubonisa izinga eliphezulu lokungaphumeleli lokuhlaziya ii-restaurants-estimates ezibandakanya ezimbini kwiindawo zokutyela eziphantse ekupheleni konyaka wokuqala, okanye ezintathu kwizine ezikufutshane kwiminyaka emibili yokuqala, njalo njalo njalo njalo.
Ingxaki ebangela ukuba iindawo zokutyela ezintsha zingenzi nto idlulileyo kwiminyaka embalwa kukuba abanini nabaphathi abazi ukuba bangabelana njani nemali yemini yemihla. Ukwazi indlela yokulawula ukuhamba kwemali, ukuqonda ukuhlaziywa kwamashishini kwendawo yokudlela kunye nokugcina ukuhlawula kunye nokugcinwa kwempahla phantsi kolawulo yiyo yonke into ebalulekileyo yokulawula imali yemini yosuku lokutya.
Ukuhlaziywa kweShishini kwiShishini
Enye yezona zixhobo ezintle kakhulu naliphi na indawo yokutyela enakho ukulandelela ukuthengiswa kokutya kunye nokuphuza imihla ngemihla. Ukuhlaziywa kwamashishini imihla ngemihla, njengolu hlobo lweengxelo lubizwa rhoqo, luvumela indawo yokwakha imbali yezoshishino. Inokukunceda ukuhlalutya iindleko zokuthengisa, iindleko zolawulo, ukubala kwamakhasimende kunye nokuqikelela ukuthengisa kwangaphambili. Ngokomzekelo, xa ucinga malunga nokunyuswa kwehlobo, abasebenzi kunye neendawo zemenyu, unokuhlaziya ukuthengiswa kwansuku zonke kunyaka odlulileyo, ufuna iindlela zokunceda uceba kulo nyaka.
Ukuqonda Ukuhamba kweeKharityhi zeeMveliso
Ukuhamba kwemali yintlawulo yemali ezayo ngokuchasene nemali yemali ephuma kwishishini lakho kwimihla ngemihla, ngeveki kunye nenyanga.
Ukuba awuyiqondi le ngundoqo yeengxowa-mali zeevenkile, uzibeka engozini enkulu yemali. Enye yezona zinto zibaluleke kakhulu ekulawuleni ukuhamba kwemali yendawo yokutyela kukuhlalutya ngokufanelekileyo iindleko ezizayo, ezifana nerenti, ukuboleka imali, izibonelelo kunye nemiyalelo yokutya. Ungaze uthembele kwi-credit ngaphezu kweveki evela kubathengi ukuthenga ukutya.
Oku kuya kukukunqanda ukuthenga ukutya nokuchitha imali engaphezulu kunokuba uyifunayo. Kwakhona, ukuhlawula imali ngaphambili kuza kubeka isaphulelo esincinci kunye nabahambisa ukutya.
Gcina i-Payroll phantsi kolawulo
Njengokuhamba kwemali kunye nokuthengiswa kwansuku zonke, enye indawo ekumele uyiqaphele yimivuzo yakho yokuhlawula ivenkile. Ukulawula ixesha labasebenzi liyingqumbo. Ufuna abasebenzi abaneleyo ukunikezela ngeenkonzo ezixhamla kumakhasimende-kokubili phambi kwendlu nangasemuva kwendlu, kodwa awufuni ukuba ngaphezu kwabasebenzi. Ukugqithisa kakhulu kubangela iingxaki ezimbini-uhlawula ezininzi kunye neeseva ukwenza iincinci kwiingcebiso. Ngoko ngokubhekiselele kwiimpendulo zakho zoshishino kwimihla yangaphambili kunokukunceda abasebenzi ngokufanelekileyo. Kwakhona umgaqo-nkqubo ocacileyo malunga nabasebenzi abacelayo ngaphambi kokutshintsha iinguqu kunokunciphisa amathuba okwedlula ixesha.
Thatha Amanyathelo Alula Ukugcina I-Restaurant Yakho Imali Yonke imihla
Nangona kukho iindlela ezininzi zekitikiti zokugcina imali kwivenkile yakho yokutya , njengokutshala imali kwiimpahla eziphathekayo zamandla, kukho iindlela ezininzi ezincinci zokugcina imali yonke imihla. Ukutshintshela kuma-amp bulb ekhanyayo kunye nokufakela iiphampu ze-flow flows iindlela ezingabizi ukugcina imali ngexesha elide. Ezinye iindlela zokugcina imali ziquka ukugcina izinto eziphantsi kunye nokuhlaziya imenyu yakho (ukuqinisekisa ukuba indleko zokutya zichanekile, ukulahla izinto ezingathengisi).