Yonke Into Okufuneka Uyazi Ngayo Imali Yemali
Ikheshi Ngokwemali yeCash Out
Ukuqonda ukuhamba kwakho kwemali, kufuneka uqaphele kuqala into oyenzayo ngoku, uthethe ngeveki.
Emva koko ubhale ukuba zeziphi iibill eziza kuphakama, njengentlawulo okanye iibhanki zebhanki. Emva koko, thelekisa loo mfanekiso kunye nokuthengiswa kwethu kwangaphambili. Ukukunceda ukuba uqikelele ukuthengisa okuzayo, kufuneka ukhuthalele ngokugcina ukuhlaziywa kwamashishini kwimihla ngemihla .
Musa ukuxhomekeke kwiNkcitho evela kwabathengi
Uninzi lwabathengi bokutya linikeza iindawo zokutyela ezinokwakheka inani elithile lekhredithi, elingaba lisuka kwixabiso lemali ukuya kwisixa esithile. Ngokomzekelo, unokufumana ukuhambisa kokutya ngoMsombuluko kwaye akufuneki uhlawule kuze kube ngeveki elandelayo. Kusebenza kakuhle xa unomsebenzi omkhulu wokutya ozayo kwaye udinga ukuthenga ukutya ngaphambi kokuba uhlawulwe. Nangona kunjalo, zama ukuzenza umkhwa wokungahlawulisi ukuthunyelwa xa befika. Tshekisha nababoneleli bakho nayiphi na isaphulelo sokuhlawula ngokukhawuleza. Ezinye iikhampani zinikeza i-5% izaphulelo (okanye into efanayo) kwiakhawunti ezihlawulwayo ekuhambisweni okanye ngeveki yokuhanjiswa. Nayiphi na into eya kunceda ukugcina imali yakho yokutyela yinto enhle.
Gcina i-Cash Stash Stash
Njengokuba unendlu, indawo yokutyela ihamba neendleko ezininzi ezingalindelekanga. Izixhobo zasekhishini eziphukile, umzekelo, zinokuhlawula amawaka okanye amawaka eedola ukulungisa okanye ukubuyisela. Gcina i-stash yemali kulezi ngxaki.
Gcina i-Inventory Low ukuya kwi- Cash Flow High
Isilivere sesilivere yeveki epholileyo kukuba akudingeki ukuba uchithe imali eninzi kwi-inventory.
Ukuba uhlala ungathengi ukutya kunye notywala nganye iveki (ezilungileyo kwi-rep reptile yakho, kungeyona nto yokutya yakho) ukunciphisa i-oda zakho kunokunceda ukugcina ukuhamba kwakho kwemali. Ukuba unesisombululo esongezelelweyo kwi-walk-in okanye kwindawo yokugcina eyomileyo engagudluliyo, kusenokuba ixesha lokuhlaziya imenyu yakho yokutya .
Qaphela Ngamaxabiso aseMathengi
Ukuba ivenkile yakho yenza nayiphi na uhlobo lokutya okanye ukucima-indawo yokutya , kufuneka uthathe idiphozithi ukuba ubambe umhla. Ngokuxhomekeke kumgaqo-nkqubo wokutya wokutya, ungadinga naphakathi kwe-10% ukuya ku-50% kwidiphozithi. Ukuba umsebenzi unyangeni ezimbalwa, okanye unyaka, khumbula ukuba kufuneka ufumane loo mali ekuthengeni ukutya kunye notywala kulo mcimbi. Yaye ukuba umthengi angashenxisa ngaphambi komsebenzi, kufuneka ubuyisele ubuncinci inxalenye yediphozithi.
Ibhizinisi lesityela lifuna iliso elibalulekileyo malunga neenkcukacha, ukusuka kwinkonzo yabathengi ukuya ekuphumeni ekhitshini. Kwakudinga iliso elijongene nebhajethi yakho. Ngelixa ungafanele uhambe ngaphaya kweepennies ukuze ufike kwiidola, kufuneka uhlale uqonda ukuba ungenisa imali engakanani kwaye uphuma kangakanani , ngamaxesha onke.